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B••••• M••••••••• C• I••

Independent wealth managerSEC-registered· Haverhill, Massachusettswebsite

Independent wealth manager, based in Haverhill, Massachusetts, reporting $446M of regulatory assets.

Composed from this adviser's Form ADV classification, location and filed figures.

Regulatory AUM
$446M
Form ADV
Advisors
0
IAPD
Net advisor flow, 12 months
Not established
RAUM change, last fiscal year
+13%
Form ADV, consecutive annual filings
Private clients
77% of RAUM, $341M
Form ADV
As of · the latest Form ADV filing; advisor counts and movement are read from IAPD daily
Every filed figure, and the identifiersCRD 104728 · SEC 801-22549 · 17 filingsShow
CRD 104728SEC 801-22549First filing on the tape Apr 2, 2012, latest Mar 31, 2026SEC status approved since Oct 15, 1984IAPD
RAUM
$446M
reported, Item 5.F
Discretionary
97%
of RAUM
Private clients
77%
$341M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
3
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
17 filings and snapshots on the tape
RAUM$446M as of Mar 31, 2026
Apr 2, 2012$148M then
HNW client RAUM$139M as of Mar 31, 2026
Mar 29, 2018$38.4M then
State-registered IARs (5.B.3)0 as of Mar 31, 2026
Apr 2, 20120 then
Employees (5.A)3 as of Mar 31, 2026
Apr 3, 20132 then
Private funds: no history
RAUM +13% over the last fiscal year+13% a year over threeIARs 0 to 0
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
RAUM per advisor
unknownderivedRAUM over IAPD advisors; not a book size
Clients per advisor
unknownderivedindividual and HNW clients (5.D) over advisors
Average HNW client
$9.9MderivedHNW RAUM over HNW clients
Average account
$2.9MderivedRAUM over accounts (5.F.2.f)
Discretionary
97%derivedof RAUM
Institutional
23%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
unknownderivedItem 5.A over advisors
Advisors per office
unknownderived1 offices incl. principal (1.F.5)
RAUM growth, one year
+13%derivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
+6.7%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
portfolio management for individuals, otherreportedItem 5.G
Custody
$54.9M, 14 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$203M45%
  • High-net-worth individuals$139M31%
  • Charitable organizations$96.9M22%
  • Pension and profit-sharing plans$7.5M1.7%
Individual clients
113reported
HNW clients
14reported
Pension plan clients
n/areported
Charitable clients
26reported
Accounts
156reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$54.9M for 14 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=0.77 fund_share=0.0 institutional_share=0.23 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • B•••••• T•••••••• A••••• · President / Chief Compliance Officercontrol
        since 01/1990 · owns 75% or more
      • B•••••• T•••••• D••••• · Director
        since 01/1990 · owns less than 5%
      • M••••••• L•••• A••• · Director
        since 01/1990 · owns less than 5%
      Related persons
      Schedule D 7.A
      No related person reported.
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      What changed
      consecutive filings, newest first
      • Accounts · 145 to 156
        Mar 30, 2025 to Mar 31, 2026
      • Advisory employees · 2 to 3
        Mar 30, 2025 to Mar 31, 2026
      • HNW clients · 9 to 14
        Mar 30, 2025 to Mar 31, 2026
      • Individual clients · 110 to 113
        Mar 30, 2025 to Mar 31, 2026
      • Assets in custody · $49.9M to $54.9M
        Mar 30, 2025 to Mar 31, 2026
      • Employees · 2 to 3
        Mar 30, 2025 to Mar 31, 2026
      • Discretionary RAUM · $382M to $434M
        Mar 30, 2025 to Mar 31, 2026
      • HNW RAUM · $99.0M to $139M
        Mar 30, 2025 to Mar 31, 2026
      • Individual RAUM · $196M to $203M
        Mar 30, 2025 to Mar 31, 2026
      • Non-discretionary RAUM · $12.8M to $11.3M
        Mar 30, 2025 to Mar 31, 2026
      • Pension RAUM · $6.5M to $7.5M
        Mar 30, 2025 to Mar 31, 2026
      • RAUM · $394M to $446M
        Mar 30, 2025 to Mar 31, 2026
      • Accounts · 147 to 145
        Mar 29, 2024 to Mar 30, 2025
      • Assets in custody · $44.0M to $49.9M
        Mar 29, 2024 to Mar 30, 2025
      • Financial planning clients · 0 to 0
        Mar 29, 2024 to Mar 30, 2025
      • Discretionary RAUM · $337M to $382M
        Mar 29, 2024 to Mar 30, 2025
      • HNW RAUM · $88.9M to $99.0M
        Mar 29, 2024 to Mar 30, 2025
      • Individual RAUM · $169M to $196M
        Mar 29, 2024 to Mar 30, 2025
      • Non-discretionary RAUM · $9.2M to $12.8M
        Mar 29, 2024 to Mar 30, 2025
      • Pension RAUM · $6.5M to $6.5M
        Mar 29, 2024 to Mar 30, 2025
      • RAUM · $346M to $394M
        Mar 29, 2024 to Mar 30, 2025
      • Accounts · 140 to 147
        Mar 28, 2023 to Mar 29, 2024
      • HNW clients · 8 to 9
        Mar 28, 2023 to Mar 29, 2024
      • Individual clients · 102 to 110
        Mar 28, 2023 to Mar 29, 2024
      • Assets in custody · $43.2M to $44.0M
        Mar 28, 2023 to Mar 29, 2024
      • Discretionary RAUM · $295M to $337M
        Mar 28, 2023 to Mar 29, 2024
      • HNW RAUM · $78.6M to $88.9M
        Mar 28, 2023 to Mar 29, 2024
      • Individual RAUM · $149M to $169M
        Mar 28, 2023 to Mar 29, 2024
      • Non-discretionary RAUM · $11.3M to $9.2M
        Mar 28, 2023 to Mar 29, 2024
      • Pension RAUM · $5.6M to $6.5M
        Mar 28, 2023 to Mar 29, 2024
      • RAUM · $306M to $346M
        Mar 28, 2023 to Mar 29, 2024
      • Accounts · 134 to 140
        Mar 23, 2022 to Mar 28, 2023
      • Charity clients · 24 to 26
        Mar 23, 2022 to Mar 28, 2023
      • HNW clients · 19 to 8
        Mar 23, 2022 to Mar 28, 2023
      • Individual clients · 91 to 102
        Mar 23, 2022 to Mar 28, 2023
      • Assets in custody · $42.8M to $43.2M
        Mar 23, 2022 to Mar 28, 2023
      • Discretionary RAUM · $316M to $295M
        Mar 23, 2022 to Mar 28, 2023
      • HNW RAUM · $116M to $78.6M
        Mar 23, 2022 to Mar 28, 2023
      • Individual RAUM · $131M to $149M
        Mar 23, 2022 to Mar 28, 2023
      • Non-discretionary RAUM · $13.6M to $11.3M
        Mar 23, 2022 to Mar 28, 2023
      Signals
      No event on the tape.
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business phone
      ••• Lockedreportedpublished by the firm, firm site, Sep 16, 2026
      Website
      ••• Lockedreportedpublic record, Form ADV, Mar 31, 2026
      Principal office phone
      ••• Lockedreportedpublic record, Form ADV, Mar 31, 2026
      Contact form
      ••• Lockedreportedpublished by the firm, firm site, Sep 16, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      n/aderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026