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AllocatorsPlancorporate pension100m-1b

Banco Santander USA Offices Retirement Plan

Allocators

NEW York, NY

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Search this name across graphsid dfx:al:9268508c-a803-4f13-a8f2-943f97ed1097

Data as of Sep 15, 2026 (this record's last observation) from Government tapes; SEC filings; What the plans publish; Pending. Page built Sep 19, 2026, 5:40 AM UTC and rebuilt at most every 15 minutes.

Relationships: 8
Dated events: 7
On other graphs: 0
Observed: Sep 15, 2026 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Total assets: $123Mlatest reading; see basis
Assets as of: Dec 31, 2024
Assets basis: REPORTED
Funded ratio: 110%
Participants: 1,208
Commitments: 22with an amount; holdings are counted apart
Managers: 5
Funds: 9
Re-ups: 0
First-time managers: 0
Latest commitment: Dec 31, 2024
Consultants: 0
Private markets target, %: 0latest policy, percent of assets
Private equity target, %: 0latest policy, percent of assets
Latest policy: Dec 31, 2024
People: 0

Holdings (a value, never a commitment)

a Schedule D plan interest or a 990-PF other investment: a value on a date, never an approval

Vehicle	Manager	Bucket	Value	As of	Kind	Source
WTW Gt Diversified Credit Fund	Towers Watson Investment Services,	Private credit	$36.5M	Dec 31, 2024	Collective trust	Dol form 5500 pension
WTW Gt Diversified Credit Fund	Towers Watson Investment Services,	Private credit	$33.0M	Dec 31, 2023	Collective trust	Dol form 5500 pension
Msci Acwi Index Nl Fund	State Street Gbl Equity	Pooled vehicle	$32.6M	Dec 31, 2022	Collective trust	Dol form 5500 pension
State St Lng US Govt Bd Ind Nl Fund	State Street - Russell 2000	Pooled vehicle	$31.9M	Dec 31, 2024	Collective trust	Dol form 5500 pension
Willis Towers Watson Group Trust Gl	Towers Watson Investment Services,	Pooled vehicle	$31.8M	Dec 31, 2022	Collective trust	Dol form 5500 pension
WTW Gt Real Asset Fund	Towers Watson Investment Services,	Real assets	$19.1M	Dec 31, 2022	Collective trust	Dol form 5500 pension
WTW Gt Real Asset Fund	Towers Watson Investment Services,	Real assets	$15.2M	Dec 31, 2023	Collective trust	Dol form 5500 pension
WTW Gt Diversified Credit Fund	Towers Watson Investment Services,	Private credit	$14.6M	Dec 31, 2022	Collective trust	Dol form 5500 pension
Ssga Intermed U.S. Govt Bond Indx	State Street - Russell 2000	Fixed income	$14.4M	Dec 31, 2024	Collective trust	Dol form 5500 pension
TSY U.S. 25+ Yr Key Rate Dur Nl Fd	Blackrock	Pooled vehicle	$11.1M	Dec 31, 2022	Collective trust	Dol form 5500 pension
Ssga Intermed U.S. Govt Bond Indx	State Street - Russell 2000	Fixed income	$8.1M	Dec 31, 2023	Collective trust	Dol form 5500 pension
TSY U.S. 25+ Yr Key Rate Dur Nl Fd	Blackrock	Pooled vehicle	$7.0M	Dec 31, 2024	Collective trust	Dol form 5500 pension
Treasury US 15 Yr Key Rate Duration	Blackrock Institutional Trust	Fixed income	$6.8M	Dec 31, 2023	Collective trust	Dol form 5500 pension
TSY U.S. 25+ Yr Key Rate Dur Nl Fd	Blackrock	Pooled vehicle	$6.8M	Dec 31, 2023	Collective trust	Dol form 5500 pension
State St Lng US Govt Bd Ind Nl Fund	State Street - Russell 2000	Pooled vehicle	$6.5M	Dec 31, 2023	Collective trust	Dol form 5500 pension
State St Lng US Govt Bd Ind Nl Fund	State Street - Russell 2000	Pooled vehicle	$6.3M	Dec 31, 2022	Collective trust	Dol form 5500 pension
Treasury U.S. 20 Year Key Rate Dura	Blackrock	Fixed income	$5.6M	Dec 31, 2023	Collective trust	Dol form 5500 pension
Treasury US 15 Yr Key Rate Duration	Blackrock Institutional Trust	Fixed income	$5.6M	Dec 31, 2024	Collective trust	Dol form 5500 pension
Treasury U.S. 20 Year Key Rate Dura	Blackrock	Fixed income	$4.6M	Dec 31, 2024	Collective trust	Dol form 5500 pension
Ssga Intermed U.S. Govt Bond Indx	State Street - Russell 2000	Fixed income	$4.4M	Dec 31, 2022	Collective trust	Dol form 5500 pension
Treasury U.S. 20 Year Key Rate Dura	Blackrock	Fixed income	$3.3M	Dec 31, 2022	Collective trust	Dol form 5500 pension
Treasury US 15 Yr Key Rate Duration	Blackrock Institutional Trust	Fixed income	$2.7M	Dec 31, 2022	Collective trust	Dol form 5500 pension

