DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

The Retirement Plan of Rhinebeck Savings Bank

Corporate pensionPoughkeepsie, NY
Assets
$19.0M
Total assets, Sep 30, 2025 reported
Funded
90.7%
Oct 1, 2024
Private markets target
n/a
policy Sep 30, 2025
Commitments
25
none on the tape
Plan sponsor: Rhinebeck Bank
Allocation policy
Form 5500, as of Sep 30, 2025
Actual allocation lines without a target (as filed)
  • Pooled separate accounts 100.0%
Consultants and advisers
1 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
1 managers on the commitment tape
From the plan’s own commitment disclosures
Commitments
25 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Sep 30, 2025Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$1.3M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$3.9M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Smcap S&p 600 Index Sa-Zseparate accountPrincipalPooled vehicles$99,971 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Midcap S&p 400 Idx Sa-Zseparate accountPrincipalPooled vehicles$232,454 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Ldi Long Duration Sa-Zseparate accountPrincipalFixed income$10.4M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$473,394 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Ldi Intrm Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$2.3M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Prin Ldi Ext Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$228,160 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$989,036 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$3.9M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Smcap S&p 600 Index Sa-Zseparate accountPrincipalPooled vehicles$100,195 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Midcap S&p 400 Idx Sa-Zseparate accountPrincipalPooled vehicles$231,295 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Ldi Long Duration Sa-Zseparate accountPrincipalFixed income$10.6M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$473,853 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Ldi Intrm Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$2.3M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Ldi Ext Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$239,604 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Prin Org Emg Mkts Sep Acct-Zseparate accountPrincipalPooled vehicles$285,735 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$862,036 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$3.4M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Smcap S&p 600 Index Sa-Zseparate accountPrincipalPooled vehicles$85,583 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Midcap S&p 400 Idx Sa-Zseparate accountPrincipalPooled vehicles$208,941 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Ldi Long Duration Sa-Zseparate accountPrincipalFixed income$6.4M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$411,844 heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Ldi Intrm Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$4.9M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Prin Org Emg Mkts Sep Acct-Zseparate accountPrincipalPooled vehicles$250,773 heldDisclosed holdingaskebsa.dol.gov
Size and funding
30 readings
Total assets
$19.0M Sep 30, 2025 reported Form 5500
$19.0M (2024-09) · $16.5M (2023-09)
Plan assets
$19.0M Oct 1, 2024 reported Form 5500
$16.5M (2023-10) · $16.4M (2022-10)
Net assets
$19.0M Sep 30, 2025 reported Form 5500
$19.0M (2024-09) · $16.5M (2023-09)
Funded ratio
90.7% Oct 1, 2024 reported Form 5500
93.9% (2023-10) · 97.5% (2022-10)
Funding target
$16.6M Oct 1, 2024 reported Form 5500
$17.1M (2023-10) · $16.5M (2022-10)
Discount rate
5.41% Oct 1, 2024 reported Form 5500
5.27% (2023-10) · 5.44% (2022-10)
