This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

MATSON MONEY, INC.

Current firm class

mixed wealth managerderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Dec 13, 1984earliest registration or exam on IAPD

Years in industry

41derivedfrom the industry start date

Years at current firm

19derivedfrom the current registration's begin date

Prior firms

2

Current registrations

2

Registered states

2

Designations

Certified Financial Planner

Exams

S63

First exam

Dec 13, 1984

First registration

Apr 5, 2019

Dual registered

no

Other names

MIKE FLANDERS|RICHARD M FLANDERS|R MICHAEL FLANDERS

IAPD individual key

868652

• Occurred

  Jun 1, 2026
  Advisor departed, no destination yet

  Richard Michael Flanders no longer registered at Efficient Advisors; no later IA registration on IAPD

  Form ADVobserved 4 days ago
• Occurred

  Apr 21, 2023
  Advisor changed firm

  Richard Michael Flanders left Sowell Management for Efficient Advisors (registered 2022-06-28)

  Form ADVobserved 4 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:e7fb8cce-504b-5fc5-e83e-9d2f39eb0133

First observed

Apr 5, 2019

Last observed

Sep 15, 2026 4 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.