Policy targets, latest period

the latest period this plan published, every item quoted from its own report; a target is never an actual; 6 rows folded into 2

Bucket	Target %	Range low	Range high	Actual %	Actual	Period end	Basis
Interest-bearing cash	n/a	n/a	n/a	19	$23.1M	Dec 31, 2024	Derived
Common/collective trusts	n/a	n/a	n/a	81	$100.0M	Dec 31, 2024	Derived

Consultants

Form 5500 Schedule C, Form ADV and the plan's own reports; a Schedule C relationship is current for 24 months after the plan year end

Consultant	Role	From	To	Current	Evidence	Source
Towers Watson Investment Services,	Pension consultant	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
Willis Towers Watson US LLC	actuary	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
Korn Ferry (US)	actuary	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
Principal Trust Co.	trustee	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
Blackrock Institutional Trust Co,na	trustee	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
State Street Global Advisors	custodian	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension
Willis Towers Watson	actuary	Jan 1, 2022	Dec 31, 2022	no	fact	Dol form 5500 pension

Relationships

Sponsors (1)

← Banco Santander S.A. New York BranchPlan sponsorPlan sponsor
Jan 1, 2022 to presentfactForm 5500

Advised by (7)

→ Towers Watson Investment Services,Investment consultantPension consultant
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ Willis Towers Watson US LLCInvestment consultantactuary
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ Korn Ferry (US)Investment consultantactuary
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ Principal Trust Co.Investment consultanttrustee
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ Blackrock Institutional Trust Co,naInvestment consultanttrustee
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ State Street Global AdvisorsInvestment consultantcustodian
Jan 1, 2022 to Dec 31, 2022factForm 5500
→ Willis Towers WatsonInvestment consultantactuary
Jan 1, 2022 to Dec 31, 2022factForm 5500

Dated events

4 bookkeeping events (roster, classification and holdings changes) folded below

Occurred
Dec 31, 2024
Holding in a pooled vehicle ended
Banco Santander USA Offices Retirement Plan no longer reports WTW Gt Real Asset Fund (Towers Watson Investment Services,) (last held $15M at 2023-12-31; absent from the 2024-12-31 filing)
Towers Watson Investment Services,Form 5500observed 3 days ago
$15.2M
Occurred
Dec 31, 2023
Holding in a pooled vehicle ended
Banco Santander USA Offices Retirement Plan no longer reports Willis Towers Watson Group Trust Gl (Towers Watson Investment Services,) (last held $32M at 2022-12-31; absent from the 2023-12-31 filing)
Towers Watson Investment Services,Form 5500observed 3 days ago
$31.8M
Occurred
Dec 31, 2023
Holding in a pooled vehicle ended
Banco Santander USA Offices Retirement Plan no longer reports Msci Acwi Index Nl Fund (State Street Gbl Equity) (last held $33M at 2022-12-31; absent from the 2023-12-31 filing)
State Street Gbl Equity Form 5500observed 3 days ago
$32.6M

Show 4 bookkeeping events

Occurred
Dec 31, 2024
Banco Santander USA Offices Retirement Plan total assets $162M -> $123M (-24.0%, 2023-12-31 to 2024-12-31)
Occurred
Jan 1, 2024
Banco Santander USA Offices Retirement Plan funded ratio 106.1% -> 110.0% (2023-01-01 to 2024-01-01)
Occurred
Jan 1, 2023
Banco Santander USA Offices Retirement Plan funded ratio 117.6% -> 106.1% (2022-01-01 to 2023-01-01)
Occurred
Jan 1, 2023
Banco Santander USA Offices Retirement Plan plan assets $180M -> $153M (-14.9%, 2022-01-01 to 2023-01-01)

Provenance

Graph: Allocators
Canonical id: dfx:al:9268508c-a803-4f13-a8f2-943f97ed1097
First observed: Sep 15, 2026
Last observed: Sep 15, 2026 3 days ago
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.