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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

FLUENT FINANCIAL, LLC

CRD 170041

DALLAS, TX

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:34a84a8a-4962-0640-84ce-4326deb66ee6

Data as of Apr 29, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 1:15 PM UTC and rebuilt at most every 15 minutes.

Relationships: 12
Dated events: 4
On other graphs: 0
Observed: Dec 13, 2013 to Apr 29, 2026
26 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $330MItem 5.F on the latest filing (2026-04-29); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $330M
Private client RAUM: $324MderivedItem 5.D individuals plus high net worth individuals
Private client share: 98%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 5
RAUM per advisor: $65.9Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 9
Advisory employees: 6
Offices: 0Schedule D 1.F, beyond the principal office
Accounts: 1,030
Individual clients: 164
High net worth clients: 87
Custody, client assets: $330M
SEC number: 801-78976
CIK: 1722283
CRD: 170041
Filings on the tape: 26
First filed: Dec 13, 2013
Latest filed: Apr 29, 2026
Organised: Limited Liability Company, TX

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
MITCHELL STEVEN KRAMER	Certified Financial Planner	DALLAS, TX	12	30	2	no
Matthew Thomas Pence	n/a	DALLAS, TX	1	10	1	no
Ian James Cobb	n/a	DALLAS, TX	1	10	n/a	no
ETHAN MAYO	n/a	DALLAS, TX	0	11	n/a	no
Madison Lyn Begley	n/a	DALLAS, TX	0	11	n/a	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
KRAMER, MITCHELL, STEVEN	MANAGING MEMBER/ CHIEF COMPLIANCE OFFICER	E	yes	01/2014	Dec 13, 2013	Mar 15, 2024
BAER, MICHAEL, JAMES	DIRECTOR OF OPERATIONS	Na	no	02/2021	Mar 15, 2024	Mar 15, 2024

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line; showing 12 of 13

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Apr 29, 2026	$330M	$330M	9	6	0	n/a	n/a
2024	Mar 25, 2025	$297M	$297M	9	6	0	n/a	n/a
2023	Mar 15, 2024	$288M	$288M	9	6	0	n/a	n/a
2022	Mar 21, 2023	$250M	$250M	10	7	0	n/a	n/a
2021	Mar 29, 2022	$279M	$279M	10	7	0	n/a	n/a
2020	Mar 24, 2021	$214M	$205M	10	7	0	n/a	n/a
2019	Feb 28, 2020	$185M	$177M	9	5	0	n/a	n/a
2018	Mar 25, 2019	$167M	$164M	8	5	0	n/a	n/a
2017	Mar 13, 2018	$174M	$164M	8	5	0	n/a	n/a
2016	Feb 28, 2017	$139M	$134M	5	3	n/a	n/a	n/a
2015	Mar 1, 2016	$131M	$124M	4	2	n/a	n/a	n/a
2014	Feb 20, 2015	$131M	$122M	4	4	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	2	3

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$330M	$297M	11.0%	$250M	9.6%	9	9	0	0

Relationships

Registered with (10)

← Madison Lyn BegleyAdvisorregistration: current employment
Aug 17, 2026 to presentfactForm ADV
← ETHAN MAYOAdvisorregistration: current employment
Jun 1, 2026 to presentfactForm ADV
← Ian James CobbAdvisorregistration: current employment
Jul 8, 2025 to presentfactForm ADV
← Matthew Thomas PenceAdvisorregistration: current employment
Dec 1, 2024 to presentfactForm ADV
← MITCHELL STEVEN KRAMERAdvisorregistration: current employment
Jan 6, 2014 to presentfactForm ADV
← MICHAEL JAMES BAERAdvisorregistration: previous registration
Aug 17, 2021 to Oct 22, 2024factForm ADV
← Dillon KanhalikhamAdvisorregistration: previous registration
Jan 23, 2024 to Jul 25, 2024factForm ADV
← Braden Seth SchaffnerAdvisorregistration: previous registration
May 4, 2021 to Apr 4, 2024factForm ADV
← TABITHA ANN GARREFFAAdvisorregistration: previous registration
May 24, 2017 to Nov 10, 2021factForm ADV
← AMY SUZANNE NELSONAdvisorregistration: previous registration
Jan 6, 2014 to May 29, 2015factForm ADV

Controls (1)

← KRAMER, MITCHELL, STEVENOwnerMANAGING MEMBER/ CHIEF COMPLIANCE OFFICER, ownership code E, individual
Dec 13, 2013 to Mar 15, 2024factForm ADV

Owns (1)

← BAER, MICHAEL, JAMESOwnerDIRECTOR OF OPERATIONS, ownership code NA, individual
Mar 15, 2024 to Mar 15, 2024factForm ADV

Dated events

Occurred
Oct 22, 2024
Advisor changed firm
Michael James Baer left Fluent Financial, Llc for Capital Advisors, Inc. (registered 2024-11-15)
Form ADVobserved 6 days ago
Occurred
Jul 25, 2024
Advisor changed firm
Dillon Kanhalikham left Fluent Financial, Llc for Coppell Advisory Solutions Llc (registered 2024-08-16)
Form ADVobserved 6 days ago
Occurred
Apr 4, 2024
Advisor changed firm
Braden Seth Schaffner left Fluent Financial, Llc for Ashton Thomas Private Wealth (registered 2024-05-28)
Form ADVobserved 6 days ago
Occurred
Dec 13, 2013
First Form ADV filing
Fluent Financial, Llc filed its initial SEC registration (Form ADV)
Form ADVobserved 6 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:34a84a8a-4962-0640-84ce-4326deb66ee6
First observed: Dec 13, 2013
Last observed: Apr 29, 2026 4 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

FLUENT FINANCIAL, LLC

CRD 170041

DALLAS, TX

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:34a84a8a-4962-0640-84ce-4326deb66ee6

Data as of Apr 29, 2026 (this record's last observation) from federal regulator filings. Page built Sep 21, 2026, 1:15 PM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

MITCHELL STEVEN KRAMER

Certified Financial Planner

DALLAS, TX

Matthew Thomas Pence

n/a

DALLAS, TX

Ian James Cobb

n/a

DALLAS, TX

n/a

ETHAN MAYO

n/a

DALLAS, TX

n/a

Madison Lyn Begley

n/a

DALLAS, TX

n/a

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

KRAMER, MITCHELL, STEVEN

MANAGING MEMBER/ CHIEF COMPLIANCE OFFICER

yes

01/2014

Dec 13, 2013

Mar 15, 2024

BAER, MICHAEL, JAMES

DIRECTOR OF OPERATIONS

02/2021

Mar 15, 2024

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Apr 29, 2026

$330M

n/a

2024

Mar 25, 2025

$297M

n/a

2023

Mar 15, 2024

$288M

n/a

2022

Mar 21, 2023

$250M

n/a

2021

Mar 29, 2022

$279M

n/a

2020

Mar 24, 2021

$214M

$205M

n/a

2019

Feb 28, 2020

$185M

$177M

n/a

2018

Mar 25, 2019

$167M

$164M

n/a

2017

Mar 13, 2018

$174M

$164M

n/a

2016

Feb 28, 2017

$139M

$134M

n/a

2015

Mar 1, 2016

$131M

$124M

n/a

2014

Feb 20, 2015

$131M

$122M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$330M

$297M

11.0%

$250M

9.6%