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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 1b 10b

FINANCIAL PLAN, INC.

CRD 116073

BELLINGHAM, WA

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:7f148f9c-178f-85e0-ce81-c3a13154eab4

Data as of Mar 16, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 1:32 PM UTC and rebuilt at most every 15 minutes.

Relationships: 19
Dated events: 6
On other graphs: 0
Observed: Oct 30, 2012 to Mar 16, 2026
28 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $1.6BItem 5.F on the latest filing (2026-03-16); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $1.6B
Private client RAUM: $1.6BderivedItem 5.D individuals plus high net worth individuals
Private client share: 99%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 13
RAUM per advisor: $123Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 12
Advisory employees: 11
Offices: 0Schedule D 1.F, beyond the principal office
Accounts: 4,049
Individual clients: 596
High net worth clients: 309
Custody, client assets: $2.0M
SEC number: 801-77339
CRD: 116073
Filings on the tape: 28
First filed: Oct 30, 2012
Latest filed: Mar 16, 2026
Organised: Corporation, WA

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
JAMES BARBER TWINING	Certified Financial Planner	BELLINGHAM, WA	29	42	1	no
DAVID ALDEN DICK	Certified Financial Planner	BELLINGHAM, WA	23	26	1	no
WILLIAM DEVIN WOLF	Certified Financial Planner	BELLINGHAM, WA	16	16	1	no
NATHAN JAMES TWINING	Certified Financial Planner	BELLINGHAM, WA	13	14	n/a	no
Gabriel Aaron Twining	Certified Financial Planner	BELLINGHAM, WA	10	11	n/a	no
Justin Lloyd Gross	Certified Financial Planner	BELLINGHAM, WA	9	10	n/a	no
ANDREW MARTIN ZENDER	Certified Financial Planner	BELLINGHAM, WA	6	17	n/a	no
KELSEY LYNN BOUWMAN MARTIN	Certified Financial Planner	BELLINGHAM, WA	6	17	n/a	no
Dillon Augustus Quintana	n/a	BELLINGHAM, WA	3	13	n/a	no
Mailinh Rose Tenorio Vu	n/a	BELLINGHAM, WA	0	12	n/a	no
Levi Brian Westra	n/a	BELLINGHAM, WA	0	12	n/a	no
Quinn Thomas Vicars	n/a	BELLINGHAM, WA	0	11	1	no
LYDIA CHUNG LOK	n/a	BELLINGHAM, WA	0	10	2	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
DICK, DAVID, ALDEN	CHIEF COMPLIANCE OFFICER	B	yes	01/2018	Mar 16, 2026	Mar 16, 2026
Twining, Gabriel, Aaron	CHIEF PERSONNEL OFFICER	A	yes	01/2020	Mar 16, 2026	Mar 16, 2026
TWINING, JAMES, BARBER	CHIEF EXECUTIVE OFFICER	C	yes	08/1997	Mar 16, 2026	Mar 16, 2026
TWINING, NATHAN, JAMES	CHIEF TECHNOLOGY OFFICER	B	yes	01/2015	Mar 16, 2026	Mar 16, 2026
WOLF, WILLIAM, DEVIN	CHIEF INVESTMENT OFFICER	C	yes	01/2015	Mar 16, 2026	Mar 16, 2026

