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RIA / WealthAdvisorCertified Financial Planner14 years in industry

Christine Papelian

Advisor at ILLUMINATION WEALTH MANAGEMENT

Orchard Park, NY | SAN DIEGO, CA

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Search this name across graphsid dfx:ria:565a1626-2917-bdec-7b50-d8e900e9d129

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 11:02 AM UTC and rebuilt at most every 15 minutes.

Relationships: 7
Dated events: 3
On other graphs: 0
Observed: Jun 17, 2014 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: ILLUMINATION WEALTH MANAGEMENT
Current firm class: independent wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: May 1, 2012earliest registration or exam on IAPD
Years in industry: 14derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 6
Current registrations: 1
Registered states: 1
Designations: Certified Financial Planner
Exams: S63|S66
First exam: Aug 6, 2012
First registration: Jun 17, 2014
Dual registered: no
Other names: CHRISTINE COSTELLO
IAPD individual key: 6068257

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
ILLUMINATION WEALTH MANAGEMENT	Independent wealth	Dec 10, 2025	n/a	yes	Orchard Park, NY\|SAN DIEGO, CA	Current employment
STERLING INVESTMENT COUNSEL, LLC	Independent wealth	Nov 12, 2024	Dec 8, 2025	no	BUFFALO, NY	Previous registration
LPL FINANCIAL LLC	Bd affiliated wealth	Sep 27, 2024	Oct 24, 2024	no	BUFFALO, NY	Previous registration
REDW WEALTH LLC	Mixed wealth	May 3, 2022	Aug 22, 2024	no	Phoenix, AZ	Previous registration
SMARTER FINANCIAL SOLUTIONS	n/a	May 17, 2021	Nov 23, 2021	no	PHOENIX, AZ	Previous registration
SCHWAB WEALTH ADVISORY, INC.	No RAUM reported	Jun 23, 2014	Apr 29, 2021	no	PHOENIX, AZ	Previous registration
CHARLES SCHWAB & CO., INC.	National bd RIA	Jun 17, 2014	Jun 26, 2014	no	Phoenix, AZ	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
STERLING INVESTMENT COUNSEL, LLC	ILLUMINATION WEALTH MANAGEMENT	Dec 8, 2025	Dec 10, 2025	2	Firm change	RIA to RIA
LPL FINANCIAL LLC	STERLING INVESTMENT COUNSEL, LLC	Oct 24, 2024	Nov 12, 2024	19	Firm change	Ibd to RIA
REDW WEALTH LLC	LPL FINANCIAL LLC	Aug 22, 2024	Sep 27, 2024	36	Firm change	RIA to ibd
SMARTER FINANCIAL SOLUTIONS	REDW WEALTH LLC	Nov 23, 2021	May 3, 2022	161	Firm change	Other
SCHWAB WEALTH ADVISORY, INC.	SMARTER FINANCIAL SOLUTIONS	Apr 29, 2021	May 17, 2021	18	Firm change	Other
CHARLES SCHWAB & CO., INC.	SCHWAB WEALTH ADVISORY, INC.	Jun 26, 2014	Jun 23, 2014	-3	Channel change	Other

Relationships

Registered with (7)

→ ILLUMINATION WEALTH MANAGEMENTRegistered adviserregistration: current employment
Dec 10, 2025 to presentfactForm ADV
→ STERLING INVESTMENT COUNSEL, LLCRegistered adviserregistration: previous registration
Nov 12, 2024 to Dec 8, 2025factForm ADV
→ LPL FINANCIAL LLCRegistered adviserregistration: previous registration
Sep 27, 2024 to Oct 24, 2024factForm ADV
→ REDW WEALTH LLCRegistered adviserregistration: previous registration
May 3, 2022 to Aug 22, 2024factForm ADV
→ SMARTER FINANCIAL SOLUTIONSRegistered adviserregistration: previous registration
May 17, 2021 to Nov 23, 2021factForm ADV
→ SCHWAB WEALTH ADVISORY, INC.Registered adviserregistration: previous registration
Jun 23, 2014 to Apr 29, 2021factForm ADV
→ CHARLES SCHWAB & CO., INC.Registered adviserregistration: previous registration
Jun 17, 2014 to Jun 26, 2014factForm ADV

Dated events

Occurred
Dec 8, 2025
Advisor changed firm
Christine Papelian left Sterling Investment Counsel, Llc for Illumination Wealth Management (registered 2025-12-10)
Form ADVobserved 5 days ago
Occurred
Oct 24, 2024
Advisor changed firm
Christine Papelian left Lpl Financial Llc for Sterling Investment Counsel, Llc (registered 2024-11-12)
Form ADVobserved 5 days ago
Occurred
Aug 22, 2024
Advisor changed firm
Christine Papelian left Redw Wealth Llc for Lpl Financial Llc (registered 2024-09-27)
Form ADVobserved 5 days ago