DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Visa Retirement Plan

Corporate pensionSAN Francisco, CA
Assets
$1.6B
Total assets, Sep 30, 2025 reported
Funded
181.3%
Oct 1, 2024
Private markets target
n/a
policy Sep 30, 2025
Commitments
6
none on the tape
Plan sponsor: Visa Inc.
Allocation policy
Form 5500, as of Sep 30, 2025
Actual allocation lines without a target (as filed)
  • Interest-bearing cash 0.6%
  • Non-interest-bearing cash 0.2%
  • Corporate debt instruments (other) 19.3%
  • U.S. Government securities 11.8%
  • Insurance company general account 18.2%
  • Other investments 0.1%
  • Common/collective trusts 25.6%
  • Registered investment companies 5.8%
Consultants and advisers
4 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
1 managers on Schedule C
From Schedule C (investment management, code 28)
Commitments
6 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Sep 30, 2025Vftc Instl 500 Index Trustcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$260M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2025Vftc Instl Extended Market Index Trcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$150M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Vftc Instl 500 Index Trustcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$310M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2024Vftc Instl Extended Market Index Trcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$129M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Vftc Instl 500 Index Trustcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$231M heldDisclosed holdingaskebsa.dol.gov
as of Sep 30, 2023Vftc Instl Extended Market Index Trcollective trustVanguard Fiduciary Trust CompanyPooled vehicles$108M heldDisclosed holdingaskebsa.dol.gov
Size and funding
33 readings
Total assets
$1.6B Sep 30, 2025 reported Form 5500
$1.6B (2024-09) · $1.2B (2023-09)
Plan assets
$1.2B Oct 1, 2024 reported Form 5500
$1.0B (2023-10) · $956M (2022-10)
Net assets
$1.3B Sep 30, 2025 reported Form 5500
$1.2B (2024-09) · $1.0B (2023-09)
Funded ratio
181.3% Oct 1, 2024 reported Form 5500
160.1% (2023-10) · 143.9% (2022-10)
Funding target
$660M Oct 1, 2024 reported Form 5500
$631M (2023-10) · $665M (2022-10)
Discount rate
4.82% Oct 1, 2024 reported Form 5500
5.64% (2023-10) · 5.18% (2022-10)
Participants
6,148 Oct 1, 2024 reported Form 5500
6,389 (2023-10) · 6,596 (2022-10)
Contributions
$0 Sep 30, 2025 reported Form 5500
$0 (2024-09) · $0 (2023-09)
Benefits paid
$78.2M Sep 30, 2025 reported Form 5500
$43.4M (2024-09) · $33.5M (2023-09)
Net investment income
$97.0M Sep 30, 2025 reported Form 5500
$187M (2024-09) · $53.5M (2023-09)
Investment management fees
$2.3M Sep 30, 2025 reported Form 5500
$1.6M (2024-09) · $1.5M (2023-09)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Sep 30, 20256,148$1.2B$660M181.3%$1.6Bn/an/an/a
2023 to Sep 30, 20246,389$1.0B$631M160.1%$1.6Bn/an/an/a
2022 to Sep 30, 20236,596$956M$665M143.9%$1.2Bn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Willis Towers Watson US LLC codes 11 50 $2.0M PY2024
  • Pimco codes 28 51 $1.4M PY2024
  • AON Investments USA Inc. codes 16 17 51 70 $828,465 PY2024
  • Conduent Human Resource Svcs, LLC codes 15 50 $363,874 PY2024
  • Principal Trust Company codes 19 21 25 50 62 $266,826 PY2024
  • Fidelity Workplace codes 15 17 50 $266,320 PY2024
  • Proskauer codes 29 50 $126,417 PY2024
  • Morgan, Lewis & Bockius LLP codes 29 50 $120,822 PY2024
  • State Street Global Adv Trust Co codes 49 50 $100,000 PY2024
  • Visa USA, Inc. codes 14 15 50 $68,746 PY2024
  • BDO USA, P.C. codes 10 50 $45,000 PY2024
  • Vanguard Instl Ext Market Index Tr Sched. D C $150M PY2024
  • Vanguard Instl 500 Index Tr Sched. D C $260M PY2024
  • Willis Towers Watson US LLC codes 11 PY2024
  • Willis Towers Watson US LLC codes 11 50 $1.7M PY2023
  • Pimco codes 28 51 $1.4M PY2023
  • Conduent Human Resource Svcs, LLC codes 15 50 $300,210 PY2023
  • Principal Trust Company codes 19 21 25 50 72 $242,831 PY2023
  • AON Investments USA Inc. codes 16 17 50 70 $132,870 PY2023
  • Visa USA, Inc. codes 14 15 50 $84,669 PY2023
  • Moss Adams LLP codes 10 50 $52,500 PY2023
  • Vanguard Instl 500 Index Tr Sched. D C $310M PY2023
  • Vanguard Instl Ext Market Index Tr Sched. D C $129M PY2023
  • Willis Towers Watson US LLC codes 11 PY2023
  • Pimco codes 28 51 $1.4M PY2022
  • Willis Towers Watson US LLC codes 11 50 $1.0M PY2022
  • Principal Trust Company codes 19 21 25 50 72 $229,265 PY2022
  • Conduent Human Resource Svcs, LLC codes 15 50 $224,040 PY2022
  • AON Investments USA Inc. codes 16 17 51 70 $129,000 PY2022
  • Visa USA, Inc. codes 14 15 50 $114,739 PY2022
  • Moss Adams LLP codes 10 50 $50,000 PY2022
  • Vanguard Instl 500 Index Tr Sched. D C $231M PY2022
  • Vanguard Instl Ext Market Index Tr Sched. D C $108M PY2022
  • Willis Towers Watson US LLC codes 11 PY2022
What changed
5 events
  • Dec 31, 2024Consultant changedinference
    Fidelity Workplace appears on Visa Retirement Plan's Schedule C as pension consultant (plan year 2024 vs 2023)
    with Fidelity Managementaskebsa.dol.gov
  • Oct 1, 2024Funded status changed
    Visa Retirement Plan funded ratio 160.1% -> 181.3% (2023-10-01 to 2024-10-01)
  • Oct 1, 2024Assets changed
    Visa Retirement Plan plan assets $1.0B -> $1.2B (+18.5%, 2023-10-01 to 2024-10-01)
  • Sep 30, 2024Assets changed
    Visa Retirement Plan total assets $1.2B -> $1.6B (+34.4%, 2023-09-30 to 2024-09-30)
  • Oct 1, 2023Funded status changed
    Visa Retirement Plan funded ratio 143.9% -> 160.1% (2022-10-01 to 2023-10-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 260267673-334
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.