DFX Intelligence
Allocator Intelligence
The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.
Corporate pension
The Retirement Plan of the North Country Savings Bank
Corporate pensionCanton, NY
Assets
$41.2M
Total assets, Sep 30, 2025 reported
Funded
179.4%
Oct 1, 2024
Private markets target
n/a
policy Sep 30, 2025
Commitments
0
none on the tape
Plan sponsor: The North Country Savings Bank
Allocation policy
Form 5500, as of Sep 30, 2025
Actual allocation lines without a target (as filed)
- Interest-bearing cash 0.4%
- Registered investment companies 99.6%
Consultants and advisers
4 firms
- Fidelity Institutional Asset Manage Trusteethrough Sep 30, 2025 Form 5500
- MG Trust Company DBA Matrix Trust Trusteethrough Sep 30, 2025 Form 5500
- Vanguard Advisors Inc. Trusteethrough Sep 30, 2023 Form 5500
- Bpas Actuarial and Pension Services Actuarythrough Sep 30, 2023 Form 5500
People
No investment staff or executives have been read for this allocator yet.
Manager roster
No manager relationship is on the tape for this allocator.
Commitments
No fund commitments are on the tape for this allocator. The tape holds the plans that publish their own private-markets reports; a plan that publishes one and is not here is a gap we can close.
Size and funding
33 readings
Investment management fees
$89,140 (2024-09) · $74,387 (2023-09)
Form 5500 filings
3 plan years
| Plan year | Participants | Assets (SB market) | Funding target | FTAP | Total assets (H) | Partnerships / JV | Master trust | Real estate |
|---|---|---|---|---|---|---|---|---|
| 2024 to Sep 30, 2025 | 123 | $40.5M | $14.9M | 179.4% | $41.2M | n/a | n/a | n/a |
| 2023 to Sep 30, 2024 | 121 | $34.3M | $15.1M | 196.2% | $40.5M | n/a | n/a | n/a |
| 2022 to Sep 30, 2023 | 114 | $29.6M | $16.5M | 151.1% | $34.4M | n/a | n/a | n/a |
Service providers and investment entities as filed (Schedule C and D, latest year first)
- Fidelity codes 15 21 27 50 51 52 64 $75,602 PY2024
- Vanguard codes 15 21 27 50 51 52 64 $63,583 PY2024
- Bpas Actuarial and Pension Services codes 11 17 50 70 $28,900 PY2024
- Matrix Trust Company codes 15 21 50 64 $7,410 PY2024
- Bpas Actuarial & Pension Services codes 11 PY2024
- Vanguard codes 15 21 27 50 $107,986 PY2023
- Bpas Actuarial and Pension Services codes 11 17 50 70 $19,900 PY2023
- Bpas Actuarial & Pension Services codes 11 PY2023
- Vanguard codes 15 21 27 50 $92,451 PY2022
- Bpas Actuarial and Pension Services codes 11 17 50 70 $21,600 PY2022
- Bpas Actuarial & Pension Services codes 11 PY2022
What changed
6 events
- Dec 31, 2024Consultant changedinferenceFidelity appears on The Retirement Plan of the North Country Savings Bank's Schedule C as investment adviser (plan) (plan year 2024 vs 2023)with Fidelity Institutional Asset Manageaskebsa.dol.gov
- Oct 1, 2024Funded status changedThe Retirement Plan of the North Country Savings Bank funded ratio 196.2% -> 179.4% (2023-10-01 to 2024-10-01)
- Oct 1, 2024Assets changedThe Retirement Plan of the North Country Savings Bank plan assets $34M -> $40M (+17.9%, 2023-10-01 to 2024-10-01)
- Sep 30, 2024Assets changedThe Retirement Plan of the North Country Savings Bank total assets $34M -> $40M (+17.7%, 2023-09-30 to 2024-09-30)
- Oct 1, 2023Funded status changedThe Retirement Plan of the North Country Savings Bank funded ratio 151.1% -> 196.2% (2022-10-01 to 2023-10-01)
- Oct 1, 2023Assets changedThe Retirement Plan of the North Country Savings Bank plan assets $30M -> $34M (+16.0%, 2022-10-01 to 2023-10-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 150436610-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.