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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM under $100M

POLARIS FINANCIAL, LLC

CRD 281952

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:95680345-d16a-44cd-973f-18ae575bb449

Data as of Mar 31, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 12:32 AM UTC and rebuilt at most every 15 minutes.

Relationships: 5
Dated events: 1
On other graphs: 0
Observed: Jan 13, 2016 to Mar 31, 2026
26 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $70.2MItem 5.F on the latest filing (2026-03-31); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $70.2M
Private client RAUM: $68.8MderivedItem 5.D individuals plus high net worth individuals
Private client share: 98%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 2
RAUM per advisor: $35.1Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 2
Advisory employees: 2
Offices: 1Schedule D 1.F, beyond the principal office
Accounts: 854
Individual clients: 852
High net worth clients: 0
SEC number: 801-107177
CRD: 281952
Filings on the tape: 26
First filed: Jan 13, 2016
Latest filed: Mar 31, 2026
Organised: Limited Liability Company, DE
Website: polarisportfolios.com

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
EVAN ALEXANDER KULAK	n/a	WELLESLEY, MA	10	11	1	no
Michael James McDermott	n/a	WELLESLEY, MA	8	11	2	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
KULAK, EVAN, ALEXANDER	PRINCIPAL, FINANCIAL ADVISOR	D	yes	09/2015	Jan 13, 2016	Dec 19, 2024
McDermott, Michael, James	PRINCIPAL, CHIEF COMPLIANCE OFFICER	C	yes	09/2015	Jan 13, 2016	Dec 19, 2024
WHITE, GRANT, JUSTIN	Principal	A	yes	09/2015	Jan 13, 2016	Dec 19, 2024

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
n/a	n/a	n/a	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Mar 31, 2026	$70.2M	$70.2M	2	2	1	n/a	n/a
2024	Apr 10, 2025	$49.6M	$49.6M	2	2	1	n/a	n/a
2023	Mar 30, 2024	$34.4M	$34.4M	2	2	1	n/a	n/a
2022	Mar 30, 2023	$24.0M	$24.0M	2	2	1	n/a	n/a
2021	Mar 30, 2022	$17.0M	$17.0M	2	2	1	n/a	n/a
2020	Feb 17, 2021	$5.0M	$5.0M	2	2	1	n/a	n/a
2019	Mar 28, 2020	$2.0M	$2.0M	3	2	0	n/a	n/a
2018	Mar 29, 2019	$935,000	$935,000	3	2	0	n/a	n/a
2017	Mar 27, 2018	$150,000	$150,000	3	2	0	n/a	n/a
2016	Mar 25, 2017	$50,000	$50,000	3	2	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	0	0

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$70.2M	$49.6M	41.4%	$24.0M	43.0%	2	2	1	1

Relationships

Registered with (2)

← Michael James McDermottAdvisorregistration: current employment
Oct 2, 2017 to presentfactForm ADV
← EVAN ALEXANDER KULAKAdvisorregistration: current employment
Aug 29, 2016 to presentfactForm ADV

Controls (3)

← KULAK, EVAN, ALEXANDEROwnerPRINCIPAL, FINANCIAL ADVISOR, ownership code D, individual
Jan 13, 2016 to Dec 19, 2024factForm ADV
← McDermott, Michael, JamesOwnerPRINCIPAL, CHIEF COMPLIANCE OFFICER, ownership code C, individual
Jan 13, 2016 to Dec 19, 2024factForm ADV
← WHITE, GRANT, JUSTINOwnerPRINCIPAL, ownership code A, individual
Jan 13, 2016 to Dec 19, 2024factForm ADV

Dated events

Occurred
Jan 13, 2016
First Form ADV filing
Polaris Folios filed its initial SEC registration (Form ADV)
Form ADVobserved 3 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:95680345-d16a-44cd-973f-18ae575bb449
First observed: Jan 13, 2016
Last observed: Mar 31, 2026 5 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

POLARIS FINANCIAL, LLC

CRD 281952

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:95680345-d16a-44cd-973f-18ae575bb449

Data as of Mar 31, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 12:32 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

EVAN ALEXANDER KULAK

n/a

WELLESLEY, MA

Michael James McDermott

n/a

WELLESLEY, MA

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

KULAK, EVAN, ALEXANDER

PRINCIPAL, FINANCIAL ADVISOR

yes

09/2015

Jan 13, 2016

Dec 19, 2024

McDermott, Michael, James

PRINCIPAL, CHIEF COMPLIANCE OFFICER

yes

09/2015

Jan 13, 2016

Dec 19, 2024

WHITE, GRANT, JUSTIN

Principal

yes

09/2015

Jan 13, 2016

Dec 19, 2024

City

State

Country

Employees

Also broker-dealer

n/a

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Mar 31, 2026

$70.2M

n/a

2024

Apr 10, 2025

$49.6M

n/a

2023

Mar 30, 2024

$34.4M

n/a

2022

Mar 30, 2023

$24.0M

n/a

2021

Mar 30, 2022

$17.0M

n/a

2020

Feb 17, 2021

$5.0M

n/a

2019

Mar 28, 2020

$2.0M

n/a

2018

Mar 29, 2019

$935,000

n/a

2017

Mar 27, 2018

$150,000

n/a

2016

Mar 25, 2017

$50,000

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$70.2M

$49.6M

41.4%

$24.0M

43.0%