Participants
180 Oct 1, 2024 reported Form 5500
185 (2023-10) · 188 (2022-10)
Contributions
$0 Sep 30, 2025 reported Form 5500
$0 (2024-09) · $0 (2023-09)
Benefits paid
$834,608 Sep 30, 2025 reported Form 5500
$746,056 (2024-09) · $695,712 (2023-09)
Net investment income
$-81,713 Sep 30, 2025 reported Form 5500
$2.5M (2024-09) · $57,156 (2023-09)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Sep 30, 2025180$19.0M$16.6M90.7%$19.0Mn/an/an/a
2023 to Sep 30, 2024185$16.5M$17.1M93.9%$19.0Mn/an/an/a
2022 to Sep 30, 2023188$16.4M$16.5M97.5%$16.5Mn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Principal Life Insurance Company codes 13 50 64 $66,998 PY2024
  • Prin Diversified Intl Sa-Z Sched. D P $1.3M PY2024
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $3.9M PY2024
  • Prin Smcap S&p 600 Index Sa-Z Sched. D P $99,971 PY2024
  • Prin Midcap S&p 400 Idx Sa-Z Sched. D P $232,454 PY2024
  • Prin Ldi Long Duration Sa-Z Sched. D P $10.4M PY2024
  • Prin Ldi Ext Dur Sep Acct-Z Sched. D P $228,160 PY2024
  • Prin Org Emg Mkts Sep Acct-Z Sched. D P PY2024
  • Principal Overseas Sep Acct-Z Sched. D P $473,394 PY2024
  • Prin Ldi Intrm Dur Sep Acct-Z Sched. D P $2.3M PY2024
  • Principal Financial Group codes 11 PY2024
  • Principal Life Insurance Company codes 13 50 64 $65,140 PY2023
  • Prin Midcap S&p 400 Idx Sa-Z Sched. D P $231,295 PY2023
  • Prin Diversified Intl Sa-Z Sched. D P $989,036 PY2023
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $3.9M PY2023
  • Prin Smcap S&p 600 Index Sa-Z Sched. D P $100,195 PY2023
  • Prin Ldi Long Duration Sa-Z Sched. D P $10.6M PY2023
  • Principal Overseas Sep Acct-Z Sched. D P $473,853 PY2023
  • Prin Ldi Intrm Dur Sep Acct-Z Sched. D P $2.3M PY2023
  • Prin Ldi Ext Dur Sep Acct-Z Sched. D P $239,604 PY2023
  • Prin Org Emg Mkts Sep Acct-Z Sched. D P $285,735 PY2023
  • Principal Financial Group codes 11 PY2023
  • Principal Life Insurance Company codes 13 50 64 $57,980 PY2022
  • Prin Diversified Intl Sa-Z Sched. D P $862,036 PY2022
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $3.4M PY2022
  • Prin Smcap S&p 600 Index Sa-Z Sched. D P $85,583 PY2022
  • Prin Ldi Intrm Dur Sep Acct-Z Sched. D P $4.9M PY2022
  • Prin Intl Smallcap Sep Acct-Z Sched. D P PY2022
  • Prin Org Emg Mkts Sep Acct-Z Sched. D P $250,773 PY2022
  • Prin Midcap S&p 400 Idx Sa-Z Sched. D P $208,941 PY2022
  • Prin Ldi Long Duration Sa-Z Sched. D P $6.4M PY2022
  • Principal Overseas Sep Acct-Z Sched. D P $411,844 PY2022
  • Principal Financial Group codes 11 PY2022
What changed
6 events
  • Sep 30, 2025Holding endedinference
    The Retirement Plan of Rhinebeck Savings Bank no longer reports Prin Org Emg Mkts Sep Acct-Z (Principal) (last held $285,735 at 2024-09-30; absent from the 2025-09-30 filing)
    with Principalaskebsa.dol.gov
  • Oct 1, 2024Funded status changed
    The Retirement Plan of Rhinebeck Savings Bank funded ratio 93.9% -> 90.7% (2023-10-01 to 2024-10-01)
    askebsa.dol.gov
  • Oct 1, 2024Assets changed
    The Retirement Plan of Rhinebeck Savings Bank plan assets $17M -> $19M (+15.3%, 2023-10-01 to 2024-10-01)
    askebsa.dol.gov
  • Sep 30, 2024Holding started
    The Retirement Plan of Rhinebeck Savings Bank first reports an interest in Prin Ldi Ext Dur Sep Acct-Z (Principal): $239,604 at 2024-09-30
    with Principalaskebsa.dol.gov
  • Sep 30, 2024Assets changed
    The Retirement Plan of Rhinebeck Savings Bank total assets $17M -> $19M (+15.3%, 2023-09-30 to 2024-09-30)
    askebsa.dol.gov
  • Oct 1, 2023Funded status changed
    The Retirement Plan of Rhinebeck Savings Bank funded ratio 97.5% -> 93.9% (2022-10-01 to 2023-10-01)
    askebsa.dol.gov
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 141002430-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.