DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

DOW Employees' Pension Plan

Corporate pensionMidland, MI
Assets
$11B
Total assets, Dec 31, 2024 reported
Funded
91.3%
Jan 1, 2024
Private markets target
n/a
policy Dec 31, 2024
Commitments
3
none on the tape
Plan sponsor: The Dow Chemical Company
Allocation policy
Form 5500, as of Dec 31, 2024
Actual allocation lines without a target (as filed)
  • Interest-bearing cash 1.7%
  • Non-interest-bearing cash 2.9%
  • Corporate debt instruments (other) 10.4%
  • Corporate debt instruments (preferred) 0.4%
  • U.S. Government securities 6.3%
  • Partnership/joint venture interests 27.3%
  • Common/collective trusts 3.2%
  • Master trust investment accounts 43.7%
  • Registered investment companies 0.7%
  • Common stock 1.9%
  • Preferred stock 0.0%
  • Real estate (other than employer real property) 0.9%
Consultants and advisers
9 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
1 managers on the commitment tape
From the plan’s own commitment disclosures
From Schedule C (investment management, code 28)
Commitments
3 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Dec 31, 2024NT Collective Short Term Investmentcollective trustNorthern Trust Collective Eafe IndeCash$352M heldDisclosed holdingaskebsa.dol.gov
as of Dec 31, 2023NT Collective Short Term Investmentcollective trustNorthern Trust Collective Eafe IndeCash$528M heldDisclosed holdingaskebsa.dol.gov
as of Dec 31, 2022NT Collective Short Term Investmentcollective trustNorthern Trust Collective Eafe IndeCash$582M heldDisclosed holdingaskebsa.dol.gov
Size and funding
33 readings
Total assets
$11B Dec 31, 2024 reported Form 5500
$12B (2023-12) · $13B (2022-12)
Plan assets
$11B Jan 1, 2024 reported Form 5500
$13B (2023-01) · $17B (2022-01)
Net assets
$11B Dec 31, 2024 reported Form 5500
$11B (2023-12) · $13B (2022-12)
Funded ratio
91.3% Jan 1, 2024 reported Form 5500
94.6% (2023-01) · 101.3% (2022-01)
Funding target
$12B Jan 1, 2024 reported Form 5500
$13B (2023-01) · $14B (2022-01)
Discount rate
5.16% Jan 1, 2024 reported Form 5500
5.28% (2023-01) · 5.45% (2022-01)
Participants
32,244 Jan 1, 2024 reported Form 5500
47,910 (2023-01) · 52,545 (2022-01)
Contributions
$0 Dec 31, 2024 reported Form 5500
$0 (2023-12) · $0 (2022-12)
Benefits paid
$664M Dec 31, 2024 reported Form 5500
$1.9B (2023-12) · $1.3B (2022-12)
Net investment income
$-740M Dec 31, 2024 reported Form 5500
$-1.1B (2023-12) · $-3.7B (2022-12)
Investment management fees
$5.1M Dec 31, 2024 reported Form 5500
$5.4M (2023-12) · $2.1M (2022-12)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Dec 31, 202432,244$11B$12B91.3%$11B$3.0B$4.8B$95.0M
2023 to Dec 31, 202347,910$13B$13B94.6%$12B$2.9B$4.9B$152M
2022 to Dec 31, 202252,545$17B$14B101.3%$13B$3.0B$5.7B$173M
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Willis Towers Watson codes 11 14 17 50 $5.8M PY2024
  • Neuberger Berman Investment Adviser codes 28 50 51 52 68 $2.1M PY2024
  • The Northern Trust Company codes 21 25 50 51 62 $1.8M PY2024
  • Nisa Investment Advisors LLC codes 28 50 51 $1.7M PY2024
