This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

OSAIC INSTITUTIONS, INC.

Current firm class

broker-dealer affiliated wealth managerderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Nov 20, 1998earliest registration or exam on IAPD

Years in industry

27derivedfrom the industry start date

Years at current firm

1derivedfrom the current registration's begin date

Prior firms

2

Current registrations

1

Registered states

1

Exams

S63|S65

First exam

Nov 20, 1998

First registration

Nov 8, 2001

Dual registered

yes, broker-dealer

Other names

CHIP LUTZ

IAPD individual key

3139350

• Occurred

  Jan 31, 2025
  Advisor changed firm

  Charles Day Lutz left Cuso Financial Services, L.P. for Osaic Institutions, Inc. (registered 2025-01-31)

  Form ADVobserved 5 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:a004dd22-4c9b-2b7f-9eb0-14b2a93cb151

First observed

Nov 8, 2001

Last observed

Sep 14, 2026 7 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.