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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

RETIREMENT PLANNING SPECIALISTS, INC.

S & P FINANCIAL, INC., CRD 139358

ASHLAND, OR

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:aeaf753e-4dc3-b338-9dbd-de1c54eef0ea

Data as of Mar 31, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 9:39 AM UTC and rebuilt at most every 15 minutes.

Relationships: 4
Dated events: 0
On other graphs: 0
Observed: Mar 12, 2012 to Mar 31, 2026
17 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $371MItem 5.F on the latest filing (2026-03-31); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $371M
Private client RAUM: $371MderivedItem 5.D individuals plus high net worth individuals
Private client share: 100%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 2
RAUM per advisor: $185Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 2
Advisory employees: 1
Offices: 0Schedule D 1.F, beyond the principal office
Accounts: 1,651
Individual clients: 556
SEC number: 801-66205
CRD: 139358
Filings on the tape: 17
First filed: Mar 12, 2012
Latest filed: Mar 31, 2026
Organised: Corporation, OR
Website: retirementplanningspecialists.com

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
CHAD MATTHEW SMITH	Certified Financial Planner	ASHLAND, OR	7	30	1	no
CHRISTOPHER PATTERSON	n/a	ASHLAND, OR	0	19	1	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
PATTERSON, CHRISTOPHER	MANAGING PARTNER	D	yes	04/2014	Jun 1, 2018	Apr 16, 2024
SMITH, CHAD, MATTHEW	CHIEF COMPLIANCE OFFICER	D	yes	02/2006	Mar 12, 2012	Apr 16, 2024

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Mar 31, 2026	$371M	$371M	2	1	0	n/a	n/a
2024	Mar 28, 2025	$324M	$324M	2	0	0	n/a	n/a
2023	Apr 16, 2024	$268M	$268M	2	0	0	n/a	n/a
2022	Apr 18, 2023	$248M	$248M	2	0	0	n/a	n/a
2021	Jul 6, 2022	$269M	$269M	2	0	0	n/a	n/a
2020	May 18, 2021	$231M	$231M	2	0	0	n/a	n/a
2019	Jun 12, 2020	$206M	$206M	2	2	0	n/a	n/a
2018	Apr 3, 2019	$196M	$20.9M	2	1	0	n/a	n/a
2017	Jun 1, 2018	$200M	$10.5M	2	1	0	n/a	n/a
2016	Mar 30, 2017	$193M	$4.8M	2	1	n/a	n/a	n/a
2015	Mar 10, 2016	$187M	$0	2	1	n/a	n/a	n/a
2014	Mar 27, 2015	$213M	$0	2	1	n/a	n/a	n/a
2013	Mar 27, 2014	$202M	$5.7M	5	3	n/a	n/a	n/a
2012	May 1, 2013	$182M	$14.5M	4	3	n/a	n/a	n/a
2011	Mar 12, 2012	$184M	$21.0M	n/a	n/a	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
1	0	1	0.0%	0	0	0	1	0

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$371M	$324M	14.5%	$248M	14.4%	2	2	0	0

Relationships

Registered with (2)

← CHRISTOPHER PATTERSONAdvisorregistration: current employment
Nov 17, 2025 to presentfactForm ADV
← CHAD MATTHEW SMITHAdvisorregistration: current employment
Sep 6, 2019 to presentfactForm ADV

Controls (2)

← PATTERSON, CHRISTOPHEROwnerMANAGING PARTNER, ownership code D, individual
Jun 1, 2018 to Apr 16, 2024factForm ADV
← SMITH, CHAD, MATTHEWOwnerCHIEF COMPLIANCE OFFICER, ownership code D, individual
Mar 12, 2012 to Apr 16, 2024factForm ADV

Dated events

No dated event names this entity yet.

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:aeaf753e-4dc3-b338-9dbd-de1c54eef0ea
First observed: Mar 12, 2012
Last observed: Mar 31, 2026 5 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

RETIREMENT PLANNING SPECIALISTS, INC.

S & P FINANCIAL, INC., CRD 139358

ASHLAND, OR

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:aeaf753e-4dc3-b338-9dbd-de1c54eef0ea

Data as of Mar 31, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 9:39 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

CHAD MATTHEW SMITH

Certified Financial Planner

ASHLAND, OR

CHRISTOPHER PATTERSON

n/a

ASHLAND, OR

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

PATTERSON, CHRISTOPHER

MANAGING PARTNER

yes

04/2014

Jun 1, 2018

Apr 16, 2024

SMITH, CHAD, MATTHEW

CHIEF COMPLIANCE OFFICER

yes

02/2006

Mar 12, 2012

Apr 16, 2024

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Mar 31, 2026

$371M

n/a

2024

Mar 28, 2025

$324M

n/a

2023

Apr 16, 2024

$268M

n/a

2022

Apr 18, 2023

$248M

n/a

2021

Jul 6, 2022

$269M

n/a

2020

May 18, 2021

$231M

n/a

2019

Jun 12, 2020

$206M

n/a

2018

Apr 3, 2019

$196M

$20.9M

n/a

2017

Jun 1, 2018

$200M

$10.5M

n/a

2016

Mar 30, 2017

$193M

$4.8M

n/a

2015

Mar 10, 2016

$187M

n/a

2014

Mar 27, 2015

$213M

n/a

2013

Mar 27, 2014

$202M

$5.7M

n/a

2012

May 1, 2013

$182M

$14.5M

n/a

2011

Mar 12, 2012

$184M

$21.0M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$371M

$324M

14.5%

$248M

14.4%