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Mar 16, 2026	$1.6B	$1.6B	12	11	0	n/a	n/a
2024	Mar 19, 2025	$1.2B	$1.2B	16	9	0	n/a	n/a
2023	Feb 12, 2024	$1.1B	$1.1B	17	10	0	n/a	n/a
2022	Mar 31, 2023	$845M	$845M	15	9	0	n/a	n/a
2021	Mar 24, 2022	$936M	$936M	14	9	0	n/a	n/a
2020	Mar 23, 2021	$713M	$713M	12	8	0	n/a	n/a
2019	Mar 28, 2020	$567M	$567M	13	6	0	n/a	n/a
2018	Mar 28, 2019	$466M	$466M	11	6	0	n/a	n/a
2017	Mar 22, 2018	$405M	$405M	9	6	0	n/a	n/a
2016	Jan 26, 2017	$316M	$316M	8	5	n/a	n/a	n/a
2015	Jan 14, 2016	$255M	$255M	7	4	n/a	n/a	n/a
2014	Jan 26, 2015	$226M	$226M	6	4	n/a	n/a	n/a
2013	Mar 31, 2014	$199M	$199M	6	4	n/a	n/a	n/a
2012	Mar 11, 2013	$149M	$149M	6	4	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
2	0	2	0.0%	0	0	0	2	1

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$1.6B	$1.2B	30.4%	$845M	23.8%	12	16	0	0

Relationships

Registered with (14)

← LYDIA CHUNG LOKAdvisorregistration: current employment
Jun 5, 2026 to presentfactForm ADV
← Quinn Thomas VicarsAdvisorregistration: current employment
Mar 20, 2026 to presentfactForm ADV
← Levi Brian WestraAdvisorregistration: current employment
Feb 17, 2026 to presentfactForm ADV
← Mailinh Rose Tenorio VuAdvisorregistration: current employment
Nov 25, 2025 to presentfactForm ADV
← Dillon Augustus QuintanaAdvisorregistration: current employment
Jun 2, 2023 to presentfactForm ADV
← ANDREW MARTIN ZENDERAdvisorregistration: current employment
Apr 7, 2020 to presentfactForm ADV
← KELSEY LYNN BOUWMAN MARTINAdvisorregistration: current employment
Apr 7, 2020 to presentfactForm ADV
← Justin Lloyd GrossAdvisorregistration: current employment
Dec 9, 2016 to presentfactForm ADV
← Gabriel Aaron TwiningAdvisorregistration: current employment
Jan 26, 2016 to presentfactForm ADV
← NATHAN JAMES TWININGAdvisorregistration: current employment
Dec 18, 2012 to presentfactForm ADV
← WILLIAM DEVIN WOLFAdvisorregistration: current employment
Aug 23, 2010 to presentfactForm ADV
← DAVID ALDEN DICKAdvisorregistration: current employment
Mar 7, 2003 to presentfactForm ADV
← JAMES BARBER TWININGAdvisorregistration: current employment
Aug 13, 1997 to presentfactForm ADV
← Tor Paul BensonAdvisorregistration: previous registration
Jan 9, 2023 to Nov 22, 2024factForm ADV

Controls (5)

← TWINING, JAMES, BARBEROwnerCHIEF EXECUTIVE OFFICER, ownership code C, individual
Oct 30, 2012 to Dec 19, 2024factForm ADV
← DICK, DAVID, ALDENOwnerCHIEF COMPLIANCE OFFICER, ownership code B, individual
Oct 30, 2012 to Dec 19, 2024factForm ADV
← WOLF, WILLIAM, DEVINOwnerCHIEF INVESTMENT OFFICER, ownership code B, individual
Jan 26, 2015 to Dec 19, 2024factForm ADV
← TWINING, NATHAN, JAMESOwnerCHIEF TECHNOLOGY OFFICER, ownership code B, individual
Jan 26, 2015 to Dec 19, 2024factForm ADV
← Twining, Gabriel, AaronOwnerCHIEF PERSONNEL OFFICER, ownership code A, individual
Mar 28, 2020 to Dec 19, 2024factForm ADV

