DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Peoplesbank Defined Benefit Pension Plan

Corporate pensionHolyoke, MA
Assets
$20.5M
Total assets, Oct 31, 2025 reported
Funded
151.7%
Nov 1, 2024
Private markets target
n/a
policy Oct 31, 2025
Commitments
6
none on the tape
Plan sponsor: Peoplesbank
Allocation policy
Form 5500, as of Oct 31, 2025
Actual allocation lines without a target (as filed)
  • Registered investment companies 100.0%
Consultants and advisers
2 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
No manager relationship is on the tape for this allocator.
Commitments
6 rows, 0 dated closings
Disclosed holdings (from the plan’s performance or holdings report, as of the report date)
DateFundManagerBucketAmountVintageStatusSource
as of Oct 31, 2025Massmutual US Govt Mny Mkt R5separate accountCapital GroupPooled vehicles$875,020 heldDisclosed holdingaskebsa.dol.gov
as of Oct 31, 2025Fidelity 500 Indexseparate accountMfsPooled vehicles$1.9M heldDisclosed holdingaskebsa.dol.gov
as of Oct 31, 2024Massmutual US Govt Mny Mkt R5separate accountAmerican FundsPooled vehicles$782,186 heldDisclosed holdingaskebsa.dol.gov
as of Oct 31, 2024Fidelity 500 Indexseparate accountMfsPooled vehicles$1.9M heldDisclosed holdingaskebsa.dol.gov
as of Oct 31, 2023Massmutual US Govt Mny Mkt R5separate accountAmerican FundsPooled vehicles$661,239 heldDisclosed holdingaskebsa.dol.gov
as of Oct 31, 2023Fidelity 500 Indexseparate accountMfsPooled vehicles$1.6M heldDisclosed holdingaskebsa.dol.gov
Size and funding
33 readings
Total assets
$20.5M Oct 31, 2025 reported Form 5500
$19.8M (2024-10) · $16.3M (2023-10)
Plan assets
$19.8M Nov 1, 2024 reported Form 5500
$16.3M (2023-11) · $16.9M (2022-11)
Net assets
$20.5M Oct 31, 2025 reported Form 5500
$19.8M (2024-10) · $16.3M (2023-10)
Funded ratio
151.7% Nov 1, 2024 reported Form 5500
119.2% (2023-11) · 120.7% (2022-11)
Funding target
$13.1M Nov 1, 2024 reported Form 5500
$13.6M (2023-11) · $14.0M (2022-11)
Discount rate
5.41% Nov 1, 2024 reported Form 5500
5.31% (2023-11) · 5.48% (2022-11)
Participants
166 Nov 1, 2024 reported Form 5500
168 (2023-11) · 171 (2022-11)
Contributions
$0 Oct 31, 2025 reported Form 5500
$0 (2024-10) · $0 (2023-10)
Benefits paid
$1.8M Oct 31, 2025 reported Form 5500
$757,514 (2024-10) · $1.5M (2023-10)
Net investment income
$694,479 Oct 31, 2025 reported Form 5500
$3.6M (2024-10) · $-690,103 (2023-10)
Investment management fees
$2,972 Oct 31, 2025 reported Form 5500
$2,995 (2024-10) · $3,722 (2023-10)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Oct 31, 2025166$19.8M$13.1M151.7%$20.5Mn/an/an/a
2023 to Oct 31, 2024168$16.3M$13.6M119.2%$19.8Mn/an/an/a
2022 to Oct 31, 2023171$16.9M$14.0M120.7%$16.3Mn/an/an/a
Service providers and investment entities as filed (Schedule C and D, latest year first)
  • Commonwealth Equity Svcs, LLC DBA codes 27 $2,972 PY2024
  • Empower Annuity Insurance Company codes 64 PY2024
  • Massmutual Mid Cap Growth R5 Sched. D P $470,197 PY2024
  • Fidelity Advisor Strategic Income M Sched. D P $1.6M PY2024
  • Vanguard Small Cap Index Adm Sched. D P $1.1M PY2024
  • Massmutual Infl-Prot and Inc R4 Sched. D P $336,986 PY2024
  • Massmutual Small Cap Gr Eq R5 Sched. D P $729,384 PY2024
