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RIA / WealthAdvisorCertified Financial Planner32 years in industry

JOSEPH FRANK DARPEL

Advisor at SMART STEPS WEALTH MANAGEMENT LLC

ST. LOUIS, MO

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Search this name across graphsid dfx:ria:28db984d-0f13-b589-c46e-3fbf253058c9

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 4:32 AM UTC and rebuilt at most every 15 minutes.

Relationships: 5
Dated events: 1
On other graphs: 0
Observed: Nov 1, 2005 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: SMART STEPS WEALTH MANAGEMENT LLC
Current firm class: former SEC adviserderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Dec 1, 1993earliest registration or exam on IAPD
Years in industry: 32derivedfrom the industry start date
Years at current firm: 2derivedfrom the current registration's begin date
Prior firms: 4
Current registrations: 1
Registered states: 3
Designations: Certified Financial Planner
Exams: S65|S63
First exam: Dec 17, 1993
First registration: Nov 1, 2005
Dual registered: no
IAPD individual key: 2271298

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
SMART STEPS WEALTH MANAGEMENT LLC	Former SEC adviser	Apr 22, 2024	n/a	yes	ST. LOUIS, MO	Current employment
OLIVER WEALTH MANAGEMENT	Independent wealth	Sep 11, 2021	May 16, 2024	no	TOWSON, MD\|St. Louis, MO	Previous registration
HAYDEN ROYAL	Former SEC adviser	Oct 1, 2019	Dec 6, 2021	no	ST. LOUIS, MO	Previous registration
RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC	Bd affiliated wealth	Jan 2, 2009	Oct 4, 2019	no	ST LOUIS, MO	Previous registration
RAYMOND JAMES FINANCIAL SERVICES, INC.	n/a	Nov 1, 2005	Jan 2, 2009	no	ST. LOUIS, MO\|ST. LOUIS, MO	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
OLIVER WEALTH MANAGEMENT	SMART STEPS WEALTH MANAGEMENT LLC	May 16, 2024	Apr 22, 2024	-24	Firm change	RIA to new firm
HAYDEN ROYAL	OLIVER WEALTH MANAGEMENT	Dec 6, 2021	Sep 11, 2021	-86	Firm change after gap	RIA to new firm
RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC	HAYDEN ROYAL	Oct 4, 2019	Oct 1, 2019	-3	Firm change	Ibd to RIA
RAYMOND JAMES FINANCIAL SERVICES, INC.	RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC	Jan 2, 2009	Jan 2, 2009	0	Bulk transfer	Other

Relationships

Registered with (5)

→ SMART STEPS WEALTH MANAGEMENT LLCRegistered adviserregistration: current employment
Apr 22, 2024 to presentfactForm ADV
→ OLIVER WEALTH MANAGEMENTRegistered adviserregistration: previous registration
Sep 11, 2021 to May 16, 2024factForm ADV
→ HAYDEN ROYALRegistered adviserregistration: previous registration
Oct 1, 2019 to Dec 6, 2021factForm ADV
→ RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INCRegistered adviserregistration: previous registration
Jan 2, 2009 to Oct 4, 2019factForm ADV
→ RAYMOND JAMES FINANCIAL SERVICES, INC.Registered adviserregistration: previous registration
Nov 1, 2005 to Jan 2, 2009factForm ADV

Dated events

Occurred
May 16, 2024
Advisor changed firm
Joseph Frank Darpel left Oliver Wealth Management for Smart Steps Wealth Management Llc (registered 2024-04-22)
Form ADVobserved 6 days ago