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RIA / WealthAdvisorCertified Financial Plannerdual registered (broker-dealer)12 years in industry

Jorge Cardenas

Advisor at SCHWAB WEALTH ADVISORY, INC.

Phoenix, AZ

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Search this name across graphsid dfx:ria:a485bbaa-795c-e5d0-3150-416890923015

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 7:18 PM UTC and rebuilt at most every 15 minutes.

Relationships: 6
Dated events: 3
On other graphs: 0
Observed: Nov 20, 2013 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: SCHWAB WEALTH ADVISORY, INC.
Current firm class: no raum reportedderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Nov 19, 2013earliest registration or exam on IAPD
Years in industry: 12derivedfrom the industry start date
Years at current firm: 1derivedfrom the current registration's begin date
Prior firms: 5
Current registrations: 1
Registered states: 2
Designations: Certified Financial Planner
Exams: S66
First exam: Nov 19, 2013
First registration: Nov 20, 2013
Dual registered: yes, broker-dealer
Other names: JORGE R CARDENAS|JORGE CARDENAS
IAPD individual key: 6077213

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
SCHWAB WEALTH ADVISORY, INC.	No RAUM reported	Aug 21, 2025	n/a	yes	Phoenix, AZ	Current employment
DOWNTOWN WEALTH STUDIOS, LLC	Independent wealth	Feb 13, 2024	Aug 1, 2025	no	MIAMI, FL\|Chandler, AZ	Previous registration
FIDELITY PERSONAL AND WORKPLACE ADVISORS	Former SEC adviser	Sep 12, 2022	Feb 7, 2024	no	CHANDLER, AZ	Previous registration
J.P. MORGAN SECURITIES LLC	Wirehouse	Jan 13, 2020	Jul 25, 2022	no	TEMPE, AZ\|CHANDLER, AZ\|MESA, AZ\|MESA, AZ\|CHANDLER, AZ\|MESA, AZ	Previous registration
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Nov 18, 2015	Jan 2, 2020	no	CHANDLER, AZ\|CHANDLER, AZ\|TEMPE, AZ\|CHANDLER, AZ\|CHANDLER, AZ\|CHANDLER, AZ	Previous registration
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Nov 20, 2013	Jun 30, 2015	no	CHANDLER, AZ\|CHANDLER, AZ	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
DOWNTOWN WEALTH STUDIOS, LLC	SCHWAB WEALTH ADVISORY, INC.	Aug 1, 2025	Aug 21, 2025	20	Firm change	Other
FIDELITY PERSONAL AND WORKPLACE ADVISORS	DOWNTOWN WEALTH STUDIOS, LLC	Feb 7, 2024	Feb 13, 2024	6	Firm change	Ibd to RIA
J.P. MORGAN SECURITIES LLC	FIDELITY PERSONAL AND WORKPLACE ADVISORS	Jul 25, 2022	Sep 12, 2022	49	Firm change	Wirehouse to ibd
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	J.P. MORGAN SECURITIES LLC	Jan 2, 2020	Jan 13, 2020	11	Firm change	Wirehouse to wirehouse

Relationships

Registered with (5)

→ SCHWAB WEALTH ADVISORY, INC.Registered adviserregistration: current employment
Aug 21, 2025 to presentfactForm ADV
→ DOWNTOWN WEALTH STUDIOS, LLCRegistered adviserregistration: previous registration
Feb 13, 2024 to Aug 1, 2025factForm ADV
→ FIDELITY PERSONAL AND WORKPLACE ADVISORSRegistered adviserregistration: previous registration
Sep 12, 2022 to Feb 7, 2024factForm ADV
→ J.P. MORGAN SECURITIES LLCRegistered adviserregistration: previous registration
Jan 13, 2020 to Jul 25, 2022factForm ADV
→ MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATEDRegistered adviserregistration: previous registration
Nov 18, 2015 to Jan 2, 2020factForm ADV

Dated events

Occurred
Aug 1, 2025
Advisor changed firm
Jorge Cardenas left Downtown Wealth Studios, Llc for Schwab Wealth Advisory, Inc. (registered 2025-08-21)
Form ADVobserved 4 days ago
Occurred
Feb 7, 2024
Advisor changed firm
Jorge Cardenas left Fidelity Personal And Workplace Advisors for Downtown Wealth Studios, Llc (registered 2024-02-13)
Form ADVobserved 4 days ago
Occurred
Jul 25, 2022
Advisor changed firm
Jorge Cardenas left J.P. Morgan Securities Llc for Fidelity Personal And Workplace Advisors (registered 2022-09-12)
Form ADVobserved 4 days ago