  • Fidelity Mid Cap Index Sched. D P $968,112 PY2024
  • MM S&p 500(r) Index R5 Sched. D P $4.4M PY2024
  • Fidelity Total International Index Sched. D P $566,774 PY2024
  • American Funds Growth Fund of Amer Sched. D P $2.5M PY2024
  • Massmutual Short Duration Bd R5 Sched. D P $2.0M PY2024
  • Massmutual Core Bond R5 Sched. D P $2.3M PY2024
  • Massmutual High Yield R5 Sched. D P $353,612 PY2024
  • American Funds Eupac R4 Sched. D P $875,020 PY2024
  • MFS Value R6 Sched. D P $1.9M PY2024
  • Allspring Sched. D P $447,397 PY2024
  • Milliman, Inc. codes 11 PY2024
  • Commonwealth Equity Svcs, LLC DBA codes 27 $2,995 PY2023
  • Empower Annuity Insurance Company codes 64 PY2023
  • Wells Fargo Special Mid Cap Value a Sched. D P $477,477 PY2023
  • Massmutual Mid Cap Growth R5 Sched. D P $486,309 PY2023
  • Fidelity Advisor Strategic Income M Sched. D P $1.6M PY2023
  • Vanguard Small Cap Index Adm Sched. D P $1.1M PY2023
  • Massmutual Infl-Prot and Inc R4 Sched. D P $351,971 PY2023
  • Massmutual Small Cap Gr Eq R5 Sched. D P $719,337 PY2023
  • Fidelity Mid Cap Index Sched. D P $958,572 PY2023
  • MM S&p 500(r) Index R5 Sched. D P $4.0M PY2023
  • Fidelity Total International Index Sched. D P $496,623 PY2023
  • American Funds Growth Fund of Amer Sched. D P $2.2M PY2023
  • Massmutual Short Duration Bd R5 Sched. D P $2.1M PY2023
  • Massmutual Core Bond R5 Sched. D P $2.3M PY2023
  • Massmutual High Yield R5 Sched. D P $358,312 PY2023
  • American Funds Europacific Growth R Sched. D P $782,186 PY2023
  • MFS Value R6 Sched. D P $1.9M PY2023
  • Milliman, Inc. codes 11 PY2023
  • Commonwealth Equity Svcs, LLC DBA codes 27 $3,722 PY2022
  • Empower Annuity Insurance Company codes 64 PY2022
  • Massmutual Mid Cap Growth R5 Sched. D P $391,243 PY2022
  • Fidelity Advisor Strategic Income M Sched. D P $348,140 PY2022
  • Vanguard Small Cap Index Adm Sched. D P $883,609 PY2022
  • Massmutual Infl-Prot and Inc R4 Sched. D P $335,057 PY2022
  • Massmutual Small Cap Gr Eq R5 Sched. D P $547,967 PY2022
  • Fidelity Mid Cap Index Sched. D P $736,560 PY2022
  • MM S&p 500(r) Index R5 Sched. D P $3.4M PY2022
  • Fidelity Total International Index Sched. D P $418,651 PY2022
  • American Funds Growth Fund of Amer Sched. D P $1.9M PY2022
  • Massmutual Short Duration Bd R5 Sched. D P $2.0M PY2022
  • Massmutual Core Bond R5 Sched. D P $1.8M PY2022
  • Massmutual High Yield R5 Sched. D P $869,629 PY2022
  • American Funds Europacific Growth R Sched. D P $661,239 PY2022
  • MFS Value R6 Sched. D P $1.6M PY2022
  • Wells Fargo Special Mid Cap Value a Sched. D P $387,443 PY2022
  • Milliman, Inc. codes 11 PY2022
What changed
3 events
  • Nov 1, 2024Funded status changed
    Peoplesbank Defined Benefit Pension Plan funded ratio 119.2% -> 151.7% (2023-11-01 to 2024-11-01)
  • Nov 1, 2024Assets changed
    Peoplesbank Defined Benefit Pension Plan plan assets $16M -> $20M (+22.1%, 2023-11-01 to 2024-11-01)
  • Oct 31, 2024Assets changed
    Peoplesbank Defined Benefit Pension Plan total assets $16M -> $20M (+22.1%, 2023-10-31 to 2024-10-31)
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 200262355-001
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.