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RIA / WealthAdvisorCertified Financial Planner37 years in industry

LANCE T SPENCER

Advisor at PROSPER PRIVATE WEALTH

PROVO, UT | MESA, AZ

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Search this name across graphsid dfx:ria:b109f5ab-a45c-9367-ebac-656719cd9de4

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 12:38 PM UTC and rebuilt at most every 15 minutes.

Relationships: 7
Dated events: 1
On other graphs: 0
Observed: Sep 16, 2005 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: PROSPER PRIVATE WEALTH
Current firm class: independent wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Sep 11, 1989earliest registration or exam on IAPD
Years in industry: 37derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 6
Current registrations: 1
Registered states: 1
Designations: Certified Financial Planner
Exams: S66|S63
First exam: Sep 11, 1989
First registration: Sep 16, 2005
Dual registered: no
IAPD individual key: 1981961

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
PROSPER PRIVATE WEALTH	Independent wealth	Dec 9, 2025	n/a	yes	PROVO, UT\|MESA, AZ	Current employment
SUMMIT GLOBAL INVESTMENTS, LLC	Mixed wealth	Mar 2, 2021	Apr 9, 2025	no	Mesa, AZ\|BOUNTIFUL, UT	Previous registration
FIDELITY PERSONAL AND WORKPLACE ADVISORS	Former SEC adviser	Jul 13, 2018	Nov 10, 2020	no	BOSTON, MA	Previous registration
STRATEGIC ADVISERS LLC	National bd RIA	Nov 20, 2012	Jul 13, 2018	no	CHANDLER, AZ	Previous registration
SCHWAB WEALTH ADVISORY, INC.	No RAUM reported	Jan 3, 2012	Oct 1, 2012	no	PHOENIX, AZ	Previous registration
CHARLES SCHWAB & CO., INC.	National bd RIA	Nov 18, 2009	Dec 31, 2011	no	PHOENIX, AZ\|Phoenix, AZ	Previous registration
STRATEGIC ADVISERS LLC	National bd RIA	Sep 16, 2005	Jan 27, 2009	no	MERRIMACK, NH	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
SUMMIT GLOBAL INVESTMENTS, LLC	PROSPER PRIVATE WEALTH	Apr 9, 2025	Dec 9, 2025	244	Firm change	RIA to RIA
FIDELITY PERSONAL AND WORKPLACE ADVISORS	SUMMIT GLOBAL INVESTMENTS, LLC	Nov 10, 2020	Mar 2, 2021	112	Firm change	Ibd to RIA
STRATEGIC ADVISERS LLC	FIDELITY PERSONAL AND WORKPLACE ADVISORS	Jul 13, 2018	Jul 13, 2018	0	Bulk transfer	Ibd to new firm
SCHWAB WEALTH ADVISORY, INC.	STRATEGIC ADVISERS LLC	Oct 1, 2012	Nov 20, 2012	50	Firm change	Other
CHARLES SCHWAB & CO., INC.	SCHWAB WEALTH ADVISORY, INC.	Dec 31, 2011	Jan 3, 2012	3	Bulk transfer	Other
STRATEGIC ADVISERS LLC	CHARLES SCHWAB & CO., INC.	Jan 27, 2009	Nov 18, 2009	295	Firm change	Ibd to ibd

Relationships

Registered with (6)

→ PROSPER PRIVATE WEALTHRegistered adviserregistration: current employment
Dec 9, 2025 to presentfactForm ADV
→ SUMMIT GLOBAL INVESTMENTS, LLCRegistered adviserregistration: previous registration
Mar 2, 2021 to Apr 9, 2025factForm ADV
→ FIDELITY PERSONAL AND WORKPLACE ADVISORSRegistered adviserregistration: previous registration
Jul 13, 2018 to Nov 10, 2020factForm ADV
→ STRATEGIC ADVISERS LLCRegistered adviserregistration: previous registration
Nov 20, 2012 to Jul 13, 2018factForm ADV
→ SCHWAB WEALTH ADVISORY, INC.Registered adviserregistration: previous registration
Jan 3, 2012 to Oct 1, 2012factForm ADV
→ CHARLES SCHWAB & CO., INC.Registered adviserregistration: previous registration
Nov 18, 2009 to Dec 31, 2011factForm ADV

Dated events

Occurred
Apr 9, 2025
Advisor changed firm
Lance T Spencer left Summit Global Investments, Llc for Prosper Private Wealth (registered 2025-12-09)
Form ADVobserved 4 days ago