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Which companies just had a verified incident, who lends to them and who owns them. Every claim carries its evidence level and its source. How we decide what is confirmed

Global Financial Service Disruptions

GhIPSS Instant Pay (GIP)

clearing settlement · GH · Africa · Ghana Interbank Payment and Settlement Systems Ltd

UnexplainedStatus: resolvedTier 2Severity 2 of 5Evidence confidence: mediumAnalyst-verified

Paystack reported Ghana bank transfers failing because of GhIPSS GIP platform downtime on 12 Oct 2026 for 46 minutes.

First disruption
Oct 12 10:13 UTC
First public signal
unknown
Acknowledged
unknown
Restored
Oct 12 10:59 UTC
Duration
0.77 hours
DFX first recorded
Nov 5 14:58 UTC

What was restricted

instant paymentstransfers outScope: country wide

Cause, kept in separate layers

What the institution said
Bank transfers failing due to GIP/GhIPSS platform downtime
DFX classification
Unexplained (cyber: unconfirmed)
Conflicting reports
Resolved notice says work on a fix continued.

Evidence