DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

G••••• B•• A••••••• L••

Independent wealth managerCRD 166679SEC 801-78077websiteIAPD
Latest filing Jul 8, 2026
First filing on the tape May 13, 2013 · 33 filings
SEC status approved since May 31, 2013
RAUM
$296M
reported, Item 5.F
Discretionary
89%
of RAUM
Private clients
86%
$255M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$148M
derived; firm RAUM over IAPD count
Employees
1
1 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
33 filings and snapshots on the tape
RAUM$296M as of Jul 8, 2026
Mar 25, 2014$40.8M then
HNW client RAUM$170M as of Jul 8, 2026
Jan 31, 2018$89.0M then
State-registered IARs (5.B.3)1 as of Jul 8, 2026
Mar 25, 20141 then
Employees (5.A)1 as of Jul 8, 2026
Mar 25, 20141 then
Private funds: no history
RAUM +89% over the last fiscal year+29% a year over threeIARs 1 to 1
Practice profile
derived from the filing of Jul 8, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$148MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
74derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$7.4MderivedHNW RAUM over HNW clients
Average account
$1.9MderivedRAUM over accounts (5.F.2.f)
Discretionary
89%derivedof RAUM
Institutional
11%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
0.5derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+186%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$170M57%
  • Individuals$85.0M29%
  • Pension and profit-sharing plans$33.2M11%
  • Corporations and businesses$7.5M2.5%
Individual clients
124reported
HNW clients
23reported
Pension plan clients
6reported
Charitable clients
0reported
Accounts
153reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.86 fund_share=0.0 institutional_share=0.11 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• Z• K•••••Certified Financial PlannerChappaqua, NyFeb 13, 201919 y2
L••••• C•••••••• G•••••••••Chappaqua, NyApr 1, 202515 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • K•••••• M••••••• Z• · Ceo/Chief Compliance Officercontrol
    since 05/2013 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Chappaqua, Ny200
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • HNW share shiftChange between filings · filing Mar 3, 2026
    HNW share of RAUM moved from 76.0% to 40.0% between the annual amendments of 2025-02-26 and 2026-03-03
    peers: independent wealth managers, $100M to $500M (5,678)
What changed
consecutive filings, newest first
  • Accounts · 312 to 153
    Mar 3, 2026 to Jul 8, 2026
  • Corporate clients · 2 to 1
    Mar 3, 2026 to Jul 8, 2026
  • HNW clients · 22 to 23
    Mar 3, 2026 to Jul 8, 2026
  • Discretionary RAUM · $157M to $262M
    Mar 3, 2026 to Jul 8, 2026
  • HNW RAUM · $71.9M to $170M
    Mar 3, 2026 to Jul 8, 2026
  • Individual RAUM · $76.8M to $85.0M
    Mar 3, 2026 to Jul 8, 2026
  • Non-discretionary RAUM · $23.3M to $33.2M
    Mar 3, 2026 to Jul 8, 2026
  • Pension RAUM · $25.4M to $33.2M
    Mar 3, 2026 to Jul 8, 2026
  • RAUM · $180M to $296M
    Mar 3, 2026 to Jul 8, 2026
  • Accounts · 174 to 312
    Feb 26, 2025 to Mar 3, 2026
  • Advisory activities · 3 to 2
    Feb 26, 2025 to Mar 3, 2026
  • Corporate clients · 3 to 2
    Feb 26, 2025 to Mar 3, 2026
  • HNW clients · 31 to 22
    Feb 26, 2025 to Mar 3, 2026
  • Individual clients · 20 to 124
    Feb 26, 2025 to Mar 3, 2026
  • Pension plan clients · 5 to 6
    Feb 26, 2025 to Mar 3, 2026
  • Pooled vehicle clients · 1 to 0
    Feb 26, 2025 to Mar 3, 2026
  • Financial planning clients · 0 to 1-10
    Feb 26, 2025 to Mar 3, 2026
  • Discretionary RAUM · $156M to $157M
    Feb 26, 2025 to Mar 3, 2026
  • HNW RAUM · $118M to $71.9M
    Feb 26, 2025 to Mar 3, 2026
  • Individual RAUM · $7.7M to $76.8M
    Feb 26, 2025 to Mar 3, 2026
  • Non-discretionary RAUM · $0 to $23.3M
    Feb 26, 2025 to Mar 3, 2026
  • Pension RAUM · $20.8M to $25.4M
    Feb 26, 2025 to Mar 3, 2026
  • Pooled vehicle RAUM · $2.0M to $0
    Feb 26, 2025 to Mar 3, 2026
  • RAUM · $156M to $180M
    Feb 26, 2025 to Mar 3, 2026
  • Accounts · 173 to 174
    Apr 12, 2024 to Feb 26, 2025
  • Advisory activities · 2 to 3
    Apr 12, 2024 to Feb 26, 2025
  • Corporate clients · unset to 3.0
    Apr 12, 2024 to Feb 26, 2025
  • Individual clients · 25 to 20
    Apr 12, 2024 to Feb 26, 2025
  • Pension plan clients · 6 to 5
    Apr 12, 2024 to Feb 26, 2025
  • Pooled vehicle clients · 0 to 1
    Apr 12, 2024 to Feb 26, 2025
  • Financial planning clients · 1-10 to 0
    Apr 12, 2024 to Feb 26, 2025
  • HQ city · CHAPPAQUA to
    Apr 12, 2024 to Feb 26, 2025
  • HQ state · NY to
    Apr 12, 2024 to Feb 26, 2025
  • Discretionary RAUM · $140M to $156M
    Apr 12, 2024 to Feb 26, 2025
  • HNW RAUM · $107M to $118M
    Apr 12, 2024 to Feb 26, 2025
  • Individual RAUM · $5.5M to $7.7M
    Apr 12, 2024 to Feb 26, 2025
  • Pension RAUM · $19.8M to $20.8M
    Apr 12, 2024 to Feb 26, 2025
  • Pooled vehicle RAUM · $0 to $2.0M
    Apr 12, 2024 to Feb 26, 2025
  • RAUM · $140M to $156M
    Apr 12, 2024 to Feb 26, 2025
  • Wrap assets (manager) · 0.0 to unset
    Apr 12, 2024 to Feb 26, 2025
Signals
2 dated events
  • G••••• B•• A••••••• L•• reported RAUM $295.7M, up 64% from $179.8M (2026-03-03 to 2026-07-08)
    Jul 8, 2026 · RAUM change · derived
  • G••••• B•• A••••••• L•• filed its initial SEC registration (Form ADV)
    May 13, 2013 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
c•••••••••@g•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/golden-bay-advisors/?viewAsMember=truereportedpublic record, Form ADV, Sep 19, 2026
Website
G•••••BAYADVISORS.COMreportedpublic record, Form ADV, Sep 19, 2026
Principal office phone
914-215-0194reportedpublic record, Form ADV, Jul 8, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$148Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026