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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

SPECTRUM FINANCIAL RESOURCES

SPECTRUM FINANCIAL RESOURCES, LLC, CRD 127453

TROY, MI

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:a4dca47a-6198-5ef0-ca65-74b003c6fdfb

Data as of Mar 30, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 6:59 AM UTC and rebuilt at most every 15 minutes.

Relationships: 10
Dated events: 3
On other graphs: 0
Observed: Mar 7, 2012 to Mar 30, 2026
14 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=6.0
Regulatory AUM: $235MItem 5.F on the latest filing (2026-03-30); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $87.5M
Private client RAUM: $235MderivedItem 5.D individuals plus high net worth individuals
Private client share: 100%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 5
RAUM per advisor: $47.1Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 6
Advisory employees: 5
Offices: 2Schedule D 1.F, beyond the principal office
Accounts: 1,162
Individual clients: 584
High net worth clients: 139
Custody, client assets: $16.5M
SEC number: 801-126271
CRD: 127453
Filings on the tape: 14
First filed: Mar 7, 2012
Latest filed: Mar 30, 2026
Organised: Limited Liability Company, MI

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
DANIEL THOMAS HOBAN	n/a	TROY, MI	15	43	n/a	yes
JAMES DANIEL WILLIAMS	n/a	St. Clair Shores, MI	12	26	2	yes
KEVIN FINDLEY MCMILLAN	n/a	Grosse Pointe Farms, MI	6	27	3	yes
LUCIAN CHRISTOPHER HARBAR	n/a	St. Clair Shores, MI	0	23	2	yes
DAVID JOHN LAIDLAW	n/a	TROY, MI	0	26	3	yes

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
HOBAN, DANIEL, THOMAS	MANAGING MEMBER/CHIEF COMPLIANCE OFFICER	D	yes	10/2009	Mar 7, 2012	Mar 26, 2024
SCHNEIDER, JEAN, ANN	MANAGING MEMBER	D	yes	10/2009	Mar 7, 2012	Mar 26, 2024

Affiliates (Item 7.A)

as filed on Item 7.A; a related person with a CRD on the graph links to its own page

Related person	Type	Class on the graph	Its RAUM	Control	Common control	State
BUNCH TAX SERVICE	n/a	n/a	n/a	N	no	n/a
LAW OFFICES OF DAVID J. LAIDLAW PC	n/a	n/a	n/a	N	no	n/a

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
ST. CLAIR SHORES	Mi	United States	2	yes
GROSSE POINTE FARMS	Mi	United States	1	yes

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line; showing 5 of 6

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Mar 30, 2026	$235M	$87.5M	6	5	2	n/a	n/a
2024	Apr 21, 2025	$207M	$87.2M	5	5	2	n/a	n/a
2023	Mar 26, 2024	$197M	$93.2M	6	6	2	n/a	n/a
2022	Mar 28, 2023	$157M	$81.4M	6	6	2	n/a	n/a
2011	Mar 7, 2012	$47.7M	$46.7M	n/a	n/a	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
2	0	2	0.0%	1	0	0	2	1

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$235M	$207M	13.9%	$157M	14.5%	6	5	2	2

Relationships

Registered with (8)

← DAVID JOHN LAIDLAWAdvisorregistration: current employment
Aug 20, 2026 to presentfactForm ADV
← LUCIAN CHRISTOPHER HARBARAdvisorregistration: current employment
Oct 6, 2025 to presentfactForm ADV
← KEVIN FINDLEY MCMILLANAdvisorregistration: current employment
Jun 1, 2020 to presentfactForm ADV
← JAMES DANIEL WILLIAMSAdvisorregistration: current employment
Sep 15, 2014 to presentfactForm ADV
← DANIEL THOMAS HOBANAdvisorregistration: current employment
Sep 24, 2010 to presentfactForm ADV
← NICHOLAS LOBERGAdvisorregistration: previous registration
Sep 21, 2022 to Jun 26, 2024factForm ADV
← ROBERT PAUL ABRAHAMAdvisorregistration: previous registration
Oct 2, 2014 to Sep 21, 2022factForm ADV
← CARL DAMIEN GILLAdvisorregistration: previous registration
Jan 11, 2012 to Dec 4, 2015factForm ADV

Controls (2)

← HOBAN, DANIEL, THOMASOwnerMANAGING MEMBER/CHIEF COMPLIANCE OFFICER, ownership code D, individual
Mar 7, 2012 to Mar 26, 2024factForm ADV
← SCHNEIDER, JEAN, ANNOwnerMANAGING MEMBER, ownership code D, individual
Mar 7, 2012 to Mar 26, 2024factForm ADV

Dated events

Occurred
Jun 26, 2024
Advisor changed firm
Nicholas Loberg left Spectrum Financial Resources for Concorde Asset Management, Llc (registered 2024-07-12)
Form ADVobserved 4 days ago
Occurred
Sep 21, 2022
Advisor changed firm
Robert Paul Abraham left Spectrum Financial Resources for Spc (registered 2022-09-15)
Form ADVobserved 4 days ago
Occurred
Jun 29, 2022
First Form ADV filing
Spectrum Financial Resources filed its initial SEC registration (Form ADV)
Form ADVobserved 4 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:a4dca47a-6198-5ef0-ca65-74b003c6fdfb
First observed: Mar 7, 2012
Last observed: Mar 30, 2026 5 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

SPECTRUM FINANCIAL RESOURCES

SPECTRUM FINANCIAL RESOURCES, LLC, CRD 127453

TROY, MI

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:a4dca47a-6198-5ef0-ca65-74b003c6fdfb

Data as of Mar 30, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 6:59 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

DANIEL THOMAS HOBAN

n/a

TROY, MI

n/a

yes

JAMES DANIEL WILLIAMS

n/a

St. Clair Shores, MI

yes

KEVIN FINDLEY MCMILLAN

n/a

Grosse Pointe Farms, MI

yes

LUCIAN CHRISTOPHER HARBAR

n/a

St. Clair Shores, MI

yes

DAVID JOHN LAIDLAW

n/a

TROY, MI

yes

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

HOBAN, DANIEL, THOMAS

MANAGING MEMBER/CHIEF COMPLIANCE OFFICER

yes

10/2009

Mar 7, 2012

Mar 26, 2024

SCHNEIDER, JEAN, ANN

MANAGING MEMBER

yes

10/2009

Mar 7, 2012

Mar 26, 2024

Related person

Type

Class on the graph

Its RAUM

Control

Common control

State

BUNCH TAX SERVICE

n/a

LAW OFFICES OF DAVID J. LAIDLAW PC

n/a

City

State

Country

Employees

Also broker-dealer

ST. CLAIR SHORES

United States

yes

GROSSE POINTE FARMS

United States

yes

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Mar 30, 2026

$235M

$87.5M

n/a

2024

Apr 21, 2025

$207M

$87.2M

n/a

2023

Mar 26, 2024

$197M

$93.2M

n/a

2022

Mar 28, 2023

$157M

$81.4M

n/a

2011

Mar 7, 2012

$47.7M

$46.7M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$235M

$207M

13.9%

$157M

14.5%