DFX Intelligence

Data Factory

RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM under $100M

LUMIERE FINANCIAL

LUMIERE FINANCIAL GROUP LLC, CRD 319171

NEW YORK, NY

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:32f33dda-7045-21e5-0f46-41413bdb06d0

Data as of Apr 20, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 8:26 PM UTC and rebuilt at most every 15 minutes.

Relationships: 8
Dated events: 2
On other graphs: 2
Observed: Mar 8, 2022 to Apr 20, 2026
26 observations

Across DFX

same identity by shared identifier, citation, or a bridge measured by hand

Private Equityidentity

Lumiere Financial

Private equity manager · shared crd

Independent Sponsorsidentity

Lumiere Financial

Capital provider to sponsors · shared crd

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=3.0
Regulatory AUM: $82.7MItem 5.F on the latest filing (2026-04-20); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $82.7M
Private client RAUM: $82.7MderivedItem 5.D individuals plus high net worth individuals
Private client share: 100%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 5
RAUM per advisor: $16.5Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 5
Advisory employees: 5
Offices: 3Schedule D 1.F, beyond the principal office
Accounts: 255
Individual clients: 98
High net worth clients: 18
Private funds: 1Schedule D 7.B(1)
SEC number: 801-123638
CRD: 319171
Filings on the tape: 26
First filed: Mar 8, 2022
Latest filed: Apr 20, 2026
Organised: Limited Liability Company, DE

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
RICHARD C TOLWAY	Certified Financial Planner	Jersey City, NJ \| NEW YORK, NY	4	10	n/a	no
Tzvetelina Gueorguieva Botchoukova	n/a	Jersey City, NJ \| NEW YORK, NY	4	10	2	yes
Zachary Wyatt Brody	Certified Financial Planner\|Chartered Financial Consultant	NEW YORK, NY \| JERSEY CITY, NJ	4	13	6	no
Derek Lawrence Botwinick	n/a	NEW YORK, NY	4	23	1	yes
JOSEPH J MILICI	n/a	Saint Petersburg, FL \| NEW YORK, NY	4	13	1	yes

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
Botchoukova, Tzvetelina, Gueorguieva	CHIEF COMPLIANCE OFFICER & MANAGING DIRECTOR	B	yes	01/2021	Mar 8, 2022	Oct 21, 2024
Brody, Zachary, Wyatt	MANAGING PARTNER	E	yes	04/2020	Mar 8, 2022	Oct 21, 2024

Affiliates (Item 7.A)

as filed on Item 7.A; a related person with a CRD on the graph links to its own page

Related person	Type	Class on the graph	Its RAUM	Control	Common control	State
INSURETECH BROKERAGE LLC	n/a	n/a	n/a	N	yes	n/a

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
n/a	n/a	n/a	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line; showing 4 of 6

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Apr 20, 2026	$82.7M	$82.7M	5	5	3	1	n/a
2024	Mar 27, 2025	$59.9M	$59.9M	7	7	4	n/a	n/a
2023	Mar 29, 2024	$45.0M	$45.0M	8	8	1	n/a	n/a
2022	Mar 17, 2023	$26.9M	$26.9M	6	6	1	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	1	1

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$82.7M	$59.9M	38.0%	$26.9M	45.4%	5	7	3	4

Relationships

Registered with (6)

← JOSEPH J MILICIAdvisorregistration: current employment
Jul 22, 2022 to presentfactForm ADV
← Derek Lawrence BotwinickAdvisorregistration: current employment
Jun 24, 2022 to presentfactForm ADV
← Zachary Wyatt BrodyAdvisorregistration: current employment
May 6, 2022 to presentfactForm ADV
← Tzvetelina Gueorguieva BotchoukovaAdvisorregistration: current employment
May 5, 2022 to presentfactForm ADV
← RICHARD C TOLWAYAdvisorregistration: current employment
Apr 28, 2022 to presentfactForm ADV
← CHRISTOPHER RIOFRIOAdvisorregistration: previous registration
May 7, 2025 to Sep 8, 2025factForm ADV

Controls (2)

← Brody, Zachary, WyattOwnerMANAGING PARTNER, ownership code E, individual
Mar 8, 2022 to Oct 21, 2024factForm ADV
← Botchoukova, Tzvetelina, GueorguievaOwnerCHIEF COMPLIANCE OFFICER & MANAGING DIRECTOR, ownership code B, individual
Mar 8, 2022 to Oct 21, 2024factForm ADV

Dated events

Occurred
Sep 8, 2025
Advisor changed firm
Christopher Riofrio left Lumiere Financial for Cetera Investment Advisers Llc (registered 2025-09-07)
Form ADVobserved 5 days ago
Occurred
Mar 8, 2022
First Form ADV filing
Lumiere Financial Group Llc filed its initial SEC registration (Form ADV)
Form ADVobserved 5 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:32f33dda-7045-21e5-0f46-41413bdb06d0
First observed: Mar 8, 2022
Last observed: Apr 20, 2026 5 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

LUMIERE FINANCIAL

LUMIERE FINANCIAL GROUP LLC, CRD 319171

NEW YORK, NY

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:32f33dda-7045-21e5-0f46-41413bdb06d0

Data as of Apr 20, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 8:26 PM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

RICHARD C TOLWAY

Certified Financial Planner

Jersey City, NJ | NEW YORK, NY

n/a

Tzvetelina Gueorguieva Botchoukova

n/a

Jersey City, NJ | NEW YORK, NY

yes

Zachary Wyatt Brody

Certified Financial Planner|Chartered Financial Consultant

NEW YORK, NY | JERSEY CITY, NJ

Derek Lawrence Botwinick

n/a

NEW YORK, NY

yes

JOSEPH J MILICI

n/a

Saint Petersburg, FL | NEW YORK, NY

yes

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

Botchoukova, Tzvetelina, Gueorguieva

CHIEF COMPLIANCE OFFICER & MANAGING DIRECTOR

yes

01/2021

Mar 8, 2022

Oct 21, 2024

Brody, Zachary, Wyatt

MANAGING PARTNER

yes

04/2020

Mar 8, 2022

Oct 21, 2024

Related person

Type

Class on the graph

Its RAUM

Control

Common control

State

INSURETECH BROKERAGE LLC

n/a

yes

n/a

City

State

Country

Employees

Also broker-dealer

n/a

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Apr 20, 2026

$82.7M

n/a

2024

Mar 27, 2025

$59.9M

n/a

2023

Mar 29, 2024

$45.0M

n/a

2022

Mar 17, 2023

$26.9M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$82.7M

$59.9M

38.0%

$26.9M

45.4%