DFX Intelligence

Data Factory

RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

FINANCIAL COUNSELING ASSOCIATES, INC

FINANCIAL COUNSELING ASSOCIATES, INC., CRD 115123

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:17088756-d2d8-437b-ef5c-a1724b8f0cfb

Data as of Feb 4, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 6:57 AM UTC and rebuilt at most every 15 minutes.

Relationships: 7
Dated events: 7
On other graphs: 0
Observed: Jan 28, 2014 to Feb 4, 2026
17 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.94 fund_share=0.0 institutional_share=0.06 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $104MItem 5.F on the latest filing (2026-02-04); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $96.8M
Private client RAUM: $96.8MderivedItem 5.D individuals plus high net worth individuals
Private client share: 94%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 2
RAUM per advisor: $51.8Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 2
Advisory employees: 2
Offices: 3Schedule D 1.F, beyond the principal office
Accounts: 126
Individual clients: 103
High net worth clients: 22
SEC number: 801-79159
CRD: 115123
Filings on the tape: 17
First filed: Jan 28, 2014
Latest filed: Feb 4, 2026
Organised: Corporation, CO

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
JOHN JOSEPH KOPEL	n/a	AURORA, CO	27	36	n/a	no
Erica Ann Mathews	n/a	AURORA, CO	5	10	n/a	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
KOPEL, JOHN, JOSEPH	Owner	E	yes	02/1993	Jan 28, 2014	Jun 27, 2024
Mathews, Erica, Ann	CHIEF COMPLIANCE OFFICER	Na	yes	05/2024	Jun 27, 2024	Jun 27, 2024

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
Aurora	Co	United States	1	no
n/a	n/a	n/a	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Feb 4, 2026	$104M	$96.8M	2	2	3	n/a	n/a
2024	Feb 6, 2025	$92.1M	$86.4M	2	2	3	n/a	n/a
2023	Feb 16, 2024	$293M	$272M	4	4	3	n/a	n/a
2022	Feb 1, 2023	$255M	$238M	4	4	3	n/a	n/a
2021	Mar 31, 2022	$303M	$285M	4	4	3	n/a	n/a
2020	Apr 16, 2021	$235M	$227M	3	3	2	n/a	n/a
2019	Feb 24, 2020	$207M	$198M	3	3	2	n/a	n/a
2018	Mar 27, 2019	$165M	$157M	3	3	2	n/a	n/a
2017	Mar 22, 2018	$175M	$165M	3	3	2	n/a	n/a
2016	Feb 8, 2017	$147M	$147M	3	3	n/a	n/a	n/a
2015	Mar 14, 2016	$140M	$140M	3	3	n/a	n/a	n/a
2014	Jan 7, 2015	$140M	$140M	3	3	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	0	2

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$104M	$92.1M	12.4%	$255M	-26.0%	2	2	3	3

Teams out

two or more advisors whose registrations ended here and began at one firm together: a fact of two dates, not a prediction

Other firm	Advisors	First left	Last joined	From	Kind	Move type	Share of firm
FULL FINANCIAL INC.	2	Jun 13, 2024	Nov 10, 2025	GOLDEN, CO	Team lift out	RIA to RIA	50.0%

Relationships

Registered with (4)

← Erica Ann MathewsAdvisorregistration: current employment
Jun 29, 2021 to presentfactForm ADV
← JOHN JOSEPH KOPELAdvisorregistration: current employment
Jan 1, 1999 to presentfactForm ADV
← JOSEPH LOUIS RILLOSAdvisorregistration: previous registration
Jan 1, 1999 to Jun 13, 2024factForm ADV
← MATTHEW JOSEPH RILLOSAdvisorregistration: previous registration
Apr 4, 2008 to Jun 13, 2024factForm ADV

Moved with (1)

→ FULL FINANCIAL INC.Registered adviser2 advisors, team lift out, same day
Jun 13, 2024 to Nov 10, 2025factForm ADV

