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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

FINANCIAL DECISIONS, LLC

CRD 107755

NEW YORK, NY

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:0ba5f642-09f3-9cd4-5e91-dd2afbf26ac4

Data as of Aug 17, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 11:59 AM UTC and rebuilt at most every 15 minutes.

Relationships: 9
Dated events: 3
On other graphs: 0
Observed: Mar 27, 2012 to Aug 17, 2026
35 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.97 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $328MItem 5.F on the latest filing (2026-08-17); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $328M
Private client RAUM: $317MderivedItem 5.D individuals plus high net worth individuals
Private client share: 97%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 5
RAUM per advisor: $65.5Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 8
Advisory employees: 4
Offices: 4Schedule D 1.F, beyond the principal office
Accounts: 512
Individual clients: 16
High net worth clients: 120
Custody, client assets: $7.5M
SEC number: 801-39858
CRD: 107755
Filings on the tape: 35
First filed: Mar 27, 2012
Latest filed: Aug 17, 2026
Organised: Limited Liability Company, NY
Website: findec.net

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
KIMBERLY ELLEN RUSCIGNO	n/a	NEW YORK, NY \| Searford, NY	8	11	n/a	no
FLORENCE MYRIAM DUPONT	Certified Financial Planner	New York, NY \| NEW YORK, NY	7	32	1	no
KENNETH GUTWILLIG	n/a	NEW YORK, NY \| Yorktown Heights, NY	7	23	1	no
KRYSTINA MARIE BROWN	Certified Financial Planner	Fair Lawn, NJ \| NEW YORK, NY	5	13	n/a	no
Amy D Sun	n/a	NEW YORK, NY	0	10	n/a	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
DUPONT, FLORENCE, MYRIAM	PARTNER/CHIEF FINANCIAL PLANNER	D	yes	12/2019	Mar 27, 2012	Apr 12, 2024
GUTWILLIG, KENNETH	CHIEF COMPLIANCE OFFICER/PARTNER/CHIEF INVESTMENT OFFICER	D	yes	03/2016	Mar 27, 2012	Apr 12, 2024

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
n/a	n/a	n/a	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Feb 21, 2026	$328M	$328M	8	4	4	n/a	n/a
2024	Mar 22, 2025	$321M	$321M	8	4	4	n/a	n/a
2023	Mar 15, 2024	$303M	$302M	8	5	5	n/a	n/a
2022	Mar 2, 2023	$273M	$273M	8	4	5	n/a	n/a
2021	Mar 8, 2022	$325M	$325M	8	4	5	n/a	n/a
2020	Mar 11, 2021	$299M	$299M	8	4	0	n/a	n/a
2019	Mar 17, 2020	$274M	$274M	7	4	0	n/a	n/a
2018	Mar 16, 2019	$241M	$241M	7	4	0	n/a	n/a
2017	Mar 24, 2018	$274M	$272M	7	4	0	n/a	n/a
2016	Mar 28, 2017	$253M	$252M	8	3	n/a	n/a	n/a
2015	Mar 9, 2016	$242M	$241M	9	4	n/a	n/a	n/a
2014	Feb 23, 2015	$253M	$251M	9	5	n/a	n/a	n/a
2013	Mar 27, 2014	$238M	$238M	7	4	n/a	n/a	n/a
2012	Mar 22, 2013	$192M	$192M	7	4	n/a	n/a	n/a
2011	Mar 27, 2012	$180M	$180M	n/a	n/a	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	0	0

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$328M	$321M	2.0%	$273M	6.2%	8	8	4	4

Relationships

Registered with (5)

← Amy D SunAdvisorregistration: current employment
Aug 11, 2026 to presentfactForm ADV
← KRYSTINA MARIE BROWNAdvisorregistration: current employment
Mar 29, 2021 to presentfactForm ADV
← KENNETH GUTWILLIGAdvisorregistration: previous registration
Dec 12, 2012 to Oct 17, 2014factForm ADV
← FLORENCE MYRIAM DUPONTAdvisorregistration: previous registration
Dec 10, 2012 to Oct 17, 2014factForm ADV
← KIMBERLY ELLEN RUSCIGNOAdvisorregistration: current employment
Feb 24, 2018 to presentfactForm ADV

Controls (2)

← DUPONT, FLORENCE, MYRIAMOwnerPARTNER/CHIEF FINANCIAL PLANNER, ownership code D, individual
Mar 27, 2012 to Apr 12, 2024factForm ADV
← GUTWILLIG, KENNETHOwnerCHIEF COMPLIANCE OFFICER/PARTNER/CHIEF INVESTMENT OFFICER, ownership code D, individual
Mar 27, 2012 to Apr 12, 2024factForm ADV

Dated events

1 bookkeeping events (roster, classification and holdings changes) folded below

Occurred
Mar 17, 2020
Control person left
Karsh Linda Schoenthaler (Shareholder / President) no longer on Schedule A of Financial Decisions, Llc (listed 2019-04-18, absent 2020-03-17)
Form ADVobserved 4 days ago
Occurred
Mar 28, 2016
Succession filed (Item 4)
Financial Decisions Inc reported succeeding to the business of Another Adviser (Form ADV Item 4)
Form ADVobserved 4 days ago

Show 1 bookkeeping events

Occurred
Mar 8, 2022
Financial Decisions, Llc reported 5 offices beyond its principal office, up from 0 (2021-03-12 to 2022-03-08)

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:0ba5f642-09f3-9cd4-5e91-dd2afbf26ac4
First observed: Mar 27, 2012
Last observed: Aug 17, 2026 33 days ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

FINANCIAL DECISIONS, LLC

CRD 107755

NEW YORK, NY

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:0ba5f642-09f3-9cd4-5e91-dd2afbf26ac4

Data as of Aug 17, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 11:59 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

KIMBERLY ELLEN RUSCIGNO

n/a

NEW YORK, NY | Searford, NY

n/a

FLORENCE MYRIAM DUPONT

Certified Financial Planner

New York, NY | NEW YORK, NY

KENNETH GUTWILLIG

n/a

NEW YORK, NY | Yorktown Heights, NY

KRYSTINA MARIE BROWN

Certified Financial Planner

Fair Lawn, NJ | NEW YORK, NY

n/a

Amy D Sun

n/a

NEW YORK, NY

n/a

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

DUPONT, FLORENCE, MYRIAM

PARTNER/CHIEF FINANCIAL PLANNER

yes

12/2019

Mar 27, 2012

Apr 12, 2024

GUTWILLIG, KENNETH

CHIEF COMPLIANCE OFFICER/PARTNER/CHIEF INVESTMENT OFFICER

yes

03/2016

Mar 27, 2012

Apr 12, 2024

City

State

Country

Employees

Also broker-dealer

n/a

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Feb 21, 2026

$328M

n/a

2024

Mar 22, 2025

$321M

n/a

2023

Mar 15, 2024

$303M

$302M

n/a

2022

Mar 2, 2023

$273M

n/a

2021

Mar 8, 2022

$325M

n/a

2020

Mar 11, 2021

$299M

n/a

2019

Mar 17, 2020

$274M

n/a

2018

Mar 16, 2019

$241M

n/a

2017

Mar 24, 2018

$274M

$272M

n/a

2016

Mar 28, 2017

$253M

$252M

n/a

2015

Mar 9, 2016

$242M

$241M

n/a

2014

Feb 23, 2015

$253M

$251M

n/a

2013

Mar 27, 2014

$238M

n/a

2012

Mar 22, 2013

$192M

n/a

2011

Mar 27, 2012

$180M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$328M

$321M

2.0%

$273M

6.2%