A continuously maintained graph of U.S. family offices: identity, team, observed investments, public holdings, relationships and dated signals of change. Facts, inferences and estimates are labelled as such, with the source and the date, on every row. Unknown is printed as unknown.

Family office profile

Commerce Family Office

Kansas City, MOOutsourced family office provideridentity confidence 85%commercebank.com

Why this class: Its own words sell family office services to clients: Commerce Family Office is an operating unit of Commerce Trust within Commerce Bank/Commerce Bancshares, whose own site describes it as serving ultra-high-net-worth families with financial management, governance and wealth transfer, a family-office function embedded inside a larger banking company..

Verified Sep 14, 2026 (3 days ago)
Last observed Sep 14, 2026 · 8 observations · 2 sources
3 people · 0 investments · 0 public positions · 1 events
Identity
85
high
Data depth
40
elevated
Freshness
100
high
Active deployment
0
low
Direct investing
0
low
External managers
0
low
Private markets
0
low
Sponsor-friendly
0
low
Real estate
0
low
Co-investment
0
low
Contactability
50
elevated
Mandate confidence
0
low

Twelve separate dimensions, each 0 to 100 from listed components. There is no single family office score; the components are in the evidence section.

Overview
Profile completeness 31% (low value, medium; the most valuable missing fact is direct investments)
identityclassificationwealth origincapital-scale evidencepeoplecontactsmandatedirect investmentsfund relationshipsco-investorssponsor relationshipsreal estatepublic holdingsrecent eventsprovenancefreshness
Classification
Outsourced family office provider
Description
Commerce Bank offers personal and business banking, checking, mortgages, loans, investing, credit cards & more. Visit us online or at one of our locations.
Headquarters
Kansas City, MO
Office address
unknown
Business phone
unknown
Website
commercebank.com
Year established
unknown
Assets under management
unknown
Capital scale
Reported office AUM: unknown. No public number of any kind.
Classification history
  • Sep 14, 2026Outsourced family office provider 85%Its own words sell family office services to clients: Commerce Family Office is an operating unit of Commerce Trust within Commerce Bank/Commerce Bancshares, whose own site describes it as serving ultra-high-net-worth families with financial management, governance and wealth transfer, a family-office function embedded inside a larger banking company.Factverifiedcommercebank.com“Commerce Family Office serves ultra-high net worth families seeking strategic advice for day-to-day financial management, family governance issues, and generati”
  • Sep 14, 2026EMBEDDED FAMILY OFFICE 70%Commerce Family Office is an operating unit of Commerce Trust within Commerce Bank/Commerce Bancshares, whose own site describes it as serving ultra-high-net-worth families with financial management, governance and wealth transfer, a family-office function embedded inside a larger banking company.Factverifiedcommercebank.com“Commerce Family Office serves ultra-high net worth families seeking strategic advice for day-to-day financial management, family governance issues, and generati”
Family and wealth origin
Family served
Kemper family (controls Commerce Bancshares) family
Source of wealth
unknown
Operating company origin
unknown
Team
PersonTitleResponsibilityBusiness contactSource
Get ConnectedTeam Member StoriesLeadershipnone on recordcommercebank.com Fact
Health Payment PlanCommerce Trust Wealth ManagerLeadershipnone on recordcommercebank.com Fact
John HandyPresident and Chief Executive Officer for Commerce TrustLeadershipnone on recordcommercebank.com Fact
Office contact points
Business phone: 800-453-2265 (published by the subject) commercebank.com
Website: commercebank.com (published by the subject) commercebank.com
Investment mandate
Stated (their words, cited)
No cited statement of mandate on the record.
Observed (from the investment record)
No investments on the record yet, so nothing is observed.
Inferred (regulatory shape and team)
Nothing to infer from.
Invests directly
unknown
Allocates to managers
unknown
Asset classes
unknown
Sectors
unknown
Geography
unknown
Check size
unknown
Direct investments
No substantiated direct investment on the record. Absence here is absence of evidence, not evidence of absence.
Fund and manager relationships
No fund commitment or manager relationship on the record. Commitment amounts are shown only when public.
Public stakes and holdings
Form 13F holdings
No 13F filing on the record for this office.
Real estate
No documented real estate ownership link. A property is attributed to an office only through a documented control relationship, never from a surname.
Co-investors
No co-investor on the record.
Independent sponsor relationships
No cited relationship to an independent sponsor.
Signals and timeline

Most significant first: what kind of change it is, its size, whose change it is, and how recent. 1 events. 13F position changes are under Public stakes and holdings.

