DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Union Savings Bank Retirement Plan

Corporate pensionDanbury, CT
Assets
$115M
Total assets, Dec 31, 2024 reported
Funded
108.8%
Jan 1, 2024
Private markets target
n/a
policy Dec 31, 2024
Commitments
3
none on the tape
Plan sponsor: Union Savings Bank
Allocation policy
Form 5500, as of Dec 31, 2024
Actual allocation lines without a target (as filed)
  • Corporate debt instruments (other) 27.9%
  • Corporate debt instruments (preferred) 13.9%
  • U.S. Government securities 16.8%
  • Other investments 0.2%
  • Pooled separate accounts 0.5%
  • Registered investment companies 40.3%
Consultants and advisers
2 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
1 managers on the commitment tape
From the plan’s own commitment disclosures
Commitments
3 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Dec 31, 2024Prudential Short-Termseparate accountPrudential Retirement & Annuity InsCash$577,234 heldDisclosed holdingaskebsa.dol.gov
as of Dec 31, 2023Prudential Short-Termseparate accountPrudential Retirement & Annuity InsCash$2.3M heldDisclosed holdingaskebsa.dol.gov
as of Dec 31, 2022Prudential Short-Termseparate accountPrudential Retirement & Annuity InsCash$4.5M heldDisclosed holdingaskebsa.dol.gov
Size and funding
31 readings
Total assets
$115M Dec 31, 2024 reported Form 5500
$116M (2023-12) · $106M (2022-12)
Plan assets
$116M Jan 1, 2024 reported Form 5500
$106M (2023-01) · $132M (2022-01)
Net assets
$115M Dec 31, 2024 reported Form 5500
$116M (2023-12) · $106M (2022-12)
Funded ratio
108.8% Jan 1, 2024 reported Form 5500
102.5% (2023-01) · 125.0% (2022-01)
Funding target
$83.0M Jan 1, 2024 reported Form 5500
$81.5M (2023-01) · $78.5M (2022-01)
Discount rate
5.17% Jan 1, 2024 reported Form 5500
5.24% (2023-01) · 5.40% (2022-01)
Participants
598 Jan 1, 2024 reported Form 5500
598 (2023-01) · 618 (2022-01)
Contributions
$0 Dec 31, 2024 reported Form 5500
$2.0M (2023-12) · $7.0M (2022-12)
Benefits paid
$6.1M Dec 31, 2024 reported Form 5500
$5.0M (2023-12) · $5.9M (2022-12)
Net investment income
$-1.1M Dec 31, 2024 reported Form 5500
$9.6M (2023-12) · $-26.0M (2022-12)
Investment management fees
$284,695 Dec 31, 2024 reported Form 5500
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Dec 31, 2024598$116M$83.0M108.8%$115Mn/an/an/a
2023 to Dec 31, 2023598$106M$81.5M102.5%$116Mn/an/an/a
2022 to Dec 31, 2022618$132M$78.5M125.0%$106Mn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Empower Annuity Insurance Company codes 13 $175,380 PY2024
  • SUN Life Investment Management US codes $104,195 PY2024
  • Pension Benefit Guaranty Corporatio codes $60,398 PY2024
  • Bank of America N.A. codes $53,708 PY2024
  • Fiducient Advisors LLC codes 27 $49,144 PY2024
  • Wolf & Company codes $17,250 PY2024
  • Prudential Short-Term Sched. D P $577,234 PY2024
  • Empower codes 11 PY2024
  • Empower Annuity Insurance Company codes 13 $206,420 PY2023
  • Bank of America, N.A., NY codes $79,625 PY2023
  • Fiducient Advisors codes 27 $64,561 PY2023
  • Wolf and Company LLP codes $18,500 PY2023
  • Prudential Short-Term Sched. D P $2.3M PY2023
  • Empower codes 11 PY2023
  • Prudential Retirement Insurance codes 13 $222,564 PY2022
  • Bank of America, N.A., NY codes $142,014 PY2022
  • Fiducient Advisors codes 27 $63,295 PY2022
  • Wolf and Company LLP codes $18,250 PY2022
  • Prudential Short-Term Sched. D P $4.5M PY2022
  • Empower codes 11 PY2022
What changed
3 events
  • Jan 1, 2024Funded status changed
    Union Savings Bank Retirement Plan funded ratio 102.5% -> 108.8% (2023-01-01 to 2024-01-01)
  • Jan 1, 2023Funded status changed
    Union Savings Bank Retirement Plan funded ratio 125.0% -> 102.5% (2022-01-01 to 2023-01-01)
  • Jan 1, 2023Assets changed
    Union Savings Bank Retirement Plan plan assets $132M -> $106M (-19.7%, 2022-01-01 to 2023-01-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 060570800-007
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.