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RIA / WealthAdvisorCertified Financial Plannerdual registered (broker-dealer)36 years in industry

STEVEN KENNETH UMSTEAD

Advisor at CHARLES SCHWAB & CO., INC.

Bethesda, MD

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Search this name across graphsid dfx:ria:19c47101-c122-b7bf-63f5-8e5ee06c9372

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 7:12 PM UTC and rebuilt at most every 15 minutes.

Relationships: 7
Dated events: 0
On other graphs: 0
Observed: Jan 14, 2003 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: CHARLES SCHWAB & CO., INC.
Current firm class: national broker-dealer RIAderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Aug 9, 1990earliest registration or exam on IAPD
Years in industry: 36derivedfrom the industry start date
Years at current firm: 2derivedfrom the current registration's begin date
Prior firms: 6
Current registrations: 1
Registered states: 2
Designations: Certified Financial Planner
Exams: S63|S65
First exam: Aug 9, 1990
First registration: Jan 14, 2003
Dual registered: yes, broker-dealer
Other names: STEVE UMSTEAD
IAPD individual key: 2068513

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
CHARLES SCHWAB & CO., INC.	National bd RIA	Jan 3, 2024	n/a	yes	Bethesda, MD	Current employment
USAA INVESTMENT SERVICES COMPANY	No RAUM reported	Jan 8, 2018	May 24, 2020	no	SAN ANTONIO, TX\|ASHBURN, VA	Previous registration
USAA FINANCIAL PLANNING SERVICES	Former SEC adviser	Sep 18, 2013	Jan 8, 2018	no	VIENNA, VA	Previous registration
Pactolus	Independent wealth	Jan 28, 2011	Sep 3, 2013	no	VIENNA, VA	Previous registration
MORGAN STANLEY	Wirehouse	Jun 1, 2009	Feb 7, 2011	no	Alexandria, VA	Previous registration
CITIGROUP GLOBAL MARKETS INC.	Bd affiliated wealth	Mar 30, 2007	Jun 1, 2009	no	ALEXANDRIA, VA	Previous registration
STRATEGIC ADVISERS LLC	National bd RIA	Jan 14, 2003	Apr 4, 2007	no	MCLEAN, VA	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
USAA INVESTMENT SERVICES COMPANY	CHARLES SCHWAB & CO., INC.	May 24, 2020	Jan 3, 2024	1,319	Bulk transfer	Ibd to ibd
USAA FINANCIAL PLANNING SERVICES	USAA INVESTMENT SERVICES COMPANY	Jan 8, 2018	Jan 8, 2018	0	Bulk transfer	Other
Pactolus	USAA FINANCIAL PLANNING SERVICES	Sep 3, 2013	Sep 18, 2013	15	Firm change	Other
MORGAN STANLEY	Pactolus	Feb 7, 2011	Jan 28, 2011	-10	Firm change	Other
CITIGROUP GLOBAL MARKETS INC.	MORGAN STANLEY	Jun 1, 2009	Jun 1, 2009	0	Bulk transfer	Other
STRATEGIC ADVISERS LLC	CITIGROUP GLOBAL MARKETS INC.	Apr 4, 2007	Mar 30, 2007	-5	Firm change	Other

Relationships

Registered with (7)

→ CHARLES SCHWAB & CO., INC.Registered adviserregistration: current employment
Jan 3, 2024 to presentfactForm ADV
→ USAA INVESTMENT SERVICES COMPANYRegistered adviserregistration: previous registration
Jan 8, 2018 to May 24, 2020factForm ADV
→ USAA FINANCIAL PLANNING SERVICESRegistered adviserregistration: previous registration
Sep 18, 2013 to Jan 8, 2018factForm ADV
→ PACTOLUSRegistered adviserregistration: previous registration
Jan 28, 2011 to Sep 3, 2013factForm ADV
→ MORGAN STANLEYRegistered adviserregistration: previous registration
Jun 1, 2009 to Feb 7, 2011factForm ADV
→ CITIGROUP GLOBAL MARKETS INC.Registered adviserregistration: previous registration
Mar 30, 2007 to Jun 1, 2009factForm ADV
→ STRATEGIC ADVISERS LLCRegistered adviserregistration: previous registration
Jan 14, 2003 to Apr 4, 2007factForm ADV

Dated events

No dated event names this entity yet.