  • The Dow Chemical Company codes 14 50 $1.1M PY2024
  • Adenza, Inc. codes 16 49 50 70 $758,452 PY2024
  • Covington & Burling LLP codes 29 50 $639,644 PY2024
  • Goldman Sachs Asset Management, LP codes 28 50 51 52 56 $627,262 PY2024
  • Ramirez Asset Management codes 28 50 51 $442,754 PY2024
  • Bloomberg Finance L.P. codes 50 99 $406,175 PY2024
  • BDO USA, P.C. codes 10 50 $388,211 PY2024
  • Mcube Investment Technologies LLC codes 15 99 $338,463 PY2024
  • Insight North America LLC codes 28 50 51 $270,373 PY2024
  • Pimco codes 28 50 51 52 $254,594 PY2024
  • Burgiss Group LLC codes 27 50 $136,245 PY2024
  • Alphaengine Global Investment codes 28 50 51 $75,000 PY2024
  • Evestment Alliance LLC codes 49 50 $70,481 PY2024
  • R.R. Donnelley and Sons Company codes 50 99 $58,726 PY2024
  • Trioptima codes 50 99 $33,262 PY2024
  • Markit Group codes 50 99 $27,021 PY2024
  • Tradeweb LLC codes 50 71 $14,750 PY2024
  • Cieba codes 50 99 $14,674 PY2024
  • The Berwyn Group codes 10 50 $10,335 PY2024
  • T Rowe Price Associates Inc. codes 28 50 51 68 $7,463 PY2024
  • Drgt Cash and Securities Lending Sched. D M PY2024
  • Drgt Tactical Fixed Income Sched. D M $122M PY2024
  • Drgt US Long Gov/credit Fi Sched. D M $492M PY2024
  • Drgt Convertibles Sched. D M $777,890 PY2024
  • Drgt US Large Cap Eqty Sched. D M $223M PY2024
  • Drgt US Lce(passive) Sched. D M $543M PY2024
  • Drgt US Sm/mid Cap Equity Sched. D M $22,226 PY2024
  • Drgt Sm/mid Cap Equity (passive) Sched. D M PY2024
  • Drgt Int'l Developed Equity Sched. D M $783M PY2024
  • Drgt Global Equity Sched. D M $474M PY2024
  • Drgt Emerging Mrkt Eqty Sched. D M $284M PY2024
  • Drgt Emerging Market Equity Passive Sched. D M $40.4M PY2024
  • Drgt Absolute Return Sched. D M $259M PY2024
  • Drgt Opportunistic Fi Sched. D M $1.1B PY2024
  • Drgt Legacy Rh Infrastructure Sched. D M $243,531 PY2024
  • Drgt Real Estate Core Oe Sched. D M $443M PY2024
  • Drgt Real Estate Non-Core Sched. D M $32.7M PY2024
  • Drgt Real Estate Reit Sched. D M $45 PY2024
  • Drgt Infrastructure & Real Assets Sched. D M PY2024
  • Drgt Reinsurance Sched. D M $9.1M PY2024
  • Drgt International Small Cap Sched. D M $58,115 PY2024
  • Drgt Short Duration Fixed Income Sched. D M PY2024
  • NT Collective Short Term Invt Fd Sched. D C $352M PY2024
  • Willis Towers Watson US LLC codes 11 PY2024
  • Willis Towers Watson codes 11 14 17 50 $5.2M PY2023
  • Neuberger Berman Investment Adviser codes 28 50 51 52 68 $2.0M PY2023
  • The Northern Trust Company codes 21 25 50 51 62 $1.9M PY2023
  • Nisa Investment Advisors LLC codes 28 50 51 $1.3M PY2023
  • The Dow Chemical Company codes 14 50 $891,748 PY2023
  • Insight North America LLC codes 28 50 51 $703,575 PY2023
  • Calypso Technology, Inc codes 16 49 50 70 $665,189 PY2023
  • Covington & Burling LLP codes 29 50 $603,441 PY2023
  • Ramirez Asset Management codes 28 50 51 $548,221 PY2023
  • Goldman Sachs Asset Management, LP codes 28 50 51 52 56 $462,309 PY2023
  • Bloomberg Finance L.P. codes 50 99 $264,358 PY2023
