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RIA / WealthAdvisorChartered Financial Consultant35 years in industry

Robert Leroy Gardner

Advisor at IP FINANCIAL ADVISORY SERVICES LLC

CHARLOTTE, NC | Greenville, SC

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Search this name across graphsid dfx:ria:3df23a82-3269-baf6-8eff-d65dd4b4fb5b

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 8:01 PM UTC and rebuilt at most every 15 minutes.

Relationships: 8
Dated events: 3
On other graphs: 0
Observed: Oct 3, 2002 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: IP FINANCIAL ADVISORY SERVICES LLC
Current firm class: independent wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Mar 28, 1991earliest registration or exam on IAPD
Years in industry: 35derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 7
Current registrations: 1
Registered states: 2
Designations: Chartered Financial Consultant
Exams: S63|S65
First exam: Mar 28, 1991
First registration: Oct 3, 2002
Dual registered: no
Other names: BOB GARDNER|BOB GARDNER|Robert Leroy Gardner|ROBERT LEROY GARDNER|Robert Gardner|Robert L Gardner
IAPD individual key: 2131726

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
IP FINANCIAL ADVISORY SERVICES LLC	Independent wealth	Jan 20, 2026	n/a	yes	CHARLOTTE, NC\|Greenville, SC	Current employment
GRADIENT ADVISORS, LLC	Independent wealth	Apr 23, 2025	Jan 20, 2026	no	Greenville, SC\|ARDEN HILLS, MN\|Bluffton, SC	Previous registration
IP FINANCIAL ADVISORY SERVICES LLC	Independent wealth	Mar 2, 2023	Jun 10, 2025	no	CHARLOTTE, NC\|Greenville, SC	Previous registration
WSG ADVISORS, LLC	n/a	Oct 3, 2008	Feb 1, 2023	no	BLUFFTON, SC\|BLUFFTON, SC	Previous registration
ENVISION INVESTMENT ADVISORS, LLC	n/a	Jun 2, 2008	Oct 3, 2008	no	HILTON HEAD ISLAND, SC\|OMAHA, NE	Previous registration
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	Bd affiliated wealth	Feb 27, 2007	Jun 27, 2008	no	HILTON HEAD ISLAND, SC	Previous registration
SSN ADVISORY, INC.	Former SEC adviser	Sep 30, 2004	Feb 27, 2007	no	BLUFFTON, SC\|HILTON HEAD ISLAND, SC	Previous registration
UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER	Independent wealth	Oct 3, 2002	Sep 30, 2004	no	FREDERICK, MD	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
GRADIENT ADVISORS, LLC	IP FINANCIAL ADVISORY SERVICES LLC	Jan 20, 2026	Jan 20, 2026	0	Firm change	RIA to RIA
IP FINANCIAL ADVISORY SERVICES LLC	GRADIENT ADVISORS, LLC	Jun 10, 2025	Apr 23, 2025	-48	Firm change after gap	RIA to RIA
WSG ADVISORS, LLC	IP FINANCIAL ADVISORY SERVICES LLC	Feb 1, 2023	Mar 2, 2023	29	Firm change	Other
ENVISION INVESTMENT ADVISORS, LLC	WSG ADVISORS, LLC	Oct 3, 2008	Oct 3, 2008	0	Firm change	Other
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	ENVISION INVESTMENT ADVISORS, LLC	Jun 27, 2008	Jun 2, 2008	-25	Firm change	Other
SSN ADVISORY, INC.	CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	Feb 27, 2007	Feb 27, 2007	0	Firm change	Other
UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER	SSN ADVISORY, INC.	Sep 30, 2004	Sep 30, 2004	0	Firm change	Other

Relationships

Registered with (7)

→ IP FINANCIAL ADVISORY SERVICES LLCRegistered adviserregistration: previous registration
Mar 2, 2023 to Jun 10, 2025factForm ADV
→ GRADIENT ADVISORS, LLCRegistered adviserregistration: previous registration
Apr 23, 2025 to Jan 20, 2026factForm ADV
→ WSG ADVISORS, LLCRegistered adviserregistration: previous registration
Oct 3, 2008 to Feb 1, 2023factForm ADV
→ ENVISION INVESTMENT ADVISORS, LLCRegistered adviserregistration: previous registration
Jun 2, 2008 to Oct 3, 2008factForm ADV
→ CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.Registered adviserregistration: previous registration
Feb 27, 2007 to Jun 27, 2008factForm ADV
→ SSN ADVISORY, INC.Registered adviserregistration: previous registration
Sep 30, 2004 to Feb 27, 2007factForm ADV
→ UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNERRegistered adviserregistration: previous registration
Oct 3, 2002 to Sep 30, 2004factForm ADV

Dated events

Occurred
Jan 20, 2026
Advisor changed firm
Robert Leroy Gardner left Gradient Advisors, Llc for Ip Financial Advisory Services Llc (registered 2026-01-20)
Form ADVobserved 5 days ago
Occurred
Jun 10, 2025
Advisor changed firm
Robert Leroy Gardner left Ip Financial Advisory Services Llc for Gradient Advisors, Llc (registered 2025-04-23)
Form ADVobserved 5 days ago
Occurred
Feb 1, 2023
Advisor changed firm
Robert Leroy Gardner left Wsg Advisors, Llc for Ip Financial Advisory Services Llc (registered 2023-03-02)
Form ADVobserved 5 days ago