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RIA / WealthAdvisordual registered (broker-dealer)11 years in industry

Bernard Graham Young

Advisor at ADVICE AND PLANNING SERVICES

Boulder, CO | Denver, CO

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Search this name across graphsid dfx:ria:82cb60f6-4553-3d13-8cf3-d1d49bd7469f

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 2:36 AM UTC and rebuilt at most every 15 minutes.

Relationships: 4
Dated events: 2
On other graphs: 0
Observed: Feb 7, 2024 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: ADVICE AND PLANNING SERVICES
Current firm class: broker-dealer affiliated wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Aug 1, 2015earliest registration or exam on IAPD
Years in industry: 11derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 3
Current registrations: 1
Registered states: 1
Exams: S63|S65
First exam: Jul 18, 2023
First registration: Feb 7, 2024
Dual registered: yes, broker-dealer
Other names: Bernard Graham Young|Bernard Young
IAPD individual key: 7525968

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
ADVICE AND PLANNING SERVICES	Bd affiliated wealth	Sep 9, 2026	n/a	yes	Boulder, CO\|Denver, CO	Current employment
LPL FINANCIAL LLC	Bd affiliated wealth	Jul 10, 2025	Aug 12, 2026	no	SPRINGFIELD, MA\|WETHERSFIELD, CT	Previous registration
CADARET GRANT & CO INC	Former SEC adviser	Jul 9, 2024	Jul 11, 2025	no	SYRACUSE, NY\|SPRINGFIELD, MA\|WETHERSFIELD, CT	Previous registration
MML INVESTORS SERVICES, LLC	Bd affiliated wealth	Feb 7, 2024	Jul 10, 2024	no	BOSTON, MA\|Boston, MA	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
LPL FINANCIAL LLC	ADVICE AND PLANNING SERVICES	Aug 12, 2026	Sep 9, 2026	28	Firm change	Ibd to ibd
CADARET GRANT & CO INC	LPL FINANCIAL LLC	Jul 11, 2025	Jul 10, 2025	-1	Bulk transfer	Ibd to ibd
MML INVESTORS SERVICES, LLC	CADARET GRANT & CO INC	Jul 10, 2024	Jul 9, 2024	-1	Firm change	Ibd to ibd

Relationships

Registered with (4)

→ ADVICE AND PLANNING SERVICESRegistered adviserregistration: current employment
Sep 9, 2026 to presentfactForm ADV
→ LPL FINANCIAL LLCRegistered adviserregistration: previous registration
Jul 10, 2025 to Aug 12, 2026factForm ADV
→ CADARET GRANT & CO INCRegistered adviserregistration: previous registration
Jul 9, 2024 to Jul 11, 2025factForm ADV
→ MML INVESTORS SERVICES, LLCRegistered adviserregistration: previous registration
Feb 7, 2024 to Jul 10, 2024factForm ADV

Dated events

Occurred
Aug 12, 2026
Advisor changed firm
Bernard Graham Young left Lpl Financial Llc for Advice And Planning Services (registered 2026-09-09)
Form ADVobserved 5 days ago
Occurred
Jul 10, 2024
Advisor changed firm
Bernard Graham Young left Mml Investors Services, Llc for Cadaret Grant & Co Inc (registered 2024-07-09)
Form ADVobserved 5 days ago