  • Mcube Investment Technologies LLC codes 15 50 99 $260,374 PY2023
  • BDO USA, P.C. codes 10 50 $191,669 PY2023
  • Pimco codes 28 50 51 52 $147,090 PY2023
  • Alphaengine Global Investment codes 28 50 51 $75,000 PY2023
  • Burgiss Group LLC codes 27 50 $66,451 PY2023
  • The Berwyn Group codes 10 50 $65,968 PY2023
  • State Street Global Advisors codes 18 19 51 52 $61,500 PY2023
  • T Rowe Price Associates Inc. codes 28 50 51 68 $45,993 PY2023
  • Trioptima codes 50 99 $27,261 PY2023
  • Tradeweb LLC codes 50 71 $10,100 PY2023
  • Markit Group codes 50 99 $7,171 PY2023
  • Pitchbook Data, Inc. codes 50 99 $7,109 PY2023
  • Qdro Consultants Co. LLC codes 17 49 50 $6,800 PY2023
  • Cieba codes 50 99 $6,712 PY2023
  • Drgt Infrastructure & Real Assets Sched. D M $97 PY2023
  • Drgt Tactical Fixed Income Sched. D M $169M PY2023
  • Drgt US Long Gov/credit Fi Sched. D M $506M PY2023
  • Drgt Convertibles Sched. D M $712,697 PY2023
  • Drgt US Large Cap Eqty Sched. D M $180M PY2023
  • Drgt US Lce(passive) Sched. D M $471M PY2023
  • Drgt US Sm/mid Cap Equity Sched. D M $6,411 PY2023
What changed
10 events
  • Dec 31, 2024Consultant changedinference
    Qdro Consultants Co. LLC no longer appears on DOW Employees' Pension Plan's Schedule C as pension consultant (plan year 2024 vs 2023)
    with Qdro Consultants CO.LLCaskebsa.dol.gov
  • Jan 1, 2024Funded status changed
    DOW Employees' Pension Plan funded ratio 94.6% -> 91.3% (2023-01-01 to 2024-01-01)
  • Jan 1, 2024Assets changed
    DOW Employees' Pension Plan plan assets $12.9B -> $11.4B (-11.2%, 2023-01-01 to 2024-01-01)
  • Dec 31, 2023Manager relationship started
    Pimco appears on DOW Employees' Pension Plan's Schedule C as investment manager (plan year 2023 vs 2022)
    with Pacific Investmt Management Co LLCaskebsa.dol.gov
  • Dec 31, 2023Manager relationship endedinference
    Mcube Investment Technologies LLC no longer appears on DOW Employees' Pension Plan's Schedule C as investment manager (plan year 2023 vs 2022)
    with Mcube Investment Technologies LLCaskebsa.dol.gov
  • Dec 31, 2023Consultant changedinference
    Evestment Alliance LLC no longer appears on DOW Employees' Pension Plan's Schedule C as general consultant (plan year 2023 vs 2022)
    with Evestment Alliance, LLCaskebsa.dol.gov
  • Dec 31, 2023Manager relationship endedinference
    Blackrock Institutional Trust Co no longer appears on DOW Employees' Pension Plan's Schedule C as investment manager (plan year 2023 vs 2022)
    with Blackrock Institutional Trust Co,naaskebsa.dol.gov
  • Dec 31, 2023Assets changed
    DOW Employees' Pension Plan total assets $13.0B -> $11.5B (-11.4%, 2022-12-31 to 2023-12-31)
  • Jan 1, 2023Funded status changed
    DOW Employees' Pension Plan funded ratio 101.3% -> 94.6% (2022-01-01 to 2023-01-01)
  • Jan 1, 2023Assets changed
    DOW Employees' Pension Plan plan assets $16.5B -> $12.9B (-22.0%, 2022-01-01 to 2023-01-01)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 381285128-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.