Spencer Savings Bank, Sla Employees' Pension Plan
Corporate pension, based in Elmwood Park, New Jersey, reporting $75.8M in assets, for 323 participants.
Composed from this allocator's classification, location and filed figures.
Nothing material in the last 90 days. Last change: 31 Dec 2025, Towers Watson Investment Services, no longer appears on Spencer Savings Bank, Sla Employees' Pension Plan's Schedule C as investment adviser (plan) (plan year 2025 vs 2024).
1 more adviser, 29 more commitments and 5 more dated events
Every figure, date and source on this page is shown. The names behind them, and every related record, open with the complete profile.
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Capital path
who backs this record, through what, into what; each name opens its own path- Prin Midcap Value I Sa-Z3 commitments
- Prin Inflation Protect Sa-R63 commitments
- Prin Liquid Assets Sep Acct-Z3 commitments
- Principal32 commitments
Relationship network
31 connected entities32 observed commitments13 repeat counterpartiescommitments 2023 to 2025
From board minutes, annual reports, Form 5500 filings and public records of commitments, consultants and staff in the allocator graph. Commitment amounts are those the allocator disclosed; many are not printed, and none is estimated.
Some relationships on this record are counted rather than named here. They open with the full profile.
Click any name or line for the commitments and sources behind it. Line weight is commitments together; dashed lines are inferred.
- Sponsor
- Fund or vehicle
- Service provider
- Organization
›How strength and recency are read
Managers, funds and consultants are read from the commitments: three or more is a strong observed relationship, two a repeat counterparty. No consultant link is marked current on the source, so none is labelled current or former here. Related plans, people and plan service providers are ordered by what the filing shows.
Darker lines were active in the last 24 months or are current; lighter lines are older or undated.
Size, funding, policy and commitments, with their basesCorporate pensionShowHide
Allocation policy
- Interest-bearing cash 0.0%
- Pooled separate accounts 100.0%
Consultants and advisers
- Towers Watson Investment Services, Investment adviser (plan)through Oct 8, 2025 Form 5500
- Kestra Advisory Services Investment adviser (plan)through Oct 8, 2023 Form 5500
- Principal Global Investors LLC Investment adviser (plan)through Oct 8, 2023 Form 5500
+1 more consultant or adviser advise this allocator
Every name, record and relationship behind this count, with the source on each.
Includes 3 days of DFX Intelligence. Then $199/month unless canceled.
People
Manager roster
- Principal32 rows, latest Oct 8, 2025
What changed
- Dec 31, 2025Consultant changedinferenceTowers Watson Investment Services, no longer appears on Spencer Savings Bank, Sla Employees' Pension Plan's Schedule C as investment adviser (plan) (plan year 2025 vs 2024)with Towers Watson Investment Services,askebsa.dol.gov
- Dec 31, 2025Consultant changedinferenceKestra Advisory Services, LLC appears on Spencer Savings Bank, Sla Employees' Pension Plan's Schedule C as investment adviser (plan) (plan year 2025 vs 2024)with Kestra Advisory Servicesaskebsa.dol.gov
- Oct 8, 2025Holding startedSpencer Savings Bank, Sla Employees' Pension Plan first reports an interest in Prin Midcap Sep Acct-Z (Principal): $4M at 2025-10-08with Principalaskebsa.dol.gov
- Oct 8, 2025Holding endedinferenceSpencer Savings Bank, Sla Employees' Pension Plan no longer reports Prin Midcap Growth Sep Acct-Z (Principal) (last held $3M at 2024-10-08; absent from the 2025-10-08 filing)with Principalaskebsa.dol.gov
- Dec 31, 2024Consultant changedinferenceTowers Watson Investment Services, appears on Spencer Savings Bank, Sla Employees' Pension Plan's Schedule C as investment adviser (plan) (plan year 2024 vs 2023)with Towers Watson Investment Services,askebsa.dol.gov
+5 more dated events
Every name, record and relationship behind this count, with the source on each.
Includes 3 days of DFX Intelligence. Then $199/month unless canceled.
Commitments
| Date | Fund | Manager | Bucket | Amount | Vintage | Status | Source |
|---|---|---|---|---|---|---|---|
| as of Oct 8, 2025 | Prin Midcap Value I Sa-Zseparate account | Principal | Pooled vehicles | $3.6M held | Disclosed holding | askebsa.dol.gov | |
| as of Oct 8, 2025 | Prin Inflation Protect Sa-R6separate account | Principal | Pooled vehicles | $17.0M held | Disclosed holding | askebsa.dol.gov | |
| as of Oct 8, 2025 | Prin Midcap Sep Acct-Zseparate account | Principal | Pooled vehicles | $3.5M held | Disclosed holding | askebsa.dol.gov |
+29 more commitments
Every fund and manager this allocator committed to, with the amount, date and source on each.
Includes 3 days of DFX Intelligence. Then $199/month unless canceled.
Size and funding
Form 5500 filings
| Plan year | Participants | Assets (SB market) | Funding target | FTAP | Total assets (H) | Partnerships / JV | Master trust | Real estate |
|---|---|---|---|---|---|---|---|---|
| 2025 to Oct 8, 2023 | 335 | Not disclosed | Not disclosed | n/a | $60.4M | Not disclosed | Not disclosed | Not disclosed |
| 2024 to Oct 8, 2025 | 323 | $70.9M | $47.0M | 121.0% | $75.8M | Not disclosed | Not disclosed | Not disclosed |
| 2023 to Oct 8, 2024 | 328 | $60.4M | $47.6M | 103.0% | $70.9M | Not disclosed | Not disclosed | Not disclosed |
- Principal Life Insurance Company codes 13 50 64 $157,409 PY2025
- Kestra Advisory Services, LLC codes 27 99 PY2025
- Principal Global Investors LLC codes 27 99 PY2025
+41 more service providers
Every name, record and relationship behind this count, with the source on each.
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Provenance
Provenance
Spencer Savings Bank, Sla Employees' Pension Plan sits on 3 traced paths of capital across the graphs.
DFX traced 3 paths of capital through this record
Every record on each path, what it committed or lent, and as of when.
Includes 3 days of DFX Intelligence. Then $199/month unless canceled.
Derived from allocator disclosures, BDC schedules and SEC filings; confidence is the weakest hop.
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Record history
- Consultant changed2025-12-31source on record
- Consultant changed2025-12-31source on record
- Holding in a pooled vehicle started2025-10-08source on record
+7 more changes on this record's ledger
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The ledger records every merge, rename and reclassification this record went through and the dated filings observed on it, so the identity on this page can be traced to the records it was built from. The ledger's own sentences name other records, so they show with the names.
›Connections
every published relationship on the graph
+5 connections on the graph
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