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RIA / WealthAdvisorCertified Financial Plannerdual registered (broker-dealer)26 years in industry

MICHELLE LYNN BENDER

Advisor at KESTRA ADVISORY SERVICES, LLC

Germantown, MD | AUSTIN, TX

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Search this name across graphsid dfx:ria:7c556ab9-53df-ad4c-af64-9a804182ba36

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 3:39 PM UTC and rebuilt at most every 15 minutes.

Relationships: 5
Dated events: 0
On other graphs: 0
Observed: Oct 29, 2001 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: KESTRA ADVISORY SERVICES, LLC
Current firm class: broker-dealer affiliated wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Mar 10, 2000earliest registration or exam on IAPD
Years in industry: 26derivedfrom the industry start date
Years at current firm: 8derivedfrom the current registration's begin date
Prior firms: 4
Current registrations: 1
Registered states: 2
Designations: Certified Financial Planner
Exams: S66
First exam: Mar 10, 2000
First registration: Oct 29, 2001
Dual registered: yes, broker-dealer
Other names: MICHELLE LEARN|MICHELLE LYNN ESPELAGE
IAPD individual key: 4137145

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
KESTRA ADVISORY SERVICES, LLC	Bd affiliated wealth	Nov 29, 2017	n/a	yes	Germantown, MD\|AUSTIN, TX	Current employment
INVEST FINANCIAL CORPORATION	Former SEC adviser	Sep 24, 2010	Dec 1, 2017	no	GERMANTOWN, MD	Previous registration
PWA WEALTH MANAGEMENT	Former SEC adviser	Apr 21, 2008	Sep 27, 2010	no	GREENSBURG, PA	Previous registration
POTOMAC FINANCIAL GROUP	n/a	Oct 29, 2001	Aug 16, 2006	no	GAITHERSBURG, MD	Previous registration
POTOMAC FINANCIAL GROUP	n/a	Oct 29, 2001	Dec 31, 2004	no	GAITHERSBURG, MD	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
INVEST FINANCIAL CORPORATION	KESTRA ADVISORY SERVICES, LLC	Dec 1, 2017	Nov 29, 2017	-2	Firm change	Other
PWA WEALTH MANAGEMENT	INVEST FINANCIAL CORPORATION	Sep 27, 2010	Sep 24, 2010	-3	Firm change	Other
POTOMAC FINANCIAL GROUP	PWA WEALTH MANAGEMENT	Aug 16, 2006	Apr 21, 2008	614	Firm change after gap	Other

Relationships

Registered with (4)

→ KESTRA ADVISORY SERVICES, LLCRegistered adviserregistration: current employment
Nov 29, 2017 to presentfactForm ADV
→ INVEST FINANCIAL CORPORATIONRegistered adviserregistration: previous registration
Sep 24, 2010 to Dec 1, 2017factForm ADV
→ PWA WEALTH MANAGEMENTRegistered adviserregistration: previous registration
Apr 21, 2008 to Sep 27, 2010factForm ADV
→ POTOMAC FINANCIAL GROUPRegistered adviserregistration: previous registration
Oct 29, 2001 to Aug 16, 2006factForm ADV

Dated events

No dated event names this entity yet.