DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Registered advisor

John Robert Richter

Merit Financial AdvisorsBD affiliatedAlpharetta, Ga IA-onlyIAPD 3117741

Feed of 09/15/2026

Also filed as John R (Jr) Richter

At current firm

0 y

since Mar 20, 2026

In the industry

25 y

since Jan 9, 2001 (earliest exam, job or registration)

Prior registered firms

IAPD previous registrations

State registrations

current, as an IAR

Firms today

current registrations

Exams

S66

IA exams only

Book size

not public

not estimated here

Signals

dated events on this person

Registration history

IAPD current and previous registrations

Merit Financial Advisors BD affiliated current
since Mar 20, 2026 · Alpharetta, Ga
Your Retirement Coach former
Feb 2, 2024 to Mar 31, 2026 · Marietta, Ga
Charles Schwab & Co., Inc. national BD
Mar 15, 2022 to Aug 16, 2023 · Alpharetta, Ga
Td Ameritrade Investment Management, LLC former
Apr 9, 2015 to Aug 16, 2023 · Santa Barbara, Ca
Td Ameritrade, Inc. former
Apr 9, 2015 to Oct 14, 2022 · Santa Barbara, Ca
Morgan Keegan & Company, LLC former
Mar 6, 2007 to Oct 14, 2009 · Orlando, Fl
Amsouth Investment Management Company LLC unclassified
Jan 5, 2006 to Feb 20, 2007 · Memphis, Tn
Merrill Lynch, Pierce, Fenner & Smith Incorporated wirehouse
Jan 9, 2001 to Dec 19, 2005 · Orlando, Fl

Moves

a registration end followed by a registration begin elsewhere

Your Retirement Coach to Merit Financial Advisors
left Mar 31, 2026, registered Mar 20, 2026 (-11 days) · RIA to RIA · moved with a team
Charles Schwab & Co., Inc. to Your Retirement Coach
left Aug 16, 2023, registered Feb 2, 2024 (170 days) · Affiliated broker-dealer or bank to independent RIA
Td Ameritrade Investment Management, LLC to Charles Schwab & Co., Inc.
left Aug 16, 2023, registered Mar 15, 2022 (-519 days) · channel change inside one enterprise, not a move
Td Ameritrade, Inc. to Td Ameritrade Investment Management, LLC
left Oct 14, 2022, registered Apr 9, 2015 (-2745 days) · corporate re-registration, not a move
Morgan Keegan & Company, LLC to Td Ameritrade, Inc.
left Oct 14, 2009, registered Apr 9, 2015 (2003 days) · Other
Amsouth Investment Management Company LLC to Morgan Keegan & Company, LLC
left Feb 20, 2007, registered Mar 6, 2007 (14 days) · corporate re-registration, not a move
Merrill Lynch, Pierce, Fenner & Smith Incorporated to Amsouth Investment Management Company LLC
left Dec 19, 2005, registered Jan 5, 2006 (17 days) · Other

Signals

John Robert Richter left Your Retirement Coach for Merit Financial Advisors (registered 2026-03-20)
Mar 31, 2026 · Advisor changed firm · fact
John Robert Richter left Charles Schwab & Co., Inc. for Your Retirement Coach (registered 2024-02-02)
Aug 16, 2023 · Advisor changed firm · fact

Transition signals

Mobility scoring is not published yet. The observable conditions this page will draw on once the historical validation is done: tenure, the firm’s own departures and ownership changes, new state registrations, a new adviser entity with this person on Schedule A, and colleagues’ moves. Until precision and lead time are measured on known moves, no label is printed. Read the methodology.

Provenance

Source: IAPD individual compilation feedreportedadviserinfo.sec.gov
Firm class: Broker-dealer affiliated wealth managerderived
Years in industry: 25derivedfrom the earliest dated exam, employment or registration
Not published: disclosure flags, outside business text, branch street address