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RIA / WealthAdvisor18 years in industry

RYAN STEPHEN CARTER

Advisor at ELM WEALTH ADVISORY

PALM BEACH GARDENS, FL

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Search this name across graphsid dfx:ria:fafb7bf9-1e36-ec56-31b8-fa8ffbc0d612

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 2:01 PM UTC and rebuilt at most every 15 minutes.

Relationships: 9
Dated events: 4
On other graphs: 0
Observed: Jan 31, 2008 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: ELM WEALTH ADVISORY
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Dec 28, 2007earliest registration or exam on IAPD
Years in industry: 18derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 8
Current registrations: 1
Registered states: 1
Exams: S66
First exam: Dec 28, 2007
First registration: Jan 31, 2008
Dual registered: no
Other names: RYAN CARTER|RYAN CARTER|RYAN STEPHEN CARTER|RYAN S CARTER
IAPD individual key: 5386443

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
ELM WEALTH ADVISORY	State registered	Dec 18, 2025	n/a	yes	PALM BEACH GARDENS, FL	Current employment
LPL FINANCIAL LLC	Bd affiliated wealth	Sep 3, 2025	Dec 19, 2025	no	Palm Beach Gardens, FL\|SAN DIEGO, CA\|PALM BEACH GARDENS, FL	Previous registration
TD PRIVATE CLIENT WEALTH LLC	Bd affiliated wealth	Aug 17, 2023	Sep 9, 2025	no	WEST PALM BEACH, FL\|Sarasota, FL	Previous registration
SECURIAN FINANCIAL SERVICES, INC.	Former SEC adviser	Jan 23, 2023	May 10, 2023	no	PALM BEACH GARDENS, FL	Previous registration
TRUEHAND, INC.	Former SEC adviser	Aug 18, 2017	Mar 22, 2022	no	STRAFFORD, NH	Previous registration
CETERA INVESTMENT ADVISERS LLC	Bd affiliated wealth	Sep 13, 2016	Aug 7, 2017	no	PORTSMOUTH, NH	Previous registration
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Dec 14, 2012	Jun 8, 2016	no	MANCHESTER, NH\|ATLANTA, GA\|MANCHESTER, NH\|MANCHESTER, NH	Previous registration
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Dec 10, 2010	Jan 12, 2011	no	MANCHESTER, NH\|NEW YORK, NY	Previous registration
CETERA INVESTMENT SERVICES LLC	Former SEC adviser	Jan 31, 2008	Sep 1, 2009	no	PLAISTOW, NH	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
LPL FINANCIAL LLC	ELM WEALTH ADVISORY	Dec 19, 2025	Dec 18, 2025	-1	Firm change	Ibd to state RIA
TD PRIVATE CLIENT WEALTH LLC	LPL FINANCIAL LLC	Sep 9, 2025	Sep 3, 2025	-6	Firm change	Ibd to ibd
SECURIAN FINANCIAL SERVICES, INC.	TD PRIVATE CLIENT WEALTH LLC	May 10, 2023	Aug 17, 2023	99	Firm change	RIA to ibd
TRUEHAND, INC.	SECURIAN FINANCIAL SERVICES, INC.	Mar 22, 2022	Jan 23, 2023	307	Firm change	RIA to RIA
CETERA INVESTMENT ADVISERS LLC	TRUEHAND, INC.	Aug 7, 2017	Aug 18, 2017	11	Firm change	Other
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	CETERA INVESTMENT ADVISERS LLC	Jun 8, 2016	Sep 13, 2016	97	Firm change	Other
CETERA INVESTMENT SERVICES LLC	MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Sep 1, 2009	Dec 10, 2010	465	Firm change after gap	Other

Relationships

Registered with (8)

→ ELM WEALTH ADVISORYRegistered adviserregistration: current employment
Dec 18, 2025 to presentfactForm ADV
→ LPL FINANCIAL LLCRegistered adviserregistration: previous registration
Sep 3, 2025 to Dec 19, 2025factForm ADV
→ TD PRIVATE CLIENT WEALTH LLCRegistered adviserregistration: previous registration
Aug 17, 2023 to Sep 9, 2025factForm ADV
→ SECURIAN FINANCIAL SERVICES, INC.Registered adviserregistration: previous registration
Jan 23, 2023 to May 10, 2023factForm ADV
→ TRUEHAND, INC.Registered adviserregistration: previous registration
Aug 18, 2017 to Mar 22, 2022factForm ADV
→ CETERA INVESTMENT ADVISERS LLCRegistered adviserregistration: previous registration
Sep 13, 2016 to Aug 7, 2017factForm ADV
→ MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATEDRegistered adviserregistration: previous registration
Dec 14, 2012 to Jun 8, 2016factForm ADV
→ CETERA INVESTMENT SERVICES LLCRegistered adviserregistration: previous registration
Jan 31, 2008 to Sep 1, 2009factForm ADV

Dated events

Occurred
Dec 19, 2025
Advisor changed firm
Ryan Stephen Carter left Lpl Financial Llc for Elm Wealth Advisory (registered 2025-12-18)
Form ADVobserved 5 days ago
Occurred
Sep 9, 2025
Advisor changed firm
Ryan Stephen Carter left Td Private Client Wealth Llc for Lpl Financial Llc (registered 2025-09-03)
Form ADVobserved 5 days ago
Occurred
May 10, 2023
Advisor changed firm
Ryan Stephen Carter left Securian Financial Services, Inc. for Td Private Client Wealth Llc (registered 2023-08-17)
Form ADVobserved 5 days ago
Occurred
Mar 22, 2022
Advisor changed firm
Ryan Stephen Carter left Truehand, Inc. for Securian Financial Services, Inc. (registered 2023-01-23)
Form ADVobserved 5 days ago