American Express Retirement Plan
Corporate pension, based in NEW York, New York, reporting $1.1B in assets, for 17,067 participants.
Composed from this allocator's classification, location and filed figures.
Nothing material in the last 90 days. Last change: 30 Sep 2025, American Express Retirement Plan no longer reports Sustainable Growth Adv Global Cit (Virtus Investment Advisors (via)) (last held $48M at 2024-09-30; absent from the 2025-09-30 filing).
8 more commitments and 1 more dated event
Every figure, date and source on this page is shown. The names behind them, and every related record, open with the complete profile.
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Capital path
who backs this record, through what, into what; each name opens its own path- Msci Acwi Equity Index Non-Lendable3 commitments
- GQG Partners Emerging Mkt Fund3 commitments
- Short Term Investment Funds3 commitments
- Blackrock Institutional Trust6 commitments
- Reliance Trust Company3 commitments
- Virtus Investment Advisors (via)2 commitments
Relationship network
29 connected entities11 observed commitments8 repeat counterpartiescommitments 2023 to 2025
From board minutes, annual reports, Form 5500 filings and public records of commitments, consultants and staff in the allocator graph. Commitment amounts are those the allocator disclosed; many are not printed, and none is estimated.
Some relationships on this record are counted rather than named here. They open with the full profile.
Click any name or line for the commitments and sources behind it. Line weight is commitments together; dashed lines are inferred.
- Sponsor
- Fund or vehicle
- Service provider
- Organization
›How strength and recency are read
Managers, funds and consultants are read from the commitments: three or more is a strong observed relationship, two a repeat counterparty. No consultant link is marked current on the source, so none is labelled current or former here. Related plans, people and plan service providers are ordered by what the filing shows.
Darker lines were active in the last 24 months or are current; lighter lines are older or undated.
Size, funding, policy and commitments, with their basesCorporate pensionShowHide
Allocation policy
- Interest-bearing cash 1.1%
- Non-interest-bearing cash 0.2%
- Corporate debt instruments (other) 29.2%
- U.S. Government securities 24.5%
- Other investments 2.8%
- Partnership/joint venture interests 18.0%
- Common/collective trusts 14.5%
- Registered investment companies 4.5%
Consultants and advisers
- Towers Watson Investment Services, Investment adviser (plan)through Sep 30, 2023 Form 5500
- Willis Towers Watson US LLC Actuarythrough Sep 30, 2023 Form 5500
- Principal Custodianthrough Sep 30, 2023 Form 5500
People
Manager roster
- Blackrock Institutional Trust6 rows, latest Sep 30, 2025
- Reliance Trust Company3 rows, latest Sep 30, 2025
- Virtus Investment Advisors (via)2 rows, latest Sep 30, 2024
- Fidelity Institutional Asset Mgmt Tplan years 2024
- Lindsell Train Global Equity LLCplan years 2023
- ASB Allegianceplan years 2023
+6 more Schedule C managers
Every name, record and relationship behind this count, with the source on each.
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What changed
- Sep 30, 2025Holding endedinferenceAmerican Express Retirement Plan no longer reports Sustainable Growth Adv Global Cit (Virtus Investment Advisors (via)) (last held $48M at 2024-09-30; absent from the 2025-09-30 filing)with Virtus Investment Advisors (via)askebsa.dol.gov
- Dec 31, 2024Manager relationship endedinferenceLegal & General Invest Mgmt America no longer appears on American Express Retirement Plan's Schedule C as investment manager (plan year 2024 vs 2023)with Legal & General Inv Mgmt Americaaskebsa.dol.gov
- Oct 1, 2024Funded status changedAmerican Express Retirement Plan funded ratio 100.8% -> 97.3% (2023-10-01 to 2024-10-01)
- Oct 1, 2024Assets changedAmerican Express Retirement Plan plan assets $951M -> $1.1B (+11.2%, 2023-10-01 to 2024-10-01)
- Sep 30, 2024Assets changedAmerican Express Retirement Plan total assets $1.0B -> $1.2B (+13.8%, 2023-09-30 to 2024-09-30)
+1 more dated event
Every name, record and relationship behind this count, with the source on each.
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Commitments
| Date | Fund | Manager | Bucket | Amount | Vintage | Status | Source |
|---|---|---|---|---|---|---|---|
| as of Sep 30, 2025 | Msci Acwi Equity Index Non-Lendablecollective trust | Blackrock Institutional Trust | Public equity | $88.9M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | GQG Partners Emerging Mkt Fundcollective trust | Reliance Trust Company | Pooled vehicles | $45.2M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | Short Term Investment Fundscollective trust | Blackrock Institutional Trust | Cash | $25.1M held | Disclosed holding | askebsa.dol.gov |
+8 more commitments
Every fund and manager this allocator committed to, with the amount, date and source on each.
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Size and funding
Form 5500 filings
| Plan year | Participants | Assets (SB market) | Funding target | FTAP | Total assets (H) | Partnerships / JV | Master trust | Real estate |
|---|---|---|---|---|---|---|---|---|
| 2024 to Sep 30, 2025 | 17,067 | $1.1B | $913M | 97.3% | $1.1B | $198M | Not disclosed | Not disclosed |
| 2023 to Sep 30, 2024 | 17,834 | $951M | $959M | 100.8% | $1.2B | $209M | Not disclosed | Not disclosed |
| 2022 to Sep 30, 2023 | 18,509 | $948M | $961M | 102.5% | $1.0B | $237M | Not disclosed | Not disclosed |
- Principal Life Insurance Company codes 15 19 21 25 38 49 50 62 64 $550,226 PY2024
- Pacific Investment Management Co codes 28 51 $514,336 PY2024
- Harrison Street codes 28 51 $471,688 PY2024
+58 more service providers
Every name, record and relationship behind this count, with the source on each.
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Provenance
Provenance
American Express Retirement Plan sits on 3 traced paths of capital across the graphs.
DFX traced 3 paths of capital through this record
Every record on each path, what it committed or lent, and as of when.
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Derived from allocator disclosures, BDC schedules and SEC filings; confidence is the weakest hop.
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Record history
- Holding in a pooled vehicle ended2025-09-30source on record
- Manager relationship ended2024-12-31source on record
- Funded status changed2024-10-01source on record
+3 more changes on this record's ledger
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The ledger records every merge, rename and reclassification this record went through and the dated filings observed on it, so the identity on this page can be traced to the records it was built from. The ledger's own sentences name other records, so they show with the names.
›Connections
every published relationship on the graph
+13 connections on the graph
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