Dated events

Occurred
Mar 16, 2026
Regulatory AUM changed
Financial Plan, Inc. reported RAUM $1.6B, up 30% from $1.2B (2025-03-19 to 2026-03-16)
Form ADVobserved 6 days ago
$374M
Occurred
Nov 22, 2024
Advisor changed firm
Tor Paul Benson left Financial Plan, Inc. for Streamline Advisory (registered 2025-06-13)
Form ADVobserved 6 days ago
Occurred
Mar 24, 2022
Regulatory AUM changed
Financial Plan, Inc. reported RAUM $935.9M, up 31% from $713.0M (2021-09-23 to 2022-03-24)
Form ADVobserved 6 days ago
$223M
Occurred
Mar 23, 2021
Regulatory AUM changed
Financial Plan, Inc. reported RAUM $713.0M, up 26% from $567.2M (2020-06-02 to 2021-03-23)
Form ADVobserved 6 days ago
$146M
Occurred
Mar 28, 2020
Control person joined
Aaron Gabriel Twining (Chief Personnel Officer) appeared on Schedule A of Financial Plan, Inc.
Form ADVobserved 6 days ago
Occurred
Oct 30, 2012
First Form ADV filing
Financial Plan, Inc. filed its initial SEC registration (Form ADV)
Form ADVobserved 6 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:7f148f9c-178f-85e0-ce81-c3a13154eab4
First observed: Oct 30, 2012
Last observed: Mar 16, 2026 6 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

FINANCIAL PLAN, INC.

CRD 116073

BELLINGHAM, WA

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:7f148f9c-178f-85e0-ce81-c3a13154eab4

Data as of Mar 16, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 1:32 PM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

JAMES BARBER TWINING

Certified Financial Planner

BELLINGHAM, WA

DAVID ALDEN DICK

Certified Financial Planner

BELLINGHAM, WA

WILLIAM DEVIN WOLF

Certified Financial Planner

BELLINGHAM, WA

NATHAN JAMES TWINING

Certified Financial Planner

BELLINGHAM, WA

n/a

Gabriel Aaron Twining

Certified Financial Planner

BELLINGHAM, WA

n/a

Justin Lloyd Gross

Certified Financial Planner

BELLINGHAM, WA

n/a

ANDREW MARTIN ZENDER

Certified Financial Planner

BELLINGHAM, WA

n/a

KELSEY LYNN BOUWMAN MARTIN

Certified Financial Planner

BELLINGHAM, WA

n/a

Dillon Augustus Quintana

n/a

BELLINGHAM, WA

n/a

Mailinh Rose Tenorio Vu

n/a

BELLINGHAM, WA

n/a

Levi Brian Westra

n/a

BELLINGHAM, WA

n/a

Quinn Thomas Vicars

n/a

BELLINGHAM, WA

LYDIA CHUNG LOK

n/a

BELLINGHAM, WA

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

DICK, DAVID, ALDEN

CHIEF COMPLIANCE OFFICER

yes

01/2018

Mar 16, 2026

Twining, Gabriel, Aaron

CHIEF PERSONNEL OFFICER

yes

01/2020

Mar 16, 2026

TWINING, JAMES, BARBER

CHIEF EXECUTIVE OFFICER

yes

08/1997

Mar 16, 2026

TWINING, NATHAN, JAMES

CHIEF TECHNOLOGY OFFICER

yes

01/2015

Mar 16, 2026

WOLF, WILLIAM, DEVIN

CHIEF INVESTMENT OFFICER

yes

01/2015

Mar 16, 2026

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Mar 16, 2026

$1.6B

n/a

2024

Mar 19, 2025

$1.2B

n/a

2023

Feb 12, 2024

$1.1B

n/a

2022

Mar 31, 2023

$845M

n/a

2021

Mar 24, 2022

$936M

n/a

2020

Mar 23, 2021

$713M

n/a

2019

Mar 28, 2020

$567M

n/a

2018

Mar 28, 2019

$466M

n/a

2017

Mar 22, 2018

$405M

n/a

2016

Jan 26, 2017

$316M

n/a

2015

Jan 14, 2016

$255M

n/a

2014

Jan 26, 2015

$226M

n/a

2013

Mar 31, 2014

$199M

n/a

2012

Mar 11, 2013

$149M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$1.6B

$1.2B

30.4%

$845M

23.8%