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SEC-registered adviser

M••••••••• F•••••••• C•••••••••

Independent wealth managerDelmont, PennsylvaniaCRD 104644SEC 801-33838websiteIAPD
Latest filing Aug 5, 2026
First filing on the tape Feb 17, 2012 · 19 filings
SEC status approved since Mar 9, 1989
RAUM
$425M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
95%
$402M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$106M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
19 filings and snapshots on the tape
RAUM$425M as of Aug 5, 2026
Feb 17, 2012$230M then
HNW client RAUM$385M as of Aug 5, 2026
Mar 7, 2018$271M then
State-registered IARs (5.B.3)4 as of Aug 5, 2026
Feb 17, 20120 then
Employees (5.A)4 as of Aug 5, 2026
Mar 25, 20132 then
Private funds: no history
RAUM +3.0% over the last fiscal year+8.4% a year over threeIARs 0 to 4offices 0 to 1
Practice profile
derived from the filing of Aug 5, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$106MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
29derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$5.3MderivedHNW RAUM over HNW clients
Average account
$997,209derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
5.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+3.0%derivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
-17%derived
Compensation
percentage of assets, fixed fees, commissionsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$86.3M, 38 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$385M91%
  • Charitable organizations$23.2M5.5%
  • Individuals$16.8M4.0%
Individual clients
43reported
HNW clients
73reported
Pension plan clients
n/areported
Charitable clients
8reported
Accounts
426reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$86.3M for 38 clientsreported
Compensation
% of AUM, fixed, commissionsreported
Class basis
private_client_share=0.95 fund_share=0.0 institutional_share=0.05 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
A•••• M•••••••••Delmont, PaJan 18, 200720 y0
K••••• J•••• S•••••Delmont, PaAug 22, 201316 y0
E•••••••• L••••••• M•••••••••Delmont, PaNov 25, 201912 y0
E•••••••• S••••••• H•••••Delmont, Pa Aug 5, 202612 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • M••••••••• A•••• · President, Wealth Advisor, Chief Compliance Officercontrol
        since 12/2008 · owns 75% or more
      • M••••••••• E••••••••• L••••••• · Vice President, Wealth Advisor, Compliance Manager
        since 12/2023 · owns 10% to 25%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Delmont, Pa · principal410
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      What changed
      consecutive filings, newest first
      • Advisory employees · 2 to 4
        Feb 25, 2026 to Aug 5, 2026
      • Employees · 3 to 4
        Feb 25, 2026 to Aug 5, 2026
      • State-registered IARs · 0 to 4
        Feb 25, 2026 to Aug 5, 2026
      • Other offices · 0 to 1
        Feb 25, 2026 to Aug 5, 2026
      • Accounts · 433 to 426
        Mar 13, 2025 to Feb 25, 2026
      • HNW clients · 78 to 73
        Mar 13, 2025 to Feb 25, 2026
      • Individual clients · 61 to 43
        Mar 13, 2025 to Feb 25, 2026
      • Assets in custody · $93.1M to $86.3M
        Mar 13, 2025 to Feb 25, 2026
      • Discretionary RAUM · $412M to $425M
        Mar 13, 2025 to Feb 25, 2026
      • HNW RAUM · $368M to $385M
        Mar 13, 2025 to Feb 25, 2026
      • Individual RAUM · $21.2M to $16.8M
        Mar 13, 2025 to Feb 25, 2026
      • RAUM · $412M to $425M
        Mar 13, 2025 to Feb 25, 2026
      • Accounts · 401 to 433
        Mar 13, 2024 to Mar 13, 2025
      • Charity clients · 9 to 8
        Mar 13, 2024 to Mar 13, 2025
      • HNW clients · 63 to 78
        Mar 13, 2024 to Mar 13, 2025
      • Individual clients · 76 to 61
        Mar 13, 2024 to Mar 13, 2025
      • Assets in custody · $86.9M to $93.1M
        Mar 13, 2024 to Mar 13, 2025
      • Financial planning clients · 101-250 to 101-250
        Mar 13, 2024 to Mar 13, 2025
      • Discretionary RAUM · $380M to $412M
        Mar 13, 2024 to Mar 13, 2025
      • HNW RAUM · $323M to $368M
        Mar 13, 2024 to Mar 13, 2025
      • Individual RAUM · $34.2M to $21.2M
        Mar 13, 2024 to Mar 13, 2025
      • RAUM · $380M to $412M
        Mar 13, 2024 to Mar 13, 2025
      • Accounts · 424 to 401
        Mar 21, 2023 to Mar 13, 2024
      • HNW clients · 56 to 63
        Mar 21, 2023 to Mar 13, 2024
      • Individual clients · 100 to 76
        Mar 21, 2023 to Mar 13, 2024
      • Assets in custody · $73.6M to $86.9M
        Mar 21, 2023 to Mar 13, 2024
      • Discretionary RAUM · $334M to $380M
        Mar 21, 2023 to Mar 13, 2024
      • HNW RAUM · $273M to $323M
        Mar 21, 2023 to Mar 13, 2024
      • Individual RAUM · $40.4M to $34.2M
        Mar 21, 2023 to Mar 13, 2024
      • RAUM · $334M to $380M
        Mar 21, 2023 to Mar 13, 2024
      • Accounts · 413 to 424
        Mar 4, 2022 to Mar 21, 2023
      • Charity clients · 7 to 9
        Mar 4, 2022 to Mar 21, 2023
      • HNW clients · 44 to 56
        Mar 4, 2022 to Mar 21, 2023
      • Individual clients · 140 to 100
        Mar 4, 2022 to Mar 21, 2023
      • Assets in custody · $110M to $73.6M
        Mar 4, 2022 to Mar 21, 2023
      • Discretionary RAUM · $436M to $334M
        Mar 4, 2022 to Mar 21, 2023
      • HNW RAUM · $338M to $273M
        Mar 4, 2022 to Mar 21, 2023
      • Individual RAUM · $73.2M to $40.4M
        Mar 4, 2022 to Mar 21, 2023
      • RAUM · $436M to $334M
        Mar 4, 2022 to Mar 21, 2023
      • Accounts · 430 to 413
        Mar 4, 2021 to Mar 4, 2022
      Signals
      No event on the tape.
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business email
      l••@m•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Business phone
      724-468-1300reportedpublished by the firm, firm site, Sep 15, 2026
      Business phone
      724-468-1301reportedpublished by the firm, firm site, Sep 15, 2026
      Website
      M•••••••••FINANCIAL.COMreportedpublic record, Form ADV, Aug 5, 2026
      Principal office phone
      724-468-1300reportedpublic record, Form ADV, Aug 5, 2026
      Contact form
      m•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Team page
      m•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $106Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026