This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Current firm

CONVERGENCE FINANCIAL

Current firm class

independent wealth managerderived

Book size

not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none

Industry start

Jul 1, 2013earliest registration or exam on IAPD

Years in industry

13derivedfrom the industry start date

Years at current firm

2derivedfrom the current registration's begin date

Prior firms

4

Current registrations

1

Registered states

2

Exams

S66

First exam

Jan 28, 2016

First registration

Mar 11, 2016

Dual registered

yes, broker-dealer

Other names

Mike Francis Richards

IAPD individual key

6574529

• Occurred

  Sep 3, 2024
  Advisor changed firm

  Michael Francis Richards left Raymond James Financial Services Advisors, Inc for Caliber Wealth Management, Llc (registered 2024-07-15)

  Form ADVobserved 6 days ago
• Occurred

  Aug 22, 2024
  Advisor changed firm

  Michael Francis Richards left Caliber Wealth Management, Llc for Convergence Financial (registered 2024-08-21)

  Form ADVobserved 6 days ago

Graph

RIA / Wealth Management

Canonical id

dfx:ria:c0b2756b-9291-e2cd-f0a1-86f71392cd08

First observed

Mar 11, 2016

Last observed

Sep 14, 2026 7 days ago

Source families

Federal regulator filings

1 registered feed stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.

Resolution

Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.