DFX Intelligence
Allocator Intelligence
The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.
Corporate pension
Retirement Plan of Fulton Savings Bank
Corporate pensionFulton, NY
Assets
$35.2M
Total assets, Sep 30, 2025 reported
Funded
112.4%
Oct 1, 2024
Private markets target
n/a
policy Sep 30, 2025
Commitments
18
none on the tape
Plan sponsor: Fulton Savings Bank
Allocation policy
Form 5500, as of Sep 30, 2025
Actual allocation lines without a target (as filed)
- Interest-bearing cash 0.9%
- Common/collective trusts 99.1%
Consultants and advisers
2 firms
- Pentegra Retirement Trust Trusteethrough Sep 30, 2023 Form 5500
- Pentegra Services, Inc. Actuarythrough Sep 30, 2023 Form 5500
People
No investment staff or executives have been read for this allocator yet.
Manager roster
2 managers on the commitment tape
From the plan’s own commitment disclosures
- State Street Global Advisors Trust9 rows, latest Sep 30, 2025
- State Street - Russell 20009 rows, latest Sep 30, 2025
Commitments
18 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
| Date | Fund | Manager | Bucket | Amount | Vintage | Status | Source |
|---|---|---|---|---|---|---|---|
| as of Sep 30, 2025 | Daily Msci Acwi Ex USA Index Nl Fndcollective trust | State Street Global Advisors Trust | Pooled vehicles | $6.4M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | Russell 2000 Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $2.8M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | S&p 500 Flagship Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $11.7M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | Ssga S&p Midcap 400 R Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $2.7M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | 20 Yr US High Quality Corp Bond Nlcollective trust | State Street Global Advisors Trust | Fixed income | $5.6M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2025 | 5-20 Yr US High Quality Corp Bond Ncollective trust | State Street Global Advisors Trust | Fixed income | $5.7M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | Daily Msci Acwi Ex USA Index Nl Fndcollective trust | State Street Global Advisors Trust | Pooled vehicles | $5.1M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | Russell 2000 Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $2.2M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | S&p 500 Flagship Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $12.2M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | Ssga S&p Midcap 400 R Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $2.6M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | 20 Yr US High Quality Corp Bond Nlcollective trust | State Street Global Advisors Trust | Fixed income | $4.7M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2024 | 5-20 Yr US High Quality Corp Bond Ncollective trust | State Street Global Advisors Trust | Fixed income | $5.3M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | 5-20 Yr US High Quality Corp Bond Ncollective trust | State Street Global Advisors Trust | Fixed income | $5.0M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | Daily Msci Acwi Ex USA Index Nl Fndcollective trust | State Street Global Advisors Trust | Pooled vehicles | $4.4M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | Russell 2000 Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $1.9M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | S&p 500 Flagship Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $9.7M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | Ssga S&p Midcap 400 R Index Nl Fundcollective trust | State Street - Russell 2000 | Pooled vehicles | $2.2M held | Disclosed holding | askebsa.dol.gov | |
| as of Sep 30, 2023 | 20 Yr US High Quality Corp Bond Nlcollective trust | State Street Global Advisors Trust | Fixed income | $4.3M held | Disclosed holding | askebsa.dol.gov |
Size and funding
33 readings
Investment management fees
$16,041 (2024-09) · $15,332 (2023-09)
Form 5500 filings
3 plan years
| Plan year | Participants | Assets (SB market) | Funding target | FTAP | Total assets (H) | Partnerships / JV | Master trust | Real estate |
|---|---|---|---|---|---|---|---|---|
| 2024 to Sep 30, 2025 | 117 | $33.2M | $15.1M | 112.4% | $35.2M | n/a | n/a | n/a |
| 2023 to Sep 30, 2024 | 119 | $27.8M | $16.2M | 119.9% | $33.2M | n/a | n/a | n/a |
| 2022 to Sep 30, 2023 | 119 | $25.8M | $17.9M | 108.2% | $27.8M | n/a | n/a | n/a |
Service providers and investment entities as filed (Schedule C and D, latest year first)
- Pentegra Retirement Trust codes 21 28 $64,531 PY2024
- Daily Msci Acwi Ex-Usa Index Nl Sched. D C $6.4M PY2024
- Russell 2000(r) Index Nl Sched. D C $2.8M PY2024
- S&p 500(r) Flagship Nl Sched. D C $11.7M PY2024
- High Quality Intermediate Corp Bond Sched. D C $5.6M PY2024
- High Quality Long Corp Bond Nl Fund Sched. D C $5.7M PY2024
- S&p Midcap 400(r) Index Nl Sched. D C $2.7M PY2024
- Pentegra Services, Inc. codes 11 PY2024
- Pentegra Retirement Trust codes 21 $60,709 PY2023
- S&p 500(r) Flagship Nl Sched. D C $12.2M PY2023
- Daily Msci Acwi Ex-Usa Index Nl Sched. D C $5.1M PY2023
- Russell 2000(r) Index Nl Sched. D C $2.2M PY2023
- S&p Midcap 400(r) Index Nl Sched. D C $2.6M PY2023
- 20 Year US High Quality Corp Bond Sched. D C $4.7M PY2023
- 5 20 Year US High Quality Corp Bond Sched. D C $5.3M PY2023
- Pentegra Services, Inc. codes 11 PY2023
- Pentegra Retirement Trust codes 21 $58,477 PY2022
- Daily Msci Acwi Ex-Usa Index Nl Sched. D C $4.4M PY2022
- Russell 2000(r) Index Nl Sched. D C $1.9M PY2022
- S&p Midcap 400(r) Index Nl Sched. D C $2.2M PY2022
- 5 20 Year US High Quality Corp Bond Sched. D C $5.0M PY2022
- 20 Year US High Quality Corp Bond Sched. D C $4.3M PY2022
- S&p 500(r) Flagship Nl Sched. D C $9.7M PY2022
- Pentegra Services, Inc. codes 11 PY2022
What changed
5 events
- Dec 31, 2024Manager relationship startedPentegra Retirement Trust appears on Retirement Plan of Fulton Savings Bank's Schedule C as investment manager (plan year 2024 vs 2023)with Pentegra Retirement Trustaskebsa.dol.gov
- Oct 1, 2024Funded status changedRetirement Plan of Fulton Savings Bank funded ratio 119.9% -> 112.4% (2023-10-01 to 2024-10-01)
- Oct 1, 2024Assets changedRetirement Plan of Fulton Savings Bank plan assets $28M -> $33M (+19.3%, 2023-10-01 to 2024-10-01)
- Sep 30, 2024Assets changedRetirement Plan of Fulton Savings Bank total assets $28M -> $33M (+19.3%, 2023-09-30 to 2024-09-30)
- Oct 1, 2023Funded status changedRetirement Plan of Fulton Savings Bank funded ratio 108.2% -> 119.9% (2022-10-01 to 2023-10-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 150313410-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.