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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 100m 1b

GOLDEN BAY ADVISORS LLC

CRD 166679

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:4138b702-d19b-c19c-3e4c-b0d599fade26

Data as of Jul 8, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 12:24 AM UTC and rebuilt at most every 15 minutes.

Relationships: 3
Dated events: 2
On other graphs: 0
Observed: May 13, 2013 to Jul 8, 2026
33 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.86 fund_share=0.0 institutional_share=0.11 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $296MItem 5.F on the latest filing (2026-07-08); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $262M
Private client RAUM: $255MderivedItem 5.D individuals plus high net worth individuals
Private client share: 86%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 2
RAUM per advisor: $148Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 1
Advisory employees: 1
Offices: 0Schedule D 1.F, beyond the principal office
Accounts: 153
Individual clients: 124
High net worth clients: 23
SEC number: 801-78077
CRD: 166679
Filings on the tape: 33
First filed: May 13, 2013
Latest filed: Jul 8, 2026
Organised: Limited Liability Company, DE
Website: goldenbayadvisors.com

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
MATTHEW Z KRUSKO	Certified Financial Planner	CHAPPAQUA, NY	7	19	2	no
LINDZY CHRISTINE GASPARELLA	n/a	CHAPPAQUA, NY	1	15	n/a	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
KRUSKO, MATTHEW, Z	CEO/CHIEF COMPLIANCE OFFICER	E	yes	05/2013	May 13, 2013	Apr 12, 2024

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Mar 3, 2026	$180M	$157M	1	1	0	n/a	n/a
2024	Feb 26, 2025	$156M	$156M	1	1	0	n/a	n/a
2023	Mar 7, 2024	$140M	$140M	1	1	0	n/a	n/a
2022	Feb 15, 2023	$138M	$125M	1	1	0	n/a	n/a
2021	Feb 25, 2022	$149M	$134M	1	1	0	n/a	n/a
2020	Jan 19, 2021	$139M	$139M	1	1	0	n/a	n/a
2019	Jan 17, 2020	$136M	$136M	1	1	0	n/a	n/a
2018	Jan 23, 2019	$92.0M	$92.0M	1	1	0	n/a	n/a
2017	Jan 31, 2018	$92.0M	$92.0M	1	1	0	n/a	n/a
2016	Mar 9, 2017	$80.0M	$80.0M	1	1	n/a	n/a	n/a
2015	Jan 20, 2016	$70.0M	$70.0M	1	1	n/a	n/a	n/a
2014	Feb 7, 2015	$57.0M	$57.0M	1	1	n/a	n/a	n/a
2013	Mar 25, 2014	$40.8M	$40.8M	1	1	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	0	0	0.0%	0	0	0	0	0

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$296M	$156M	89.5%	$138M	28.9%	1	1	0	0

Relationships

Registered with (2)

← LINDZY CHRISTINE GASPARELLAAdvisorregistration: current employment
Apr 1, 2025 to presentfactForm ADV
← MATTHEW Z KRUSKOAdvisorregistration: current employment
Feb 13, 2019 to presentfactForm ADV

Controls (1)

← KRUSKO, MATTHEW, ZOwnerCEO/CHIEF COMPLIANCE OFFICER, ownership code E, individual
May 13, 2013 to Apr 12, 2024factForm ADV

Dated events

Occurred
Jul 8, 2026
Regulatory AUM changed
Golden Bay Advisors Llc reported RAUM $295.7M, up 64% from $179.8M (2026-03-03 to 2026-07-08)
Form ADVobserved 3 days ago
$116M
Occurred
May 13, 2013
First Form ADV filing
Golden Bay Advisors Llc filed its initial SEC registration (Form ADV)
Form ADVobserved 3 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:4138b702-d19b-c19c-3e4c-b0d599fade26
First observed: May 13, 2013
Last observed: Jul 8, 2026 2 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

GOLDEN BAY ADVISORS LLC

CRD 166679

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:4138b702-d19b-c19c-3e4c-b0d599fade26

Data as of Jul 8, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 12:24 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

MATTHEW Z KRUSKO

Certified Financial Planner

CHAPPAQUA, NY

LINDZY CHRISTINE GASPARELLA

n/a

CHAPPAQUA, NY

n/a

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

KRUSKO, MATTHEW, Z

CEO/CHIEF COMPLIANCE OFFICER

yes

05/2013

May 13, 2013

Apr 12, 2024

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Mar 3, 2026

$180M

$157M

n/a

2024

Feb 26, 2025

$156M

n/a

2023

Mar 7, 2024

$140M

n/a

2022

Feb 15, 2023

$138M

$125M

n/a

2021

Feb 25, 2022

$149M

$134M

n/a

2020

Jan 19, 2021

$139M

n/a

2019

Jan 17, 2020

$136M

n/a

2018

Jan 23, 2019

$92.0M

n/a

2017

Jan 31, 2018

$92.0M

n/a

2016

Mar 9, 2017

$80.0M

n/a

2015

Jan 20, 2016

$70.0M

n/a

2014

Feb 7, 2015

$57.0M

n/a

2013

Mar 25, 2014

$40.8M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

0.0%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$296M

$156M

89.5%

$138M

28.9%