Controls (2)

← KOPEL, JOHN, JOSEPHOwnerOWNER, ownership code E, individual
Jan 28, 2014 to Jun 27, 2024factForm ADV
← Mathews, Erica, AnnOwnerCHIEF COMPLIANCE OFFICER, ownership code NA, individual
Jun 27, 2024 to Jun 27, 2024factForm ADV

Dated events

Occurred
Jun 27, 2024
Regulatory AUM changed
Financial Counseling Associates, Inc reported RAUM $107.2M, down 63% from $293.0M (2024-02-16 to 2024-06-27)
Form ADVobserved 5 days ago
$-186M
Occurred
Jun 27, 2024
Control person left
Joseph Matthew Rillos (Cco) no longer on Schedule A of Financial Counseling Associates, Inc (listed 2024-02-16, absent 2024-06-27)
Form ADVobserved 5 days ago
Occurred
Jun 27, 2024
Control person joined
Ann Erica Mathews (Chief Compliance Officer) appeared on Schedule A of Financial Counseling Associates, Inc
Form ADVobserved 5 days ago
Occurred
Jun 13, 2024
Team lift-out
2 advisors left Financial Counseling Associates, Inc (Golden, CO) for Full Financial Inc. on the same day
Form ADVobserved 4 days ago
2 advisors
Occurred
Jun 13, 2024
Advisor changed firm
Joseph Louis Rillos left Financial Counseling Associates, Inc for Full Financial Inc. (registered 2025-11-10)
Form ADVobserved 5 days ago
Occurred
Jun 13, 2024
Advisor changed firm
Matthew Joseph Rillos left Financial Counseling Associates, Inc for Full Financial Inc. (registered 2024-04-08)
Form ADVobserved 5 days ago
Occurred
Jan 28, 2014
First Form ADV filing
Financial Counseling Associates, Inc filed its initial SEC registration (Form ADV)
Form ADVobserved 5 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:17088756-d2d8-437b-ef5c-a1724b8f0cfb
First observed: Jan 28, 2014
Last observed: Feb 4, 2026 7 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

FINANCIAL COUNSELING ASSOCIATES, INC

FINANCIAL COUNSELING ASSOCIATES, INC., CRD 115123

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:17088756-d2d8-437b-ef5c-a1724b8f0cfb

Data as of Feb 4, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 6:57 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

JOHN JOSEPH KOPEL

n/a

AURORA, CO

n/a

Erica Ann Mathews

n/a

AURORA, CO

n/a

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

KOPEL, JOHN, JOSEPH

Owner

yes

02/1993

Jan 28, 2014

Jun 27, 2024

Mathews, Erica, Ann

CHIEF COMPLIANCE OFFICER

yes

05/2024

Jun 27, 2024

City

State

Country

Employees

Also broker-dealer

Aurora

United States

n/a

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Feb 4, 2026

$104M

$96.8M

n/a

2024

Feb 6, 2025

$92.1M

$86.4M

n/a

2023

Feb 16, 2024

$293M

$272M

n/a

2022

Feb 1, 2023

$255M

$238M

n/a

2021

Mar 31, 2022

$303M

$285M

n/a

2020

Apr 16, 2021

$235M

$227M

n/a

2019

Feb 24, 2020

$207M

$198M

n/a

2018

Mar 27, 2019

$165M

$157M

n/a

2017

Mar 22, 2018

$175M

$165M

n/a

2016

Feb 8, 2017

$147M

n/a

2015

Mar 14, 2016

$140M

n/a

2014

Jan 7, 2015

$140M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$104M

$92.1M

12.4%

$255M

-26.0%

Other firm

Advisors

First left

Last joined

From

Kind

Move type

Share of firm

FULL FINANCIAL INC.

Jun 13, 2024

Nov 10, 2025

GOLDEN, CO

Team lift out

RIA to RIA

50.0%