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RIA / WealthAdvisor28 years in industry

LORIE ANN SCHEIBEL

Advisor at SMARTER AND WISE

CROWNSVILLE, MD

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Search this name across graphsid dfx:ria:a5de3d5b-a0e7-c4e2-f5c4-80acf6110c2e

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 2:36 AM UTC and rebuilt at most every 15 minutes.

Relationships: 5
Dated events: 1
On other graphs: 0
Observed: Mar 11, 2009 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: SMARTER AND WISE
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: May 1, 1998earliest registration or exam on IAPD
Years in industry: 28derivedfrom the industry start date
Years at current firm: 3derivedfrom the current registration's begin date
Prior firms: 4
Current registrations: 1
Registered states: 2
Exams: S65|S63
First exam: Nov 14, 2008
First registration: Mar 11, 2009
Dual registered: no
IAPD individual key: 5600255

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
SMARTER AND WISE	State registered	Jul 31, 2023	n/a	yes	CROWNSVILLE, MD	Current employment
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	Bd affiliated wealth	May 23, 2017	Aug 3, 2023	no	Annapolis, MD\|Crownsville,, MD	Previous registration
OSAIC FA, INC.	Former SEC adviser	Dec 9, 2014	Jun 6, 2017	no	VIENNA, VA\|MILLERSVILLE, MD\|ANNAPOLIS, MD\|VIENNA, VA\|ANNAPOLIS, MD\|Lutherville, MD	Previous registration
EQUITABLE ADVISORS, LLC	National bd RIA	Sep 30, 2011	Dec 16, 2014	no	GAMBRILLS, MD\|COLUMBIA, MD\|COLUMBIA, MD	Previous registration
PACIFIC WEST FINANCIAL CONSULTANTS INC	Former SEC adviser	Mar 11, 2009	Dec 31, 2009	no	RENTON, WA	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	SMARTER AND WISE	Aug 3, 2023	Jul 31, 2023	-3	Firm change	Ibd to state RIA
OSAIC FA, INC.	CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.	Jun 6, 2017	May 23, 2017	-14	Firm change	Other
EQUITABLE ADVISORS, LLC	OSAIC FA, INC.	Dec 16, 2014	Dec 9, 2014	-7	Firm change	Other
PACIFIC WEST FINANCIAL CONSULTANTS INC	EQUITABLE ADVISORS, LLC	Dec 31, 2009	Sep 30, 2011	638	Firm change after gap	Other

Relationships

Registered with (5)

→ SMARTER AND WISERegistered adviserregistration: current employment
Jul 31, 2023 to presentfactForm ADV
→ CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.Registered adviserregistration: previous registration
May 23, 2017 to Aug 3, 2023factForm ADV
→ OSAIC FA, INC.Registered adviserregistration: previous registration
Dec 9, 2014 to Jun 6, 2017factForm ADV
→ EQUITABLE ADVISORS, LLCRegistered adviserregistration: previous registration
Sep 30, 2011 to Dec 16, 2014factForm ADV
→ PACIFIC WEST FINANCIAL CONSULTANTS INCRegistered adviserregistration: previous registration
Mar 11, 2009 to Dec 31, 2009factForm ADV

Dated events

Occurred
Aug 3, 2023
Advisor changed firm
Lorie Ann Scheibel left Cambridge Investment Research Advisors, Inc. for Smarter And Wise (registered 2023-07-31)
Form ADVobserved 5 days ago