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RIA / WealthAdvisorCertified Financial Plannerdual registered (broker-dealer)38 years in industry

STEPHEN JAMES

Advisor at SEVERN FINANCIAL ADVISORS, LLC

Annapolis, MD | TAMPA, FL | ANNAPOLIS, MD

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:9e9a9099-b149-a3a1-ba55-700abb000be2

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 12:55 PM UTC and rebuilt at most every 15 minutes.

Relationships: 4
Dated events: 1
On other graphs: 0
Observed: May 14, 2012 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: SEVERN FINANCIAL ADVISORS, LLC
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Feb 29, 1988earliest registration or exam on IAPD
Years in industry: 38derivedfrom the industry start date
Years at current firm: 17derivedfrom the current registration's begin date
Prior firms: 2
Current registrations: 2
Registered states: 1
Designations: Certified Financial Planner
Exams: S63|S65
First exam: Feb 29, 1988
First registration: May 14, 2012
Dual registered: yes, broker-dealer
Other names: STEPHEN IVOR JAMES
IAPD individual key: 1609025

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
INDEPENDENT FINANCIAL PARTNERS	Bd affiliated wealth	Jun 26, 2026	n/a	yes	Annapolis, MD\|TAMPA, FL	Current employment
SEVERN FINANCIAL ADVISORS, LLC	State registered	Jan 27, 2009	n/a	yes	ANNAPOLIS, MD	Current employment
COMMONWEALTH FINANCIAL NETWORK	National bd RIA	Mar 15, 2017	Jun 28, 2026	no	Annapolis, MD\|WALTHAM, MA	Previous registration
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	Bd affiliated wealth	May 14, 2012	Mar 17, 2017	no	ANNAPOLIS, MD	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
COMMONWEALTH FINANCIAL NETWORK	INDEPENDENT FINANCIAL PARTNERS	Jun 28, 2026	Jun 26, 2026	-2	Firm change	Ibd to ibd
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	COMMONWEALTH FINANCIAL NETWORK	Mar 17, 2017	Mar 15, 2017	-2	Firm change	Other

Relationships

Registered with (4)

→ INDEPENDENT FINANCIAL PARTNERSRegistered adviserregistration: current employment
Jun 26, 2026 to presentfactForm ADV
→ SEVERN FINANCIAL ADVISORS, LLCRegistered adviserregistration: current employment
Jan 27, 2009 to presentfactForm ADV
→ COMMONWEALTH FINANCIAL NETWORKRegistered adviserregistration: previous registration
Mar 15, 2017 to Jun 28, 2026factForm ADV
→ CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.Registered adviserregistration: previous registration
May 14, 2012 to Mar 17, 2017factForm ADV

Dated events

Occurred
Jun 28, 2026
Advisor changed firm
Stephen James left Commonwealth Financial Network for Independent Financial Partners (registered 2026-06-26)
Form ADVobserved 6 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:9e9a9099-b149-a3a1-ba55-700abb000be2
First observed: May 14, 2012
Last observed: Sep 15, 2026 6 days ago
Source families: Federal regulator filings
1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

STEPHEN JAMES

Advisor at SEVERN FINANCIAL ADVISORS, LLC

Annapolis, MD | TAMPA, FL | ANNAPOLIS, MD

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:9e9a9099-b149-a3a1-ba55-700abb000be2

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 12:55 PM UTC and rebuilt at most every 15 minutes.

Firm

Class

Began

Ended

Current

Branch

Basis

INDEPENDENT FINANCIAL PARTNERS

Bd affiliated wealth

Jun 26, 2026

n/a

yes

Annapolis, MD|TAMPA, FL

Current employment

SEVERN FINANCIAL ADVISORS, LLC

State registered

Jan 27, 2009

n/a

yes

ANNAPOLIS, MD

Current employment

COMMONWEALTH FINANCIAL NETWORK

National bd RIA

Mar 15, 2017

Jun 28, 2026

Annapolis, MD|WALTHAM, MA

Previous registration

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

Bd affiliated wealth

May 14, 2012

Mar 17, 2017

ANNAPOLIS, MD

Previous registration

From

Left

Joined

Gap, days

Kind

Move type

COMMONWEALTH FINANCIAL NETWORK

INDEPENDENT FINANCIAL PARTNERS

Jun 28, 2026

Jun 26, 2026

-2

Firm change

Ibd to ibd

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

COMMONWEALTH FINANCIAL NETWORK

Mar 17, 2017

Mar 15, 2017

-2

Firm change

Other