This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

HORIZON FINANCIAL ADVISORS, LLC

Current firm class

state registeredderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Oct 16, 1998earliest registration or exam on IAPD

Years in industry

27derivedfrom the industry start date

Years at current firm

2derivedfrom the current registration's begin date

Prior firms

2

Current registrations

1

Registered states

1

Designations

Certified Financial Planner|Personal Financial Specialist

Exams

S66

First exam

Oct 16, 1998

First registration

Mar 3, 1999

Dual registered

yes, broker-dealer

IAPD individual key

3158748

• Occurred

  Dec 31, 2023
  Advisor changed firm

  Joel Mark Kosovsky left Horizon Financial Advisors, Llc for 1St Global Advisors Inc (registered 2018-01-30)

  Form ADVobserved 6 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:a6c96ce9-d212-4b1b-40ba-00fd4c432540

First observed

Mar 3, 1999

Last observed

Sep 14, 2026 7 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.