DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Tower Federal Credit Union Retirement Plan

Corporate pensionLaurel, MD
Assets
$108M
Total assets, Jun 30, 2025 reported
Funded
109.3%
Jul 1, 2024
Private markets target
n/a
policy Jun 30, 2025
Commitments
28
none on the tape
Plan sponsor: Tower Federal Credit Union
Allocation policy
Form 5500, as of Jun 30, 2025
Actual allocation lines without a target (as filed)
  • Pooled separate accounts 97.9%
Consultants and advisers
1 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
1 managers on the commitment tape
From the plan’s own commitment disclosures
Commitments
28 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Jun 30, 2025Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$7.0M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$19.0M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Prin Smcap S&p 600 Index Sa-Zseparate accountPrincipalPooled vehicles$1.2M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Prin Midcap S&p 400 Idx Sa-Zseparate accountPrincipalPooled vehicles$2.2M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Prin Ldi Long Duration Sa-Zseparate accountPrincipalFixed income$66.5M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$2.6M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2025Prin Ldi Ext Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$7.4M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$4.8M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$17.4M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Smcap S&p 600 Index Sa-Zseparate accountPrincipalPooled vehicles$1.1M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Midcap S&p 400 Idx Sa-Zseparate accountPrincipalPooled vehicles$2.0M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Ldi Long Duration Sa-Zseparate accountPrincipalFixed income$60.1M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$2.4M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Ldi Ext Dur Sep Acct-Zseparate accountPrincipalPooled vehicles$6.6M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2024Prin Org Emg Mkts Sep Acct-Zseparate accountPrincipalPooled vehicles$1.5M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Diversified Intl Sa-Zseparate accountPrincipalHedge / diversifiers$8.6M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Lgcp S&p 500 Index Sa-Zseparate accountPrincipalPooled vehicles$5.4M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Midcap Value I Sa-Zseparate accountPrincipalPooled vehicles$1.8M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Midcap Growth III Sa-Zseparate accountPrincipalPooled vehicles$1.8M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Smcap Growth I Sep Acct-Zseparate accountPrincipalPooled vehicles$953,959 heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Largecap Growth I Sa-Zseparate accountPrincipalPooled vehicles$12.7M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Smcap Value II Sep Acct-Zseparate accountPrincipalPooled vehicles$951,106 heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin High Income Sep Acct-Zseparate accountPrincipalFixed income$2.7M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Principal Overseas Sep Acct-Zseparate accountPrincipalPooled vehicles$4.0M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Core Fix Inc Sep Acct-Zseparate accountPrincipalPooled vehicles$23.6M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Equity Income Sa-Zseparate accountPrincipalFixed income$12.7M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Bond Market Index Sa-Zseparate accountPrincipalFixed income$7.8M heldDisclosed holdingaskebsa.dol.gov
as of Jun 30, 2023Prin Org Emg Mkts Sep Acct-Zseparate accountPrincipalPooled vehicles$2.6M heldDisclosed holdingaskebsa.dol.gov
Size and funding
30 readings
Total assets
$108M Jun 30, 2025 reported Form 5500
$100M (2024-06) · $89.8M (2023-06)
Plan assets
$100M Jul 1, 2024 reported Form 5500
$89.7M (2023-07) · $80.4M (2022-07)
Net assets
$108M Jun 30, 2025 reported Form 5500
$100M (2024-06) · $89.8M (2023-06)
Funded ratio
109.3% Jul 1, 2024 reported Form 5500
104.9% (2023-07) · 109.4% (2022-07)
Funding target
$88.6M Jul 1, 2024 reported Form 5500
$83.0M (2023-07) · $74.8M (2022-07)
Discount rate
5.37% Jul 1, 2024 reported Form 5500
5.39% (2023-07) · 5.56% (2022-07)
Participants
851 Jul 1, 2024 reported Form 5500
873 (2023-07) · 855 (2022-07)
Contributions
$4.5M Jun 30, 2025 reported Form 5500
$4.5M (2024-06) · $4.1M (2023-06)
Benefits paid
$2.7M Jun 30, 2025 reported Form 5500
$2.5M (2024-06) · $2.6M (2023-06)
Net investment income
$7.6M Jun 30, 2025 reported Form 5500
$10.6M (2024-06) · $9.3M (2023-06)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Jun 30, 2025851$100M$88.6M109.3%$108Mn/an/an/a
2023 to Jun 30, 2024873$89.7M$83.0M104.9%$100Mn/an/an/a
2022 to Jun 30, 2023855$80.4M$74.8M109.4%$89.8Mn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Principal Life Insurance Company codes 13 50 64 $94,866 PY2024
  • Prin Ldi Long Duration Sa-Z Sched. D P $66.5M PY2024
  • Principal Overseas Sep Acct-Z Sched. D P $2.6M PY2024
  • Prin Ldi Ext Dur Sep Acct-Z Sched. D P $7.4M PY2024
  • Prin Org Emg Mkts Sep Acct-Z Sched. D P PY2024
