DFX Intelligence

Allocator Intelligence

The capital-owner graph behind private markets. Who owns the capital, who decides, how much, under what policy, on whose advice, to which managers, and what changed, with a source and a date behind every row. A target is never an actual, a disclosed holding is never an approval, and an estimate says so.

Corporate pension

Smart & Final Pension Plan

Corporate pensionCommerce, CA
Assets
$169M
Total assets, Dec 31, 2024 reported
Funded
93.3%
Jan 1, 2024
Private markets target
n/a
policy Dec 31, 2024
Commitments
0
1 managers on Schedule C
Plan sponsor: Smart & Final Pension Plan
Allocation policy
Form 5500, as of Dec 31, 2024
Actual allocation lines without a target (as filed)
  • Interest-bearing cash 3.0%
  • Corporate debt instruments (other) 1.4%
  • Corporate debt instruments (preferred) 2.0%
  • U.S. Government securities 6.7%
  • Other investments 0.4%
  • Registered investment companies 49.8%
  • Common stock 35.7%
Consultants and advisers
4 firms
People
No investment staff or executives have been read for this allocator yet.
Manager roster
5 managers on Schedule C
From Schedule C (investment management, code 28)
Commitments
No fund commitments are on the tape for this allocator. The tape holds the plans that publish their own private-markets reports; a plan that publishes one and is not here is a gap we can close.
Size and funding
33 readings
Total assets
$169M Dec 31, 2024 reported Form 5500
$156M (2023-12) · $138M (2022-12)
Plan assets
$155M Jan 1, 2024 reported Form 5500
$137M (2023-01) · $171M (2022-01)
Net assets
$169M Dec 31, 2024 reported Form 5500
$155M (2023-12) · $137M (2022-12)
Funded ratio
93.3% Jan 1, 2024 reported Form 5500
92.0% (2023-01) · 107.3% (2022-01)
Funding target
$169M Jan 1, 2024 reported Form 5500
$158M (2023-01) · $149M (2022-01)
Discount rate
5.24% Jan 1, 2024 reported Form 5500
5.38% (2023-01) · 5.56% (2022-01)
Participants
3,987 Jan 1, 2024 reported Form 5500
3,999 (2023-01) · 4,016 (2022-01)
Contributions
$2.7M Dec 31, 2024 reported Form 5500
$2.5M (2023-12) · $8.2M (2022-12)
Benefits paid
$5.3M Dec 31, 2024 reported Form 5500
$4.8M (2023-12) · $4.4M (2022-12)
Net investment income
$13.5M Dec 31, 2024 reported Form 5500
$18.2M (2023-12) · $-34.0M (2022-12)
Investment management fees
$555,793 Dec 31, 2024 reported Form 5500
$500,158 (2023-12) · $510,989 (2022-12)
Form 5500 filings
3 plan years
Plan yearParticipantsAssets (SB market)Funding targetFTAPTotal assets (H)Partnerships / JVMaster trustReal estate
2024 to Dec 31, 20243,987$155M$169M93.3%$169M$0$0$0
2023 to Dec 31, 20233,999$137M$158M92.0%$156M$0$0$0
2022 to Dec 31, 20224,016$171M$149M107.3%$138M$0$0$0
Service providers and investment entities as filed (Schedule C and D, latest year first)
What changed
4 events
  • Jan 1, 2024Assets changed
    Smart & Final Pension Plan plan assets $137M -> $155M (+13.4%, 2023-01-01 to 2024-01-01)
    askebsa.dol.gov
  • Dec 31, 2023Assets changed
    Smart & Final Pension Plan total assets $138M -> $156M (+12.5%, 2022-12-31 to 2023-12-31)
    askebsa.dol.gov
  • Jan 1, 2023Funded status changed
    Smart & Final Pension Plan funded ratio 107.3% -> 92.0% (2022-01-01 to 2023-01-01)
    askebsa.dol.gov
  • Jan 1, 2023Assets changed
    Smart & Final Pension Plan plan assets $171M -> $137M (-19.9%, 2022-01-01 to 2023-01-01)
    askebsa.dol.gov
Board record: approvals, recommendations, searches, terminations and re-up prospects for this system.
Provenance
Identifiers: EIN-PN 954079584-002
Cross-graph: no entry on another DFX graph
First observed Sep 15, 2026, last observed Sep 15, 2026. Classification confirmed. Every row above carries its source; a reported figure is the subject’s own, a derived one is arithmetic on reported figures, an estimated one is a model or a survey imputation and is never summed into a headline.