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RIA / WealthAdvisordual registered (broker-dealer)17 years in industry

THOMAS DEKARI KERNEY

Advisor at COOPER FINANCIAL SERVICES, INC.

CHICAGO, IL | Chicago, IL | SHELTON, CT

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Search this name across graphsid dfx:ria:e379bbb3-507d-45d6-32dc-2fe7d431096b

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 7:18 PM UTC and rebuilt at most every 15 minutes.

Relationships: 8
Dated events: 1
On other graphs: 0
Observed: Mar 24, 2015 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: COOPER FINANCIAL SERVICES, INC.
Current firm class: independent wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Apr 9, 2009earliest registration or exam on IAPD
Years in industry: 17derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 6
Current registrations: 2
Registered states: 2
Exams: S65|S66
First exam: Apr 9, 2009
First registration: Mar 24, 2015
Dual registered: yes, broker-dealer
Other names: THOMAS KERNEY|THOMAS DEKARI KERNEY|THOMAS D KERNEY
IAPD individual key: 5581521

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
INDEPENDENT CAPITAL	State registered	Jul 15, 2026	n/a	yes	CHICAGO, IL	Current employment
COOPER FINANCIAL SERVICES, INC.	Independent wealth	Feb 24, 2026	n/a	yes	SHELTON, CT\|Chicago, IL	Current employment
COOPER FINANCIAL SERVICES, INC.	Independent wealth	Jan 4, 2024	Mar 1, 2024	no	Chicago, IL\|SHELTON, CT	Previous registration
XYPN SAPPHIRE	Independent wealth	Feb 2, 2021	Jan 18, 2022	no	BOZEMAN, MT	Previous registration
EARLY CAPITAL, LLC	Former SEC adviser	Dec 1, 2018	Feb 1, 2021	no	CHICAGO, IL	Previous registration
EARLY CAPITAL, LLC	Former SEC adviser	Dec 1, 2018	Dec 31, 2019	no	CHICAGO, IL	Previous registration
INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLC	Bd affiliated wealth	Feb 19, 2018	May 11, 2018	no	ORLANDO, FL	Previous registration
EARLY CAPITAL, LLC	Former SEC adviser	Mar 24, 2015	Dec 31, 2017	no	CHICAGO, IL	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
XYPN SAPPHIRE	COOPER FINANCIAL SERVICES, INC.	Jan 18, 2022	Jan 4, 2024	716	Firm change after gap	Other
EARLY CAPITAL, LLC	XYPN SAPPHIRE	Feb 1, 2021	Feb 2, 2021	1	Firm change	Other
INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLC	EARLY CAPITAL, LLC	May 11, 2018	Dec 1, 2018	204	Firm change	Other
EARLY CAPITAL, LLC	INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLC	Dec 31, 2017	Feb 19, 2018	50	Firm change	Other

Relationships

Registered with (5)

→ INDEPENDENT CAPITALRegistered adviserregistration: current employment
Jul 15, 2026 to presentfactForm ADV
→ COOPER FINANCIAL SERVICES, INC.Registered adviserregistration: previous registration
Jan 4, 2024 to Mar 1, 2024factForm ADV
→ XYPN SAPPHIRERegistered adviserregistration: previous registration
Feb 2, 2021 to Jan 18, 2022factForm ADV
→ EARLY CAPITAL, LLCRegistered adviserregistration: previous registration
Dec 1, 2018 to Feb 1, 2021factForm ADV
→ INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLCRegistered adviserregistration: previous registration
Feb 19, 2018 to May 11, 2018factForm ADV

Dated events

Occurred
Jan 18, 2022
Advisor changed firm
Thomas Dekari Kerney left Xypn Sapphire for Cooper Financial Services, Inc. (registered 2024-01-04)
Form ADVobserved 4 days ago