  • Prin Midcap S&p 400 Idx Sa-Z Sched. D P $2.2M PY2024
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $19.0M PY2024
  • Prin Smcap S&p 600 Index Sa-Z Sched. D P $1.2M PY2024
  • Prin Diversified Intl Sa-Z Sched. D P $7.0M PY2024
  • Principal Financial Group codes 11 PY2024
  • Principal Life Insurance Company codes 13 50 64 $33,690 PY2023
  • Prin Ldi Long Duration Sa-I3 Sched. D P $60.1M PY2023
  • Principal Overseas Sa-I2 Sched. D P $2.4M PY2023
  • Prin Core Fix Inc Sep Acct-I3 Sched. D P PY2023
  • Prin Equity Income Sa-I3 Sched. D P PY2023
  • Principal Bond Mkt Index Sa-I3 Sched. D P PY2023
  • Prin Ldi Ext Dur Sep Acct-I3 Sched. D P $6.6M PY2023
  • Prin Div Intl Sa-I3 Sched. D P $4.8M PY2023
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $17.4M PY2023
  • Prin Midcap Value I Sa-I2 Sched. D P PY2023
  • Prin Smcap S&p 600 Index Sa-I3 Sched. D P $1.1M PY2023
  • Prin Midcap S&p 400 Idx Sa-I3 Sched. D P $2.0M PY2023
  • Prin Midcap Growth III Sa-I2 Sched. D P PY2023
  • Prin Smallcap Growth I Sa-I2 Sched. D P PY2023
  • Prin Largecap Growth I Sa-I2 Sched. D P PY2023
  • Prin Smallcap Value II Sa-I2 Sched. D P PY2023
  • Prin High Income Sep Acct-I2 Sched. D P PY2023
  • Prin Org Emg Mkts Sep Acct-I4 Sched. D P $1.5M PY2023
  • Principal Financial Group codes 11 PY2023
  • Principal Life Insurance Company codes 13 50 64 $450 PY2022
  • Prin Div Intl Sa-I3 Sched. D P $8.6M PY2022
  • Prin Lgcp S&p 500 Index Sa-Z Sched. D P $5.4M PY2022
  • Prin Midcap Value I Sa-I2 Sched. D P $1.8M PY2022
  • Prin Midcap Growth III Sa-I2 Sched. D P $1.8M PY2022
  • Prin Org Emg Mkts Sep Acct-I4 Sched. D P $2.6M PY2022
  • Prin Largecap Growth I Sa-I2 Sched. D P $12.7M PY2022
  • Prin Smallcap Value II Sa-I2 Sched. D P $951,106 PY2022
  • Prin High Income Sep Acct-I2 Sched. D P $2.7M PY2022
  • Principal Overseas Sa-I2 Sched. D P $4.0M PY2022
  • Prin Core Fix Inc Sep Acct-I3 Sched. D P $23.6M PY2022
  • Prin Equity Income Sa-I3 Sched. D P $12.7M PY2022
  • Principal Bond Mkt Index Sa-I3 Sched. D P $7.8M PY2022
  • Prin Smallcap Growth I Sa-I2 Sched. D P $953,959 PY2022
  • Prin Intl Smallcap Sep Acct-I1 Sched. D P PY2022
  • Principal Financial Group codes 11 PY2022
What changed
19 events
  • Jun 30, 2025Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Org Emg Mkts Sep Acct-Z (Principal) (last held $1M at 2024-06-30; absent from the 2025-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jul 1, 2024Funded status changed
    Tower Federal Credit Union Retirement Plan funded ratio 104.9% -> 109.3% (2023-07-01 to 2024-07-01)
    askebsa.dol.gov
  • Jul 1, 2024Assets changed
    Tower Federal Credit Union Retirement Plan plan assets $90M -> $100M (+11.9%, 2023-07-01 to 2024-07-01)
    askebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Equity Income Sa-Z (Principal) (last held $13M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Largecap Growth I Sa-Z (Principal) (last held $13M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding started
    Tower Federal Credit Union Retirement Plan first reports an interest in Prin Smcap S&p 600 Index Sa-Z (Principal): $1M at 2024-06-30
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Bond Market Index Sa-Z (Principal) (last held $8M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding started
    Tower Federal Credit Union Retirement Plan first reports an interest in Prin Ldi Ext Dur Sep Acct-Z (Principal): $7M at 2024-06-30
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Smcap Value II Sep Acct-Z (Principal) (last held $951,106 at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding started
    Tower Federal Credit Union Retirement Plan first reports an interest in Prin Midcap S&p 400 Idx Sa-Z (Principal): $2M at 2024-06-30
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Midcap Value I Sa-Z (Principal) (last held $2M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Midcap Growth III Sa-Z (Principal) (last held $2M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin High Income Sep Acct-Z (Principal) (last held $3M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding started
    Tower Federal Credit Union Retirement Plan first reports an interest in Prin Ldi Long Duration Sa-Z (Principal): $60M at 2024-06-30
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Smcap Growth I Sep Acct-Z (Principal) (last held $953,959 at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Holding endedinference
    Tower Federal Credit Union Retirement Plan no longer reports Prin Core Fix Inc Sep Acct-Z (Principal) (last held $24M at 2023-06-30; absent from the 2024-06-30 filing)
    with Principalaskebsa.dol.gov
  • Jun 30, 2024Assets changed
    Tower Federal Credit Union Retirement Plan total assets $90M -> $100M (+11.8%, 2023-06-30 to 2024-06-30)
    askebsa.dol.gov
  • Jul 1, 2023Funded status changed
    Tower Federal Credit Union Retirement Plan funded ratio 109.4% -> 104.9% (2022-07-01 to 2023-07-01)
    askebsa.dol.gov
  • Jul 1, 2023Assets changed
    Tower Federal Credit Union Retirement Plan plan assets $80M -> $90M (+11.6%, 2022-07-01 to 2023-07-01)
    askebsa.dol.gov
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 530214895-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.