  • Sep 14, 2026Classification changedCommerce Family Office: EMBEDDED_FAMILY_OFFICE -> OUTSOURCED_FAMILY_OFFICE (Its own words sell family office services to clients: Commerce Family Office is an operating unit of Commerce Trust within Commerce Bank/Commerce Bancshares, whose own site describes it as serving ultra-high-net-worth families with financial management, governance and wealth transfer, a family-office function embedded inside a larger banking company.)ClassificationFactcommercebank.com
Sources and evidence

Every observation behind this profile: the value, when it was effective, the source, the quote where there is one, and whether it is a fact, an inference or an estimate. 8 shown.

Score components
Freshness
+100 days since the newest source-dated fact or analyst verification (1 days)
Contactability
+40 named decision-makers (John Handy (President and Chief Executive Officer for Commerce Trust); Health Payment Plan (Commerce Trust Wealth Manager); Get Connected (Team Member Stories))
+10 verified business phones (1)
Data confidence
+10 website
+10 description
+10 people
+10 independent sources (2 sources)
Active deployment
no components; scored 0
Exists confidence
+20 website
+20 independent sources (2 sources)
+30 analyst-verified
Research priority
+0 rank (2286)
Mandate confidence
no components; scored 0
Identity confidence
+85 classification (OUTSOURCED_FAMILY_OFFICE (Its own words sell family office services to clients: Commerce Family Office is an operating unit of Commerce Trust within Commerce Bank/Commerce Bancshares, whose own site describes it as serving ultra-high-net-worth families with financial management, governance and wealth transfer, a family-office function embedded inside a larger banking company.))
Real estate propensity
no components; scored 0
Co investment propensity
no components; scored 0
Family identity confidence
+40 family named (Kemper family (controls Commerce Bancshares) family)
Private markets propensity
no components; scored 0
Current activity confidence
+25 a source-dated fact within 12 months (1 days)
External manager propensity
no components; scored 0
Direct investment propensity
no components; scored 0
Independent sponsor propensity
no components; scored 0
FactValueEffectiveSourceClass
DescriptionCommerce Bank offers personal and business banking, checking, mortgages, loans, investing, credit cards & more. Visit us online or at one of our locations.Sep 14, 2026Family office and investment company websites (about, team, portfolio, news pages) commercebank.comFact
Family servedKemper family (controls Commerce Bancshares) family
“Commerce Family Office serves ultra-high net worth families seeking strategic advice for day-to-day financial management, family governance issues, and generational wealth transfer.”
Sep 14, 2026DFX analyst research (General-assisted, every claim URL-cited) commercebank.comFact
Office type (stated)embedded_family_office
“Commerce Family Office serves ultra-high net worth families seeking strategic advice for day-to-day financial management, family governance issues, and generational wealth transfer.”
Sep 14, 2026DFX analyst research (General-assisted, every claim URL-cited) commercebank.comFact
Office type (stated)outsourced_family_office
“Commerce Family Office serves ultra-high net worth families seeking strategic advice for day-to-day financial management, family governance issues, and generational wealth transfer.”
Sep 14, 2026DFX analyst research (General-assisted, every claim URL-cited) commercebank.comFact
Team page urlhttps://www.commercebank.com/page-not-foundSep 16, 2026Family office and investment company websites (about, team, portfolio, news pages) commercebank.comFact
Websitecommercebank.com
“office website commercebank.com”
Sep 14, 2026DFX analyst research (General-assisted, every claim URL-cited) commercebank.comFact
Website readsite-fo-3Sep 14, 2026Family office and investment company websites (about, team, portfolio, news pages) commercebank.comFact
Website titleCommerce Bank | Banking, Checking, Savings, Mortgages & MoreSep 14, 2026Family office and investment company websites (about, team, portfolio, news pages) commercebank.comFact