DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Financial Institutions, Inc. Pension Plan As a Member of the New York State Bankers Retirement System

Corporate pensionWarsaw, NY
Assets
$67.7M
Total assets, Sep 30, 2025 reported
Funded
100.0%
Oct 1, 2024
Private markets target
n/a
policy Sep 30, 2025
Commitments
3
none on the tape
Plan sponsor: Financial Institutions, Inc.
Allocation policy
Form 5500, as of Sep 30, 2025
Actual allocation lines without a target (as filed)
  • Interest-bearing cash 3.5%
  • Corporate debt instruments (other) 0.0%
  • Common/collective trusts 96.5%
Consultants and advisers
3 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
No manager relationship is on the tape for this allocator.
Commitments
3 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Sep 30, 2025Commingled Pension Trust Fundcollective trustJpmorgan Chase Bank, N.A.Pooled vehicles$65.3M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Commingled Pension Trust Fundcollective trustJpmorgan Chase Bank, N.A.Pooled vehicles$70.8M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Commingled Pension Trust Fundcollective trustJpmorgan Chase Bank, N.A.Pooled vehicles$65.9M heldDisclosed holdingaskebsa.dol.gov
Size and funding
33 readings
Total assets
$67.7M Sep 30, 2025 reported Form 5500
$71.6M (2024-09) · $66.4M (2023-09)
Plan assets
$71.6M Oct 1, 2024 reported Form 5500
$66.4M (2023-10) · $72.5M (2022-10)
Net assets
$67.7M Sep 30, 2025 reported Form 5500
$71.6M (2024-09) · $66.4M (2023-09)
Funded ratio
100.0% Oct 1, 2024 reported Form 5500
84.1% (2023-10) · 92.6% (2022-10)
Funding target
$66.1M Oct 1, 2024 reported Form 5500
$69.5M (2023-10) · $65.9M (2022-10)
Discount rate
5.41% Oct 1, 2024 reported Form 5500
5.29% (2023-10) · 5.46% (2022-10)
Participants
1,124 Oct 1, 2024 reported Form 5500
1,205 (2023-10) · 1,203 (2022-10)
Contributions
$0 Sep 30, 2025 reported Form 5500
$0 (2024-09) · $0 (2023-09)
Benefits paid
$5.6M Sep 30, 2025 reported Form 5500
$8.0M (2024-09) · $4.1M (2023-09)
Net investment income
$-3.9M Sep 30, 2025 reported Form 5500
$5.2M (2024-09) · $-6.1M (2023-09)
Investment management fees
$345,623 Sep 30, 2025 reported Form 5500
$217,246 (2024-09) · $310,691 (2023-09)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Sep 30, 20251,124$71.6M$66.1M100.0%$67.7Mn/an/an/a
2023 to Sep 30, 20241,205$66.4M$69.5M84.1%$71.6Mn/an/an/a
2022 to Sep 30, 20231,203$72.5M$65.9M92.6%$66.4Mn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
What changed
2 events
  • Oct 1, 2024Funded status changed
    Financial Institutions, Inc. Pension Plan As a Member of the New York State Bankers Retirement System funded ratio 84.1% -> 100.0% (2023-10-01 to 2024-10-01)
  • Oct 1, 2023Funded status changed
    Financial Institutions, Inc. Pension Plan As a Member of the New York State Bankers Retirement System funded ratio 92.6% -> 84.1% (2022-10-01 to 2023-10-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 160816610-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.