DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Registered advisor

David Chien Tsow

Pandora Wealth, Inc.independent RIASan Diego, Ca IA-onlyIAPD 4315641

Feed of 09/14/2026

Also filed as David Tsow

At current firm

2 y

since Jul 17, 2024

In the industry

25 y

since Feb 6, 2001 (earliest exam, job or registration)

Prior registered firms

IAPD previous registrations

State registrations

current, as an IAR

Firms today

current registrations

Exams

S63, S66

IA exams only

Book size

not public

not estimated here

Signals

dated events on this person

Professional profile

what the firm itself publishes, with the page it was read from

Title: MANAGING DIRECTOR - SAN DIEGOreportedpandorawealth.comfirm site, Sep 15, 2026
Professional profile: linkedin.com/in/david-tsow-a67577176reportedadviserinfo.sec.govForm ADV Item 1.I, Sep 14, 2026

Only business contact points the firm published under its own name are shown; nothing is inferred, and personal accounts are never read. What the bio page says is printed as the firm printed it, with the sentence it came from; years are the firm’s claim, not a count of registrations.

Registration history

IAPD current and previous registrations

Pandora Wealth, Inc. independent RIA current
since Jul 17, 2024 · Las Vegas, Nv
Spotlight Asset Group former
Apr 8, 2019 to Nov 22, 2024 · San Diego, Ca
Charles Schwab & Co., Inc. national BD
Apr 9, 2009 to Jan 18, 2019 · San Diego, Ca
Merrill Lynch, Pierce, Fenner & Smith Incorporated wirehouse
Sep 8, 2005 to Mar 18, 2009 · Escondido, Ca
Morgan Stanley Dw Inc. unclassified
Jul 12, 2001 to Aug 29, 2005 · San Diego, Ca

Moves

a registration end followed by a registration begin elsewhere

Spotlight Asset Group to Pandora Wealth, Inc.
left Nov 22, 2024, registered Jul 17, 2024 (-128 days) · RIA to RIA · moved with a team
Charles Schwab & Co., Inc. to Spotlight Asset Group
left Jan 18, 2019, registered Apr 8, 2019 (80 days) · Affiliated broker-dealer or bank to independent RIA
Merrill Lynch, Pierce, Fenner & Smith Incorporated to Charles Schwab & Co., Inc.
left Mar 18, 2009, registered Apr 9, 2009 (22 days) · Wirehouse to affiliated broker-dealer or bank
Morgan Stanley Dw Inc. to Merrill Lynch, Pierce, Fenner & Smith Incorporated
left Aug 29, 2005, registered Sep 8, 2005 (10 days) · Other

Signals

David Chien Tsow left Spotlight Asset Group for Pandora Wealth, Inc. (registered 2024-07-17)
Nov 22, 2024 · Advisor changed firm · fact

Transition signals

Mobility scoring is not published yet. The observable conditions this page will draw on once the historical validation is done: tenure, the firm’s own departures and ownership changes, new state registrations, a new adviser entity with this person on Schedule A, and colleagues’ moves. Until precision and lead time are measured on known moves, no label is printed. Read the methodology.

Provenance

Source: IAPD individual compilation feedreportedadviserinfo.sec.gov
Firm class: Independent wealth managerderived
Years in industry: 25derivedfrom the earliest dated exam, employment or registration
Not published: disclosure flags, outside business text, branch street address