DFX Intelligence

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RIA / WealthAdvisordual registered (broker-dealer)24 years in industry

TODD Michael TORO

Advisor at ADVICE AND PLANNING SERVICES

Red Bank, NJ | Freehold, NJ

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:c76dddee-1b8d-641a-8fc3-2e1a768d36d5

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 10:55 AM UTC and rebuilt at most every 15 minutes.

Relationships: 3
Dated events: 0
On other graphs: 0
Observed: Sep 17, 2010 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: ADVICE AND PLANNING SERVICES
Current firm class: broker-dealer affiliated wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: May 7, 2002earliest registration or exam on IAPD
Years in industry: 24derivedfrom the industry start date
Years at current firm: 11derivedfrom the current registration's begin date
Prior firms: 2
Current registrations: 1
Registered states: 1
Exams: S63|S65
First exam: May 7, 2002
First registration: Sep 17, 2010
Dual registered: yes, broker-dealer
Other names: TODD MICHAEL TORO |TODD MICHAELS|TODD MICHAEL TORO|TODD M TORO
IAPD individual key: 4507145

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
ADVICE AND PLANNING SERVICES	Bd affiliated wealth	Apr 27, 2015	n/a	yes	Red Bank, NJ\|Freehold, NJ	Current employment
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Jan 10, 2012	Apr 20, 2015	no	NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY	Previous registration
CITIGROUP GLOBAL MARKETS INC.	Bd affiliated wealth	Sep 17, 2010	Dec 21, 2011	no	NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|TAMPA, FL\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY\|NEW YORK, NY	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	ADVICE AND PLANNING SERVICES	Apr 20, 2015	Apr 27, 2015	7	Firm change	Other
CITIGROUP GLOBAL MARKETS INC.	MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Dec 21, 2011	Jan 10, 2012	20	Firm change	Other

Relationships

Registered with (3)

→ ADVICE AND PLANNING SERVICESRegistered adviserregistration: current employment
Apr 27, 2015 to presentfactForm ADV
→ MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATEDRegistered adviserregistration: previous registration
Jan 10, 2012 to Apr 20, 2015factForm ADV
→ CITIGROUP GLOBAL MARKETS INC.Registered adviserregistration: previous registration
Sep 17, 2010 to Dec 21, 2011factForm ADV

Dated events

No dated event names this entity yet.

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:c76dddee-1b8d-641a-8fc3-2e1a768d36d5
First observed: Sep 17, 2010
Last observed: Sep 15, 2026 5 days ago
Source families: Federal regulator filings
1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

TODD Michael TORO

Advisor at ADVICE AND PLANNING SERVICES

Red Bank, NJ | Freehold, NJ

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:c76dddee-1b8d-641a-8fc3-2e1a768d36d5

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 10:55 AM UTC and rebuilt at most every 15 minutes.

Firm

Class

Began

Ended

Current

Branch

Basis

ADVICE AND PLANNING SERVICES

Bd affiliated wealth

Apr 27, 2015

n/a

yes

Red Bank, NJ|Freehold, NJ

Current employment

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Wirehouse

Jan 10, 2012

Apr 20, 2015

Previous registration

CITIGROUP GLOBAL MARKETS INC.

Bd affiliated wealth

Sep 17, 2010

Dec 21, 2011

Previous registration

From

Left

Joined

Gap, days

Kind

Move type

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

ADVICE AND PLANNING SERVICES

Apr 20, 2015

Apr 27, 2015

Firm change

Other

CITIGROUP GLOBAL MARKETS INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Dec 21, 2011

Jan 10, 2012

Firm change

Other