This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

CYNDEO WEALTH PARTNERS

Current firm class

independent wealth managerderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Aug 4, 1997earliest registration or exam on IAPD

Years in industry

29derivedfrom the industry start date

Years at current firm

3derivedfrom the current registration's begin date

Prior firms

3

Current registrations

1

Registered states

2

Exams

S65|S63

First exam

Aug 4, 1997

First registration

Apr 24, 2003

Dual registered

no

Other names

TOMMY HAVARD|RICHARD THOMAS HAVARD|TOM HAVARD

IAPD individual key

2853161

• Occurred

  Dec 21, 2022
  Advisor changed firm

  Richard Thomas Havard left Merrill Lynch, Pierce, Fenner & Smith Incorporated for Cyndeo Wealth Partners (registered 2022-12-16)

  Form ADVobserved 4 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:01118666-582b-d837-032a-7b47ebefba16

First observed

Apr 24, 2003

Last observed

Sep 14, 2026 5 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.