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RIA / WealthAdvisorCertified Financial Planner19 years in industry

Keo Cal Chao

Advisor at POINT4WARD FINANCIAL PLANNING

WALNUT CREEK, CA

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Search this name across graphsid dfx:ria:7594e990-48df-8a48-eace-bdbcb690bb0d

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 2:49 PM UTC and rebuilt at most every 15 minutes.

Relationships: 6
Dated events: 0
On other graphs: 0
Observed: Nov 9, 2010 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: POINT4WARD FINANCIAL PLANNING
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Mar 5, 2007earliest registration or exam on IAPD
Years in industry: 19derivedfrom the industry start date
Years at current firm: 5derivedfrom the current registration's begin date
Prior firms: 5
Current registrations: 1
Registered states: 1
Designations: Certified Financial Planner
Exams: S66
First exam: Mar 5, 2007
First registration: Nov 9, 2010
Dual registered: no
IAPD individual key: 5206791

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
POINT4WARD FINANCIAL PLANNING	State registered	Mar 8, 2021	n/a	yes	WALNUT CREEK, CA	Current employment
PRUCO SECURITIES, LLC	No RAUM reported	Apr 2, 2018	Jan 28, 2021	no	Walnut Creek, CA\|San Ramon, CA	Previous registration
SECURITIES AMERICA ADVISORS, INC.	Former SEC adviser	Dec 8, 2016	Nov 30, 2017	no	Saratoga, CA	Previous registration
FOOTHILL SECURITIES, INC.	Former SEC adviser	Jun 5, 2015	Dec 8, 2016	no	SARATOGA, CA\|Santa Clara, CA\|SANTA CLARA, CA	Previous registration
LPL FINANCIAL LLC	Bd affiliated wealth	Apr 30, 2014	Sep 25, 2014	no	SANTA CLARA, CA\|SAN DIEGO, CA\|SANTA CLARA, CA	Previous registration
RBC CAPITAL MARKETS, LLC	National bd RIA	Nov 9, 2010	Jun 13, 2013	no	SAN FRANCISCO, CA	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
PRUCO SECURITIES, LLC	POINT4WARD FINANCIAL PLANNING	Jan 28, 2021	Mar 8, 2021	39	Firm change	Ibd to state RIA
SECURITIES AMERICA ADVISORS, INC.	PRUCO SECURITIES, LLC	Nov 30, 2017	Apr 2, 2018	123	Firm change	Other
FOOTHILL SECURITIES, INC.	SECURITIES AMERICA ADVISORS, INC.	Dec 8, 2016	Dec 8, 2016	0	Firm change	Other
LPL FINANCIAL LLC	FOOTHILL SECURITIES, INC.	Sep 25, 2014	Jun 5, 2015	253	Firm change	Other
RBC CAPITAL MARKETS, LLC	LPL FINANCIAL LLC	Jun 13, 2013	Apr 30, 2014	321	Firm change	Other

Team moves

moves this advisor made together with colleagues (two or more registrations ending and beginning together)

Team	Left	Joined	From	Kind
1027:110518:CA:2016-12-07	Dec 8, 2016	Dec 8, 2016	SANTA CLARA, CA	Firm change

Relationships

Registered with (6)

→ POINT4WARD FINANCIAL PLANNINGRegistered adviserregistration: current employment
Mar 8, 2021 to presentfactForm ADV
→ PRUCO SECURITIES, LLCRegistered adviserregistration: previous registration
Apr 2, 2018 to Jan 28, 2021factForm ADV
→ SECURITIES AMERICA ADVISORS, INC.Registered adviserregistration: previous registration
Dec 8, 2016 to Nov 30, 2017factForm ADV
→ FOOTHILL SECURITIES, INC.Registered adviserregistration: previous registration
Jun 5, 2015 to Dec 8, 2016factForm ADV
→ LPL FINANCIAL LLCRegistered adviserregistration: previous registration
Apr 30, 2014 to Sep 25, 2014factForm ADV
→ RBC CAPITAL MARKETS, LLCRegistered adviserregistration: previous registration
Nov 9, 2010 to Jun 13, 2013factForm ADV

Dated events

No dated event names this entity yet.