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RIA / WealthAdvisor31 years in industry

LANCE RAYMOND HOWARD

Advisor at HOWARD FINANCIAL

BAKERSFIELD, CA

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Search this name across graphsid dfx:ria:40cfbcbe-a5f4-5ff8-4b7d-084b93133e46

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 1:15 AM UTC and rebuilt at most every 15 minutes.

Relationships: 6
Dated events: 0
On other graphs: 0
Observed: Aug 3, 2009 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: HOWARD FINANCIAL
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Apr 1, 1995earliest registration or exam on IAPD
Years in industry: 31derivedfrom the industry start date
Years at current firm: 10derivedfrom the current registration's begin date
Prior firms: 4
Current registrations: 2
Registered states: 2
Exams: S65
First exam: Jul 25, 2009
First registration: Aug 3, 2009
Dual registered: no
IAPD individual key: 5701234

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
WEALTH TEAMS ALLIANCE	Independent wealth	Sep 12, 2025	n/a	yes	BAKERSFIELD, CA	Current employment
HOWARD FINANCIAL	State registered	Aug 26, 2016	n/a	yes	BAKERSFIELD, CA	Current employment
GRADIENT ADVISORS, LLC	Independent wealth	Jan 7, 2011	Jan 14, 2011	no	ARDEN HILLS, MN	Previous registration
STRATEGIC ADVISORS ALLIANCE, LLC	n/a	Jun 2, 2010	Dec 31, 2010	no	BAKERSFIELD, CA	Previous registration
GRADIENT ADVISORS, LLC	Independent wealth	Feb 18, 2010	May 18, 2010	no	BAKERSFILED, CA\|ARDEN HILLS, MN	Previous registration
GRADIENT INVESTMENTS, LLC	Independent wealth	Aug 3, 2009	Feb 17, 2010	no	BAKERSFIELD, CA\|ARDEN HILLS, MN	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
GRADIENT ADVISORS, LLC	HOWARD FINANCIAL	Jan 14, 2011	Aug 26, 2016	2,051	Firm change after gap	Other
STRATEGIC ADVISORS ALLIANCE, LLC	GRADIENT ADVISORS, LLC	Dec 31, 2010	Jan 7, 2011	7	Firm change	Other
GRADIENT ADVISORS, LLC	STRATEGIC ADVISORS ALLIANCE, LLC	May 18, 2010	Jun 2, 2010	15	Firm change	Other
GRADIENT INVESTMENTS, LLC	GRADIENT ADVISORS, LLC	Feb 17, 2010	Feb 18, 2010	1	Firm change	Other

Relationships

Registered with (5)

→ WEALTH TEAMS ALLIANCERegistered adviserregistration: current employment
Sep 12, 2025 to presentfactForm ADV
→ HOWARD FINANCIALRegistered adviserregistration: current employment
Aug 26, 2016 to presentfactForm ADV
→ GRADIENT ADVISORS, LLCRegistered adviserregistration: previous registration
Jan 7, 2011 to Jan 14, 2011factForm ADV
→ STRATEGIC ADVISORS ALLIANCE, LLCRegistered adviserregistration: previous registration
Jun 2, 2010 to Dec 31, 2010factForm ADV
→ GRADIENT INVESTMENTS, LLCRegistered adviserregistration: previous registration
Aug 3, 2009 to Feb 17, 2010factForm ADV

Dated events

No dated event names this entity yet.