This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

FRUGAL FINANCIAL RETIREMENT PLAN SERVICES, LLC

Current firm class

institutional managerderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Aug 1, 1997earliest registration or exam on IAPD

Years in industry

29derivedfrom the industry start date

Years at current firm

0derivedfrom the current registration's begin date

Prior firms

1

Current registrations

1

Registered states

1

Exams

S65

First exam

Jan 9, 2024

First registration

Jan 10, 2024

Dual registered

no

Other names

JACK MOODY

IAPD individual key

6880152

• Occurred

  Feb 3, 2026
  Advisor changed firm

  John Russell Moody left Onedigital for Frugal Financial Retirement Plan Services, Llc (registered 2026-03-06)

  Form ADVobserved 4 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:df68c915-ca8e-cfa0-4940-13d1dd1b5eeb

First observed

Jan 10, 2024

Last observed

Sep 14, 2026 5 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.